The Standard Chartered Personal Loan Member-Get-Member Programme Promotion (the “Promotion”) is valid from now to 31 December 2020 (the “Promotion Period”). The Promotion is only open to existing Personal Loan and/or Credit Card customers provided by Standard Chartered Bank (Singapore) Limited in Singapore ( the “Bank”) who, during the Promotion Period, successfully refer any family member or friend (“Referred Individual”) to the Bank to sign up for at least one (1) Eligible Personal Loan (hereafter, such existing Personal Loan and/or Credit Card customer being referred to as “you” or “Existing Customer”). Prior to referring a Referred Individual to the Bank, an Existing Customer must (a) consent to the Bank disclosing your name, and the fact that you hold at least 1 Personal Loan and/or Credit Card to the Referred Individual;(b)obtain the consent of such Referred Individual to your provision of the personal data relating to such Referred Individual as set out in the Referral Form to the Bank here. You should also inform each Referred Individual of the purpose, which is to use their personal data by providing it to the Bank for marketing of the Bank’s products and services pertaining to this promotion; (c) inform and obtain the consent of, such Referred Individual to the Bank’s representative contacting the Referred Individual via phone, message and/or electronic mail for the purpose of signing up a Personal Loan; (d) inform the Referred Individual that a reward will be accorded to you if these Promotion terms and conditions are complied with; and (e) inform, and obtain the consent of, such Referred Individual that the application status of their Eligible Personal Loan(s) with the Bank would be disclosed to you by virtue of whether you receive cashback under this Promotion. To qualify for the promotion, (a) the Referred Individual must apply for a new CashOne Personal Loan, Credit Card Instalment Loan or Debt Consolidation Plan (“Eligible Personal Loan”) with the Bank during the Promotion Period; (b) the Referred Individual is at least 21 years old and is not an existing client Standard Chartered Personal Loan as at the date of referral, or must not have any existing or previously closed/cancelled Personal Loan in the last 12 months; (c) the referral is made in compliance with the Personal Data Protection Act 2012; and (d) the application is approved. Under this promotion, the referrer will be eligible to receive a “Referral Cashback” of (i) S$200 if the approved Referred Individual’s Eligible Personal Loan is a CashOne Personal Loan or Credit Card Instalment Loan or (ii) S$500 if the approved Referred Individual’s Eligible Personal Loan is a Debt Consolidation Plan. Existing Customer will be able to receive a Referral Cashback per Referred Individual, regardless of the total number of applications for the Eligible Personal Loan that is approved. If more than one (1) Existing Customer refers the same Referred Individual to the Bank during the Promotion Period under the Promotion, only the first Existing Customer who refers the Referred Individual to the Bank is eligible for the Referral Cashback. The “Referrer Cashback” will be credited to the Existing Customer’s active credit card account(s) with the Bank or Personal Loan account (if there is no active credit card account),between 2 to 3 months of the approval date of the Referred Individual’s Eligible Personal Loan, subject to such Eligible Personal Loan account being valid and in good standing at the time the Referral Cashback is credited. The Referral Cashback due to the Existing Customer will be forfeited if the Existing Customer’s Eligible Personal Loan account with the Bank is suspended, terminated by the Bank or the Existing Customer is in breach of our banking agreement. Customer Terms, Personal Loan/Personal Line of Credit/Overdraft Terms, Credit Card Terms, CashOne Product Terms, Credit Card Instalment Loan Product Terms, the Terms and Conditions Governing Debt Consolidation Facility and any other specific product terms that may be applicable in relation to this Promotion (collectively, “Other Terms”), and Standard Chartered Personal Loan Member-Get-Member Programme Promotion Terms and Conditions apply. Click here for full terms and conditions.