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Apply now and enjoy 1.5% cashback. No cashback cap and no minimum spend.

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SG Unlimited Cashback Credit Card

Apply now and enjoy 1.5% cashback. No cashback cap and no minimum spend.

Important Notice

EZ-link facility will be discontinued for Standard Chartered Simply Cash Credit Cards issued post 3 December 2019

unlimitedcashback
Unlimited Cashback Credit Card

Apply now and get 6 months of Disney+ subscription2 when you successfully activate your card

Terms and Conditions apply.

2Credit Card Sign Up Terms and Conditions apply.

Eligibility & Documents

Eligibility

  • Age
    • 21 to 65 years old
  • Minimum Annual Income
    • Singapore Citizens and Permanent Residents: S$30,000
    • Foreigners with Employment Passes: S$60,000
  • Employment Pass Holders
    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes
    • Employment Pass must have at least 6 months’ validity

Document Requirements

  • You will need:
    • Copy of NRIC (front and back) for Singaporean Citizens & PR
    • Copy of Passport and Employment Pass (with at least 6 months’ validity) for Foreigners
  • For salaried (any of the following):
    • Latest month computerised payslip
    • Latest 6 months CPF Contribution History Statement
    • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
  • For self-employed
    • Copy of 2 year income tax notice of assessment (must be in business for a minimum of 2 years)
  • For commission earner (any one from below)
    • Latest 3 months payslip + Latest income tax notice of assessment
    • Latest 6 months CPF contribution history statement
    • Latest 3 months payslip
    • Copy of 2 year income tax notice of assessment ( For 100% commission earner)

    Refer to application form for details

Fees & Charges

DETAILS
CHARGES
Annual Fees S$192.60 including GST. This annual fee is waived off for the first two years.
Finance Charges Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 26.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.
For more details on all other applicable fees and charges,  please click here.

Important Documents

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:

  • ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
  • Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

 

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

  • Card carrier that comes with your credit card
  • NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

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Terms & Conditions

  • The Standard Chartered Unlimited Cashback Credit Card (“Unlimited Card”) gives you 1.5% cashback (“Unlimited Cashback“) when you (including your supplementary cardholder(s) on your Unlimited Card account) charge Eligible Unlimited Card Retail Transactions (refer to transaction exclusions below) to the Unlimited Card. The following transactions are not Eligible Unlimited Card Retail Transactions and will not earn Unlimited Cashback: a) any cash advance; b) any fees and charges (including but not limited to annual card fees, service fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges) charged to your Unlimited Card; c) any Credit Card Funds Transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Unlimited Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made to all billing organisations using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Unlimited Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Unlimited Card account (and/or your supplementary credit card account); j) any tax payments charged to your Unlimited Card (and/or your supplementary credit card); k) any insurance premiums charged to your Unlimited Card (and/or your supplementary credit card); and l) any top-ups or payment of funds to any prepaid cards (with the exception of EZ-Reload charged to your Unlimited Card) and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time; and EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAY * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM m) any other charge, fee, transaction or payment as we may stipulate from time to time. Unlimited Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Unlimited Card Retail Transaction without any rounding off . Unlimited Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Unlimited Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Unlimited Cashback earned by your supplementary cardholder(s) of the Card will be credited into your principal Card account. Click here for the full Standard Chartered Unlimited Cashback Credit Card Terms and Conditions that apply.
  • To qualify for the Standard Chartered Credit Card Sign-Up Promotion (“Promotion”) available from 8 September 2021 to 30 November 2021 (both dates inclusive) (the “Promotion Period”), you must (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”) within the Promotion Period; (b) your Eligible Card application must be approved by the Bank within 14 calendar days after the Promotion Period, where such approval is final and unconditional; and (c) activate the physical version of the Eligible Card within the first 30 days from card approval date. If you are a new Standard Chartered principal cardholder (i.e. you must not have any existing or previously cancelled Standard Chartered credit cards in the last 12 months) and you satisfy all the relevant eligibility criteria in the Promotion Terms and Conditions, you will be eligible to receive one Disney+ promotion redemption code for a subscription period of 6 months (“New Cardholder Promo Code”). If you have at least one (1) existing principal credit card with the Bank at the point of approval of your Eligible Card application or previously cancelled credit card(s) with the Bank in the last 12 months from the date the Eligible Card is approved, and you apply for at least one (1) Eligible Card via any of the Bank’s offline channels (i.e. the Bank’s branches, roadshows, relationship managers and/or over a telesales phone call with the Bank’s representative), and satisfy all the relevant eligibility criteria in the Promotion Terms and Conditions, you will be eligible to receive one Disney+ promotion redemption code for a subscription period of 3 months (“Existing Cardholder Promo Code”). Each of the New Cardholder Promo Code and the Existing Cardholder Promo Code shall be referred to as the “Promo Code”. If you are eligible for a Promo Code, an e-mail will be sent by the Bank to you within 60 working days of the date of activation of the physical version of your Eligible Card. The Promo Code is only applicable for one-time usage, and must be redeemed within 3 months of receiving the e-mail containing the code. A Cardholder can only receive a maximum of one Promo Code under this Promotion. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card, Prudential Visa Signature Credit Card and Priority Banking Visa Infinite Credit Card. Visit sc.com/sg/signup-tnc for details and the full Standard Chartered Credit Card Sign-Up Promotion Terms and Conditions that apply.
  • For details, please click here.