Investments: This document is being distributed for general information only and it does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration. It has not been prepared for any particular person or class of persons and it has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase the product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. Insurance: This document describes the insurance products and services provided by certain insurer(s) in alliance with Standard Chartered Bank (Singapore) Limited (“SCBSL”). This document does not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon the acceptance of your application by the respective insurer(s). This document does not constitute an offer to buy or sell an insurance product or service nor is it intended to provide insurance or financial advice. All insurance products described in this document are products of and underwritten by the respective insurers and not SCBSL. In facilitating insurance arrangements or in referring customers to the respective insurer(s), SCBSL is acting in alliance with the respective insurer(s) and not as an agent for customers. SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. Deposit Insurance Scheme Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

To participate in the SC Remit Promotion (“Promotion”), you must from 1 October 2020 onwards successfully complete an online remittance transaction using Online Banking or Mobile Banking from a bank account (held with Standard Chartered Bank (Singapore) Limited (the “Bank”)) to the eligible countries in the eligible currency pairs (each, a “Qualifying Remittance Transaction” or “QRT”). Under the Promotion, all transfer charges and expenses imposed by the Bank for your QRT will be waived. The Bank shall not be responsible for any fees and charges levied by the beneficiary bank in connection with the QRT. *From 9 November 2020 onwards, the Bank will also not impose any additional FX costs on you for your QRT in INR (as payment currency) made to accounts maintained with Standard Chartered Bank, India. The available foreign exchange (“FX”) rate applied for your QRT differs according to the QRT and refers to (a) the Bank’s proprietary wholesale FX rate, (b) the FX rate provided by the Bank’s service provider to the Bank for the QRT, or (c) a combination of (a) and (b). Please check https://www.sc.com/sg/bank-with-us/remittance/ for the Promotion Terms and Conditions.