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FAQs

  • We review our interest rates on a regular basis and will be adjusting the SGD time deposit (“SGD TD”) board rates across various tenures.  As the SGD TD board rate is linked to your FDR housing loan package, we will be changing your housing loan rates in line with the revision.

     This table illustrates the rate adjustments to our SGD TD tenures and corresponding changes to the FDR housing loan rates.

      9-month FDR 36-month FDR 48-month FDR
    Existing housing loan rate 0.90% + loan margin 1.22% + loan margin 1.35% + loan margin
    Revised housing loan rate 1.05% + loan margin 1.37% + loan margin 1.50% + loan margin

  • The change in our SGD TD rates will be effective from 10 June 2019.

     If your mortgaged property is a private residential property, the adjusted monthly instalment will start from 1 August 2019. If your mortgaged property is a HDB flat, the adjusted monthly instalment will start from 15 July 2019.

     We will send you a letter with further details of your revised monthly instalment in June 2019. If you are subscribed to eStatements, you will instead receive an eAdvice via Online Banking titled ‘Mortgage Rate Change Notice’.

  • The increase will impact your monthly instalment, depending on your housing loan package. The table below illustrates the estimated increase to the monthly instalment for a housing loan of S$500,000 over a period of 20 years.

    9-month FDR 36-month FDR 48-month FDR
    Estimated increase to monthly instalment for a housing loan of S$500,000 over 20 years +S$33 +S$34 +S$34

    All amounts are rounded up to the nearest dollar