Can I purchase insurance for my family?

Yes you can, however only for your legally married spouse and children. Parents, parents-in-law and siblings are not permitted.

Am I required to have a medical examination?

No medical examination is required. However, you will need to answer 2 to 3 underwriting questions at point of sale for Allianz to determine if the application can be accepted.

If I have claimed from another critical illness (or cancer) insurance plan issued by another insurance company, would my claim from Allianz Cancer Protect be affected?

No, claims received from other insurance companies will not affect the benefits payable to an Insured under the Allianz Cancer Protect plan.

Can I purchase more than one Cancer policy from Allianz?

No, Allianz will only permit one policy per insured person.c

If the policy is cancelled within the Free Look period of 14 days from the Policyholder receives the Policy document, you can cancel the policy and any premium and GST paid will be refunded in full, so long as no claim has been made.

However, if you cancel the policy after the 14-days Free Look period, where the policy premium is paid on a monthly basis, your monthly premium will not be refunded. Where the policy premium is paid on an annual basis, your refund will be the pro-rata premium for the unexpired period, subject to no claims being made.

How many times can I claim for Non-Invasive Cancer Benefit?

You can only claim for this benefit once. Once the claim is made and accepted, no further Non-Invasive Cancer Benefit shall be paid, whether during the current or preceding Period of Insurance.

Will a claim reduce the benefit limit of the plan?

If you claim for the Non-Invasive Cancer Benefit, Allianz will pay out this benefit in a one-time lumpsum and the benefit for Major Cancer will correspondingly be reduced. If you claim for the Invasive Cancer Benefit, Allianz will pay out this benefit in a one-time lump sum (less any amount paid out for the Non-Invasive Cancer Benefit), and the monthly income benefit up to 12 months, and thereafter the policy will be terminated.

Is there a waiting period for the Major and Non-Invasive Cancer Benefit?

Yes, there is a waiting period of 90 days from the effective date of the policy.

How do I make a claim?

You can contact Allianz customerservice@Allianz.com.sg or 1800 222 1818 or +65 6222 1919 as soon as possible and complete a Claim form and other required forms as necessary and submit these along with supporting documents as proof of claim to assist the claim process.

Allianz Cancer Protect

Q: Can I buy an Allianz Cancer Protect policy if I am not a Singaporean?

Yes you can, as long as you hold a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent’s Pass or other recognised work pass entitling you to remain in Singapore.

This is to inform that by clicking on the hyperlink, you will be leaving sc.com/sg and entering a website operated by other parties.

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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Get 25% discount off your total first year premium when you purchase a plan by 31 Dec 24. T&Cs apply.

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ALLIANZ CANCER PROTECT

Allianz Cancer Protect provides coverage for you on diagnosis of cancer to alleviate your financial burden from the costs of treatments. Underwritten by Allianz

Monthly Income Benefit

Up to S$3,500¹ monthly for 12 months to supplement your income while you focus on your recovery.
Protection for the whole family

Including infants (from the age of 30 days) and children.
Simplified Underwriting

With 2 -3 underwriting questions at point of application
Comprehensive Coverage

Upon diagnosis of cancer that is not limited to any specific hospital or treatment type.
No Medical Check-up

No need for any medical check-up for the coverage to start.
Affordable premiums

From as low as $0.23² per day.

Allianz Cancer Protect	Benefit Limit (S$)
Coverage	Silver	Gold	Platinum
Major Cancer³ Benefit Pays out lump sum upon diagnosis (less any amount which had already been paid for Non-Invasive Cancer, in the current or any preceding period of insurance)	50,000	75,000	100,000
Non-Invasive Cancer³ Benefit Pays out lump sum upon diagnosis (1 claim per lifetime)	10,000	15,000	20,000
Monthly Income Benefit Payable up to 12 months upon diagnosis of Major Cancer	1,500/month	2,500/month	3,500/month

There are certain conditions whereby the benefits under this plan will not be payable. These are stated as exclusions in the contract/policy wording.

You are advised to read the policy wording for the full list of exclusions

¹ Benefit Limit is based on Allianz Cancer Protect Platinum Plan.

² Premium is calculated based on male, age 18 (the minimum age for adult) for Allianz Cancer Protect Silver Plan.

³ The definitions of Major Cancer and Non-invasive Cancers can be found in the Allianz Cancer Protect Policy Wordings