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A unique protection plan which lets you take charge of your changing needs

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Proctiveterm

A unique protection plan which lets you take charge of your changing needs

Take charge of your changing needs

PRUActive Term gives you the flexibility of increasing your basic coverage amount annually to keep up with your changing lifestyle and the option to pay your premiums in a shorter period.

How PRUActive Term works:

Important Note:

IMPORTANT INFORMATION – PLEASE READ BEFORE PROCEEDING:

  1. This plan is subject to financial and medical underwriting. Depending on the underwriting decision, Prudential Assurance Company Singapore (Pte) Limited may choose to reject your application or you may be asked to pay a higher premium.
  2. This plan provides financial protection against death and terminal illness during the policy term, and total and permanent disability during the policy term or before the policy anniversary prior to the policyholder attaining age 70 years (whichever is earlier).
  3. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value that is payable to you may be zero or less than the total premiums paid. This plan does not have a surrender value if the premium payment term is the same as the policy term. Surrender value is only applicable for plans with a limited premium payment term and is only available after 36 months from the first premium due date and premiums have been paid for the first 36 months of the policy.
  4. Premiums for some of the optional supplementary benefits are not guaranteed and may be adjusted based on future claims experience.
  5. Death benefit, Accelerated Terminal Illness benefit and Accelerated Disability benefit will cease once 100% of the sum assured for any of these benefits is paid out. This is based on the assumption that the Death benefit, Accelerated Terminal Illness benefit, and Accelerated Disability benefit each have the same sum assured.
  1. The incremental rate (if chosen by you, at the time of buying the plan) is only applicable on the Death benefit and starts from the second policy year onwards. The premium will also increase every year as the sum assured for the Death benefit increases. The Incremental Sum Assured benefit can be terminated upon your request at any time. However, you will not be able to re-activate the Incremental Sum Assured benefit thereafter.
  2. This plan is a life insurance plan, and it is not a savings account or fixed deposit nor is it associated with any account or fixed deposit of Standard Chartered Bank (Singapore) Limited.

Important Note:

IMPORTANT INFORMATION – PLEASE READ BEFORE PROCEEDING:

  1. This plan is subject to financial and medical underwriting. Depending on the underwriting decision, Prudential Assurance Company Singapore (Pte) Limited may choose to reject your application or you may be asked to pay a higher premium.
  2. This plan provides financial protection against death and terminal illness during the policy term, and total and permanent disability during the policy term or before the policy anniversary prior to the policyholder attaining age 70 years (whichever is earlier).
  3. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value that is payable to you may be zero or less than the total premiums paid. This plan does not have a surrender value if the premium payment term is the same as the policy term. Surrender value is only applicable for plans with a limited premium payment term and is only available after 36 months from the first premium due date and premiums have been paid for the first 36 months of the policy.
  4. Premiums for some of the optional supplementary benefits are not guaranteed and may be adjusted based on future claims experience.
  5. Death benefit, Accelerated Terminal Illness benefit and Accelerated Disability benefit will cease once 100% of the sum assured for any of these benefits is paid out. This is based on the assumption that the Death benefit, Accelerated Terminal Illness benefit, and Accelerated Disability benefit each have the same sum assured.
  1. The incremental rate (if chosen by you, at the time of buying the plan) is only applicable on the Death benefit and starts from the second policy year onwards. The premium will also increase every year as the sum assured for the Death benefit increases. The Incremental Sum Assured benefit can be terminated upon your request at any time. However, you will not be able to re-activate the Incremental Sum Assured benefit thereafter.
  2. This plan is a life insurance plan, and it is not a savings account or fixed deposit nor is it associated with any account or fixed deposit of Standard Chartered Bank (Singapore) Limited.

Disclaimer:

The content of this webpage is for general information only, and does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, or an offer to buy or sell any insurance product or service, nor is it intended to provide insurance or financial advice. It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regard to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a licensed or an exempt financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase or invest in the product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. You are fully responsible for your investment decision, including whether the product or service described here is suitable for you. The product mentioned is not principal-protected and you may lose all or part of your original investment amount. Standard Chartered Bank (Singapore) Limited will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information on this webpage.

The content of this webpage does not constitute a contract of insurance and reference should be made to the respective policy for the exact terms and conditions applicable to the insurance policy.  The insurance product described in this webpage is a product of and underwritten by Prudential Assurance Company Singapore (Pte) Limited (“Prudential”) and not Standard Chartered Bank (Singapore) Limited. In facilitating insurance arrangements or in referring customers to Prudential, the Bank is acting in alliance with Prudential and not as an agent for customers. Standard Chartered Bank (Singapore) Limited shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

As buying a life insurance policy is a long-term commitment, an early termination of the life insurance policy usually involves high cost and the surrender value payable (if any) may be less than the total premiums paid.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Prudential or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.