Refer A Friend

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The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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Benefits with SC Referral Club

Up to S$130 cashback for you

Simply refer your friends and family to enjoy up to S$130 cashback for every successful referral.

Exclusive rewards for them

They can get exclusive rewards such as 45,000 miles and up to S$560 cashback

Unlimited cashback

The more you refer, the more cashback you get – no cap!

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	BONUS$AVER ACCOUNT	SMART CREDIT CARD	SIMPLY CASH CREDIT CARD	JOURNEY CREDIT CARD	VISA INFINITE CARD	SC Online Trading
REWARDS FOR YOU	S$80 cashback for every successful referral					Up to S$130 cashback for every successful referral
REWARDS FOR THEM	S$80 cashback with min. S$20,000 fresh funds deposit OR Apple AirPods 4 (worth S$249) and S$30 cashback with min. $50,000 fresh funds deposit + S$100 cashback when you credit your salary	S$288 cashback with min. spend of S$588	Up to S$400 welcome cashback with no minimum spend	45,000 miles with min. spend of S$3,000	35,000 miles with annual charge fee	S$10 when you open an account + S$50 when you place a buy trade within 30 days of account opening + S$500 when you trade a minimum of S$500,000

How to refer

Start referring now
Been referred?

Start referring now

STEP 1: VISIT THE REFERRAL PAGE STEP 2: GENERATE YOUR REFERRAL CODE STEP 3: EARN CASHBACK

STEP 1: VISIT THE REFERRAL PAGE

STEP 1: VISIT THE REFERRAL PAGE

Click or scan the QR code on the left to visit the referral page on SC Mobile

STEP 2: GENERATE YOUR REFERRAL CODE

STEP 2: GENERATE YOUR REFERRAL CODE

Generate your unique referral code and share it with your friends and family via the app or social media

STEP 3: EARN CASHBACK

STEP 3: EARN CASHBACK

Earn up to S$130 cashback every time your friends or family successfully apply for a participating product – no cap.

Been referred?

APPLY REFERRAL CODE

Check out the participating products and sign up using the referral code provided by your friend and family member.

See participating products See participating products

Referral FAQ

The campaign is open to all existing primary account holders of deposit accounts and/or principal cardholders of credit cards to invite their friends to Standard Chartered and earn cashback on successful referrals.

You will earn S$80 cashback for each successful Referred Individual, regardless of the number of Eligible Deposit Account and/or Eligible Card(s) signed up for. For example, if your friend whom you have referred signs up for both an Eligible Deposit Product and an Eligible Card, you will receive S$80.

In addition, you will earn S$50 cashback for each Referred Individual who opens an SC Online Trading account, and performs a successful ‘buy’ transaction within 30 days from the account’s opening date. The ‘buy’ transaction has to be performed by 31January 2025.

For example, if your friend whom you have referred signs up for an Eligible Deposit Product and an Eligible Card and SC Online Trading, and performed a successful ‘buy’ transaction within the promotion period, you will receive S$130.

There is no cap on the amount of cashback. The more you refer, the more you earn.

Your friend will receive a sign-up cashback (if applicable) if he/she has successfully signed up for an Eligible Deposit Account and fulfils the sign-up eligibility criteria.

If applying for the Eligible Deposit Product, your friend whom you have referred must not be an existing primary account holder of any Standard Chartered account, and does not have any previously closed/cancelled Standard Chartered account in the last 12 months from the referral date.

If applying for the Eligible Card Product(s), your friend whom you have referred must not be a principal cardholder of any credit card issued by the Bank and does not have any previously closed/cancelled account or credit card in the last 12 months from the referral date.

If applying for SC Online Trading, your friend whom you have referred must not be an existing main or secondary account holder of SC Online Trading and does not have any previously closed / cancelled SC Online Trading account between 1 October 2023 to 30 September 2024.

Your referral cashback will be credited to your account within 60 days from the date of approval of your friend’s successful application of an eligible product or within 60 days from the date of the successful ‘buy’ transaction performed by the Referred Individual on SC Online Trading.

Terms & Conditions

Standard Chartered Refer and Earn Terms and Conditions

How can we help you today?

What kind of loan are you looking for?

Refer and get up to S$130 cashback