The Standard Chartered Unlimited Cashback Credit Card (“Card”) gives you 1.5% cashback (“Unlimited Cashback“) when you (including your supplementary cardholder(s) on your Card account) charge Eligible Retail Transactions (refer to transaction exclusions below) to the Card. The following transactions are not Eligible Retail Transactions and will not earn Unlimited Cashback: a) any cash advance; b) any fees and charges (including annual fees, late payment fees, interest charges, and or finance charges) charged to your Card; c) any balance or fund transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made to all billing organisations using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Card account (and/or your supplementary credit card account); j) any tax payments charged to your Card (and/or your supplementary credit card); k) any insurance premiums charged to your Card (and/or your supplementary credit card); and l) any top-ups or payment of funds to any prepaid cards (with the exception of EZ-Reload charged to your Card) and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAY * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM. Unlimited Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Retail Transaction without any rounding off . Unlimited Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Unlimited Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Unlimited Cashback earned by your supplementary cardholder(s) of the Card will be credited into your principal Card account. Click here for the full Standard Chartered Unlimited Cashback Credit Card Terms and Conditions that apply .

To be eligible for the SISTIC Standard Chartered Sign-Up Promotion (“Promotion”) available from 22 January to 15 February 2018 (both dates inclusive) (“Promotion Period”), you must be the first 70 successful applicants to apply for the eligible credit card (“Eligible Card”) issued by Standard Chartered Bank (Singapore) Limited (“Bank”) as a principal cardholder during the Promotion Period. Such application must be via the SISTIC online channel which, for the avoidance of doubt, is via the SISTIC’s eDM or online acquisition banners that link to sc.com/sg/unlimited and any other channels that the Bank and SISTIC.com Pte Ltd jointly determine in their sole discretion will allow you to qualify for this Promotion (“SISTIC Channels”). Such application must be approved by the Bank, must not be in conjunction with your application for a CashOne / Credit Card Instalment Loan or a Mortgage Loan under the Home Suite Bundle and you must activate the Eligible Card within 30 days from the card approval date. The Eligible Card account must also, within six (6) months of the Eligible Card account opening date, be valid (i.e. the Eligible Card account must not be suspended, cancelled and/or terminated), in good standing, and conducted in a proper and satisfactory manner as determined by Standard Chartered in its sole and absolute discretion. If you do not have any existing or previously cancelled principal credit cards in the last 12 months with the Bank at the point of your application, you will be eligible to receive the $150 SISTIC e-voucher (“SISTIC e-voucher”).  If you already have an existing or previously cancelled principal credit card with the Bank at the point of your application, you will be eligible to receive up to $20 cashback for each Eligible Card approved under this Promotion, subject to the Cashback Cap of $138. The maximum amount of cashback that you may receive for this Promotion is capped at S$138 (“Cashback Cap”). This Cashback Cap will include any cashback received under any and all other credit card sign-up promotions with the Bank. This Cashback Cap does not include any vouchers / stored value cards / credits / any other sign-up gifts which are not in the form of cashback which may be received under any other earlier credit card sign-up promotions. You will not be entitled to any further cashback under this Promotion if you have already reached the relevant cap on cashback under any earlier credit card sign-up promotions, as determined by the Bank in its sole discretion, notwithstanding that such earlier cap on cashback under the earlier credit card sign-up promotions may be lesser or greater than S$138. The Bank reserves the right not to grant any waiver of the first year annual fee for the Eligible Card account, if you fail to charge a minimum of 3 eligible retail transactions to the Eligible Card account within 60 days from the card approval date. If you are eligible for the SISTIC e-voucher, a promo code will be issued to you which entitle you to a one-time $150 off your next purchase. A promo code will be sent via SMS to all qualifying customers within 60 working days from Eligible Card activation. You must enter the promo code and utilise the SISTIC e-voucher for a single purchase within 3 months from the date you receive the SMS from the Bank. The promo code will expire after 3 months and you will not be able to claim any remaining SISTIC e-voucher. The cashback you are entitled to receive under this Promotion will be credited to your principal Eligible Card account within 30 working days of the date of activation of your Eligible Card, subject to the Eligible Card being valid and in good standing. This Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions. SISTIC Standard Chartered Sign-Up Promotion (22 January to 15 February 2018) Terms and Conditions apply. Please visit sc.com/sg/credit-cards/sisticacqui-tnc for full terms and conditions, including eligibility and exclusions. “Eligible Card” refers to the Unlimited Cashback Credit Card.