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Get S$300 cashback when you activate and spend S$200 within 30 days upon approval.

Exclusively for you

You have been referred to apply for  the SMART Card. Complete your application now to enjoy the exclusive offer.

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Smart Credit Card

Smart Credit Card

The smarter way to spend and say goodbye to fees!

  •  Convert your transactions into 3-month interest-free instalments with 100% cashback on your service fees.
  •  Earn 6% cashback in equivalent Rewards Points on everyday merchants with no minimum spend.
  •  Automatic waiver, no annual fees and no cash advance fees.

Terms and Conditions

  • By clicking the “Apply” button below, you consent to the sharing of the application status of your Standard Chartered Smart Credit Card to the existing principal credit cardholder of a credit card(s) issued by Standard Chartered Bank (Singapore) Limited who has referred you to the Bank (“Referrer”), by virtue of whether the Referrer receives cashback for a successful referral. You also acknowledge that you have been informed by the Referrer and are aware that the Referrer will receive a cashback if the Standard Chartered Credit Card Smart Member-Get-Member Programme Promotion Terms and Conditions are complied with.