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Compare and choose bank accounts that meet your needs

Discover our range of high interest savings accounts, current accounts and fixed deposits

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Everyday Use Person, Crowd, Audience

Bonus$aver

Earn high interest of up to 7.68% p.a. and $0 transaction fees for your foreign currency transactions

Get up to S$668 cashback when you successfully sign up for a Bonus$aver Account.

Up to 3.68% p.a.

bonus interest in 3 easy steps: credit your salary, spend with cards and pay bills

Up to 4.00% p.a.

bonus interest when you insure and invest

Interest Rate

Up to 3.68% p.a. when you credit your salary, spend and pay bills + up to 4.00% p.a. when you insure and invest

Card Benefits

Enjoy additional The Good Life® privileges with use of Bonus$aver World Mastercard Credit Card

Other Benefits

  • Transact up to 14 currencies with the multicurrency feature
  • Convert at competitive foreign exchange rates
  • S$0 fees for overseas transactions
  • Apply Now Apply Now

    Instant Account Opening with MyInfo

    I want to apply for a Bonus$aver account only

    I want to apply for a Bonus$aver account and Bonus$aver World Mastercard Credit Card

    Note: To qualify for the Bonus$aver Sign-up Promotion, you must apply for a Bonus$aver World Mastercard Credit Card. Visit here for the full Bonus$aver Sign-up Promotion Terms and Conditions that apply.

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Wealth Building Nature, Outdoors, Sea

Wealth $aver

A Priority Banking account to help you grow your wealth with up to 5.00% p.a. interest on your first S$500K

Get S$13,000 cash when you join Priority Banking

Up to 5.00% p.a.

interest on your deposit balance

1% unlimited cashback

on your debit card spends

Interest Rate

Up to 2.50% p.a. with a Priority Banking Relationship-based + up to 2.50% p.a. when you insure and invest

Card Benefits

1% unlimited cashback on your debit card spends

Other Benefits

  • Transact up to 14 currencies with the multicurrency feature
  • Convert at competitive foreign exchange rates
  • S$0 fees for overseas transactions
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Savings Water, Leisure Activities, Person

e$aver

High yield savings account with the flexibility to access your cash at any time with no lock-in period

Earn up to 3.55% p.a. interest on eligible deposit balances of up to S$2 million.

No lock-in period

Access your e$aver account anytime

via SC Mobile or Online Banking

Other Benefits

  • No lock-in period and the flexibility to withdraw funds anytime
  • Instant application via MyInfo
  • S$0 fees for overseas transfers
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Everyday Use Clothing, Shorts, Water

JumpStart

A hassle-free savings account for young adults and students between 18 and 26 years old

Up to 2.50% p.a.

interest on deposit balances of up to S$50,000

No fees

and minimum deposit balance required

Interest Rate

2.00% p.a. interest + 0.50% p.a. interest

Card Benefits

1% cashback on eligible debit card spends

Other Benefits

  • No lock-in period
  • No fees or minimum deposit
  • No salary crediting requirements
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Foreign Currency Person, Symbol, Text

USD$aver

Earn high interest of up to 4.00% p.a. on your USD deposits with no lock-in period

Up to 4.00% p.a.

Interest on deposit balances up to USD3mil

No commission fees

when you make deposits in USD

Interest Rate

Up to 4.00% p.a. interest

Card Benefits

2% cashback on all MasterCard transactions with the USD High Debit Card

Other Benefits

  • No lock-in period and flexibility to withdraw funds anytime
  • Save on FX conversions on USD denominated transactions
  • No minimum spend
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Everyday Use Head, Person, Face

SuperSalary

Enjoy interest on your SuperSalary deposit balances

1% cashback

on eligible debit card spends

0.01% p.a.

interest on deposit balances

Interest Rate

0.01% p.a.

Card Benefits

  • 1% cashback on your debit card spends
  • Additional 0.20%p.a. on top of regular Time Deposits rates with Super Time Deposit.

Other Benefits

  • $0 transfer charges for online remittances
  • No minimum initial deposit
  • No debit card annual fee
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Savings Guitar, Musical Instrument, Guitarist

MyWay

A savings account for clients aged 55 years old and above

Up to 0.30% p.a.

interest with no lock-in period

Lifestyle privileges

on dining, travel and healthcare via the MyWay Debit Card

Interest Rate

Up to 0.30% p.a.

Card Benefits

Exclusive benefits on dining, travel, lifestyle and healthcare with your debit card spends

Other Benefits

  • No lock-in period
  • Access to comprehensive income generating wealth solutions
  • Privileged access to healthcare services
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Everyday Use Computer, Electronics, Laptop

Cheque & Save Account

Enjoy daily interest earnings and the convenience of cashless payments

Free GIRO service

so you can make payments at no extra charge

Access

a full range of our remittance services

Interest Rate

0.01% p.a.

Other Benefits

  • Free GIRO payments
  • Access a full range of our remittance services
  • Standing instructions for regular payments
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Foreign Currency Adult, Female, Person

FCY$aver

A foreign currency account available in 9 currencies

Access 9 currencies:

USD, EUR, GBP, AUD, NZD, CHF, CAD, HKD and JPY

Instant Account Opening

using MyInfo

Other Benefits

  • Low initial deposit as little as USD 2,000 (or equivalent)
  • Available in USD, EUR, GBR, AUD, NZD, CHF, CAD, HKD and JPY
  • Instant account opening via MyInfo
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Time Deposit Dating, Person, Romantic

Singapore Dollar Time Deposits

Earn high interest on your Singapore Dollar Time Deposit (Fixed Deposit)

Earn up to 3.10% p.a. interest with a minimum fresh funds deposit of S$25,000

Flexible tenures

of 1 to 24 months for your selection

Online placements

via Online Banking for existing clients

Other Benefits

  • Earn high interest
  • Flexible tenor of 1 to 24 months
  • Placements available on Online Banking
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Time Deposit Wood, Boy, Child

Foreign Currency Time Deposits

Expand your global horizons with high interest rates

Up to 4.80% p.a. interest with a min. deposit of USD 25,000 on USD Time Deposit

Flexible tenures

of 1 to 12 months for your selection

9 currencies

for your selection, according to your needs

Other Benefits

  • Get high interest
  • Available in 9 currencies
  • Flexible tenure of 1 to 12 months for your selection
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Time Deposit Clothing, Hat, Person

Sustainable Time Deposits

Invest in a sustainable future

Earn up to 3.10% p.a. interest with a minimum fresh funds deposit of S$25,000

Purposeful investment

to address long-term environmental challenges

Savings dedicated

towards financing sustainable assets

Other Benefits

  • Earn high interest
  • Purposeful investment to address long-term environmental challenges
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Savings Person, Walking, Grass

e$aver Kids

Maintain control of your child’s savings through an online trust savings account

Earn up to 3.55% p.a. interest on eligible deposit balances of up to S$2 million.

No minimum deposit

when you open an account

No lock-in period

so you can freely withdraw funds anytime

Other Benefits

  • No minimum initial deposit
  • No monthly fees
  • No lock-in period
  • No minimum balance necessary
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Head, Person, Face

XtraSaver

Cashback on debit card purchases across various categories

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Body Part, Hand, Person

USD High Account

An account for global USD transactions

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Person, Indoors, Bag

Unlimited$aver

Bonus cashback on your Simply Cash Credit Card spends

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Person, Writing, Pen

Basic Bank Account

Affordable basic banking services for low-income Singaporeans

Low initial deposit

of just S$20 to get started

Passbook

to keep track of your banking transactions

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Add more accounts

Add more accounts

Add more accounts

Choose from our range of bank accounts

The Bonus$aver Account is a savings account which offers high interest rates, where you can start earning bonus interest from your very first dollar. Find out more here

Open an account with us in 3 simple steps:

 

STEP 1: Validate if you are eligible
Be sure to check on the eligibility requirements when it comes to opening an account.
For selected savings accounts, you can open the account only when you hit 16 years old and above. Foreigners are eligible as well. Check the respective product pages for details.

 

STEP 2: Submit your documents
Different account applications would require different supporting documents to be submitted.
Ensure that you have the correct documents for submission based on your citizenship status (Singapore Citizens, Permanent Residents and Foreigners).
If you are a Singaporean or Permanent Resident, you just need your SingPass and you can apply via MyInfo. No additional documents are required.

 

STEP 3: Start banking seamlessly
Download SC Mobile to start banking from anywhere, anytime!
Find out more here.

You can open a fixed deposit account instantly through Online Banking:

 

Step 1: Login to Online Banking
Step 2: Click “Apply” on the top navigation bar
Step 3: Select: “Time Deposit Account”
Step 4: Fill up the application form and remember to select the tenure of your choice

 

Once your Time Deposit request is submitted successfully, your new placement will be reflected under the Account Summary.

JumpStart is a savings account specially curated for young adults between 18 and 26 years old. The key features of the account include up to 2.5% p.a. interest on your first $50,000, with no fees, minimum deposit, lock-in period or salary crediting requirement. Find out more here.

Yes. Generally, all Singapore dollars deposit in savings, fixed deposit and current accounts are covered under the Deposit Insurance Scheme.

With effect from 1 April 2024, Singapore dollars deposits hed by non-bank depositors in eligible savings, fixed deposit and current accounts will be insured up to S$100,000 per depositor in accordance with Deposit Insurance and Policy Owners’ Protection Schemes Act (CAP77B).

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.