XtraSaver

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Earn More Petrol CashBack

Earn up to 15% CashBack on petrol on top of prevailing station discounts.

15%
Earn More CashBack

Receive up to 3% CashBack on your MasterCard transactions, anywhere in the world.

3%

Payments

NETS and MasterCard payments

Higher Interest Rates

Get high interest when you save, spend, credit salary, pay bills and invest/insure (applicable to Bonus$aver).

Quick Application Process

You can now beat the queue and apply online. All it takes is 10 minutes (applicable to Bonus$aver).

Banking Online or On The Go

Manage your money easily with our award-winning Online and Mobile Banking platform, SC Mobile available on the iPhone, iPad and Android mobile device

Pay Any Credit Card

Pay your credit card bill from any bank, free of charge, with Online Banking or Mobile Banking. Any Visa or MasterCard cards issued in Singapore are accepted.

Local Bill Payments

Get access to over 300 billing organisations via online banking or set up GIRO arrangements for easy payment of your bills. Download GIRO forms here.

Convenient Withdrawals

Withdraw your cash easily from our extensive network of ATMs.

Convenient Banking

Free 24-hour Phone Banking, Online Banking and Mobile Banking allows you to manage your money and complete transactions anywhere in the world at anytime.

Free Withdrawals

Make cash withdrawals at more than 200 ATMs island wide. Withdraw money from atm5 machines at no extra charge, simply look out for the atm5 logo

Island-Wide NETS Payments

Make payments by NETS all over Singapore.

Easy Account Management

Consolidated statement for easy account balancing

Account Balance	CashBack on Petrol	CashBack on MasterCard transactions	Monthly CashBack cap on Petrol	Monthly Overall CashBack cap
S$6,000 & above	7%	1%	S$40	S$100
S$200,000 & above	15%	3%	S$40	S$100

CashBack is applicable if the average daily balance in the linked chequing account calculated at the end of each calendar month is SGD6,000 and above. CashBack is tiered and calculated at the end of each calendar month based on transaction posting date and the deposit amount in the chequing account and will be credited on the first working day of the next calendar month, to the relevant account. Monthly CashBack is subject to a cap, S$40 for MasterCard transactions at petrol stations and an overall cap of S$100 for an aggregation of all transactions per month.
Petrol CashBack applies only in Singapore and Malaysia where the petrol station accepts EMV compliant MasterCard cards and if the petrol station’s merchant category code is 5177, 5541 or 5542. Purchase of petrol includes all other purchases (besides petrol) at the petrol station.

CashBack is not applicable for bill payments made via SCB Online Banking from the XtraSaver Current Account, NETS transactions and top up of NETS cash card.

The Bank reserves the right to

a) debit any of your account with us for CashBack given to you if the transactions are cancelled, voided or reversed for any reason; and

b) revise interest rate at any time without prior notice.
The Bank’s prevailing Customer Terms, Current/Cheque/Savings Account and Time Deposit Terms and XtraSaver Product Terms apply.

Service	Charges
Minimum initial deposit	S$0
Fall-below fee	S$5 per month if average daily balance for the month falls below S$3,000 from second month after account opening
Monthly service charge	S$2
Unarranged overdraft	Prime +5%, minimum S$5
Early account closure fee (within 6 months)	S$30
Debit Card Annual Fee	S$20 (including GST)
Cheque book	S$10 for each cheque book requested

^ These new and/or increased fees and charges are applicable to Personal Banking customers, effective from 28 August 2015.

Eligibility

Nationality: Singapore citizen / Singapore permanent resident / foreigner
Age requirement: Minimum 18 years old

Documents Required

Mandatory supporting documents For Singapore citizens and permanent Residents:
- NRIC (front and back)
Mandatory supporting documents for foreigners:
- Passport
- Employment Pass
- Any of the following documents:
  - Utility bill within the last 3 months
  - Bank statement within the last 3 months
  - Letter from the human resource department of current employer stating address
  - Government-issued documents stating address (e.g. IRAS, CPF, ICA)
  - Telecommunications bill within the last 3 months
  - Tenancy agreement

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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Standard Chartered’s XtraSaver is an interest bearing current account that allows you to earn Cashback on your debit card purchases

Earn More Petrol CashBack

Earn More CashBack