Quick Application Process
Banking Online or On The Go
Convenient Withdrawals
Easy Account Management
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Get higher bonus interest now – Enjoy up to 7.68% p.a. bonus interest on your first S$100,000 deposits
on your first S$100,000 deposits
when you sign up now
feature to access 14 currencies with $0 overseas transaction fees* and more
S$ @ % p.a.
S$ @ % p.a.
You will earn a prevailing interest rate of 0.05% p.a. on your entire deposit balance. In addition, you will earn bonus interest on the first S$100,000 of your deposit balance if you meet the minimum card spend as follows:
Certain transactions on your Bonus$aver Cards will not be regarded as eligible transactions. Please refer to Bonus$aver Product Terms for full T&Cs and list of exclusions
2.00%
Credit a minimum of S$3,000 monthly salary into your Bonus$aver account and earn additional 2.50% p.a. bonus interest on the deposit balance in your Bonus$aver account:
Please refer to Bonus$aver Product Terms for the full T&Cs that apply.
Invest through us in an Eligible Unit Trust with a minimum subscription sum of S$30,000, to earn additional 1.50% p.a. bonus interest on the deposit balance in your Bonus$aver Account:
Eligible Unit Trust means a Unit Trust made available through the Bank and which comprises (i) a minimum investment sum of S$30,000 (or its equivalent in another currency) in a single subscription, but does not include:
This document is being distributed for general information only and it does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration.
It has not been prepared for any particular person or class of persons and it has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase the product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.
You are fully responsible for your investment decision, including whether the product or service described here is suitable for you. The products / services involved are not principal-protected and you may lose all or part of your original investment amount. SCB will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information in this document. This document is for general evaluation only and has not been prepared to be suitable for any particular person or class of persons.
SCB makes no representation or warranty of any kind, express, implied or statutory regarding this document or any information contained or referred to on the document. This document is distributed on the express understanding that, whilst the information in it is believed to be reliable, it has not been independently verified by us.
Insurance: Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid. The contents of this document do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. All insurance products described in this document are products of and underwritten by [Insurer] (Insurer) and not Standard Chartered Bank (Singapore) Limited (SCBSL). SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance.
Unit Trusts: You should read the relevant prospectus before deciding whether to invest in a unit trust. Investments in unit trusts are not obligations of, deposits in, or guaranteed by, Standard Chartered Bank (Singapore) Limited or its affiliates. An investment in unit trusts is subject to investment risks, including the possible loss of the principal amount invested. The value of and the income from the unit trusts may fall as well as rise.
For clarity, the above are not deposits and do not qualify insured deposits under the Singapore Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.
Purchase an Eligible Insurance Policy with a minimal annual premium of S$12,000 to earn additional 1.50% p.a. bonus interest on the deposit balance in your Bonus$aver Account:
Eligible Insurance Policy means a regular premium life insurance policy underwritten by Prudential Assurance Company Singapore (Pte) Ltd and distributed by the Bank and which:
This document is being distributed for general information only and it does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration.
It has not been prepared for any particular person or class of persons and it has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase the product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.
You are fully responsible for your investment decision, including whether the product or service described here is suitable for you. The products / services involved are not principal-protected and you may lose all or part of your original investment amount. SCB will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information in this document. This document is for general evaluation only and has not been prepared to be suitable for any particular person or class of persons.
SCB makes no representation or warranty of any kind, express, implied or statutory regarding this document or any information contained or referred to on the document. This document is distributed on the express understanding that, whilst the information in it is believed to be reliable, it has not been independently verified by us.
Insurance: Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid. The contents of this document do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. All insurance products described in this document are products of and underwritten by [Insurer] (Insurer) and not Standard Chartered Bank (Singapore) Limited (SCBSL). SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance.
Unit Trusts: You should read the relevant prospectus before deciding whether to invest in a unit trust. Investments in unit trusts are not obligations of, deposits in, or guaranteed by, Standard Chartered Bank (Singapore) Limited or its affiliates. An investment in unit trusts is subject to investment risks, including the possible loss of the principal amount invested. The value of and the income from the unit trusts may fall as well as rise.
For clarity, the above are not deposits and do not qualify insured deposits under the Singapore Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.
0.23%
Make 3 eligible bill payments of at least S$50 each (in a calendar month) from your Bonus$aver account via GIRO or our Online Banking platform and earn additional 0.33% p.a. bonus interest on the deposit balance in your Bonus$aver account:
Please refer to Bonus$aver Product Terms for the full T&Cs that apply.
Quick Application Process
Banking Online or On The Go
Convenient Withdrawals
Easy Account Management
SC Remit
PayNow
Debit card annual fee waived
Note: Chargeable if the minimum average daily balance falls below S$3,000 in any particular month.
Bonus$aver comprises of a Bonus$aver account (which is an innovative Current Account that gives you one of the highest interest rate in town), and Bonus$aver World MasterCard credit and/or debit card(s) which may be linked to the Bonus$aver account.
Earn up to 7.68% p.a. interest on your savings for the first S$100,000 in your Bonus$aver account when you do any of the following:
The account comes with eStatements and you can choose to have a chequebook (chequebook facility is not available for Bonus$aver accounts opened through an online application).
Unlike other current and savings accounts, Bonus$aver is a unique account offering interest rates that are higher than any time deposit. You can earn up to 7.68% p.a. interest for up to S$100,000 deposit as you consolidate your spends, salary credit, bill payments and wealth needs with just a single account.
You can earn up to 7.68% p.a. interest on the first S$100,000 Average Daily Balance in your Bonus$aver account.
Your will receive 2 types of interest on your account balance every month.
Prevailing interest: 0.05% p.a.
You earn bonus interest on the first S$100,000 of your account average daily balance when you do any or all of these:
Bonus interest: This interest is accrued daily. You will receive this interest at the end of every month.
Earn 1.40% p.a. for spending at least S$2,000 in eligible transactions on your Bonus$aver Credit or Debit Card, or earn 0.60% p.a. for spending at least S$500 in eligible transactions on your Bonus$aver Credit or Debit Card and/or
Earn 2.00% p.a. for crediting your salary of at least S$3,000 through your employer via giro and/or
Earn 2.00% p.a. for 12 months when you purchase a new eligible unit trust investment and/or
Earn 2.00% p.a. for 12 months when you purchase a regular premium insurance product from SCB and/or
Earn 0.23% p.a. for paying any 3 unique bills online or through GIRO
You must be 21 years old and above to be eligible. For joint account applicants, both parties must be 21 years old and above.
Yes. The average daily balance eligible for bonus interest is subject to a cap of $100,000 per Bonus$aver account. Any average daily balance amount in excess of the cap is not eligible for bonus interest (but the prevailing interest rates will apply).
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For Bonus$aver accounts opened through an online application, you can perform signature-based transactions after you register your signature via SC Mobile.
However, do note that chequebook facility is still not available for Bonus$aver accounts opened through an online application.
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.