Enjoy cash at 0% interest for 6 months at 1% processing fee (EIR 2.06% p.a.)
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Enjoy lower processing fee and save on the high interest when you transfer funds from your Standard Chartered Credit Card.
With Credit Card Funds Transfer, you can:
1. Transfer funds into any bank’s current or savings account
2. Pay your credit card bills from other banks
3. Pay your outstanding loan from other banks
Select one of these tenor options to find out how it works:
|
6-MONTH TENURE
EXCLUSIVELY FOR STAFF* |
6-MONTH TENURE
FOR RETAIL CLIENTS |
|
|---|---|---|
| Applied Interest Rate (p.a.) | 0% | 0% |
| Processing Fee | 1.00% | 2.50% |
| Effective Interest Rate (p.a.) | 2.06% | 5.18% |
The Effective Interest Rate (EIR) is calculated by taking into consideration the processing fee and based on the assumption that full repayment is made within the promotional period with minimum monthly payments of 1% of principal plus interest, fees, charges and full payment in the final month of your selected tenure period.
*Exclusive Staff Rate is only applicable when Credit Card Funds Transfer application is submitted via the Staff Banking page.
Important information about our 0% p.a. interest offer
The 0% interest offer is valid for 6 month tenure from the date that the Credit Card Funds Transfer is approved, after which the prevailing interest rate applies.
Credit Card Funds Transfer Programme Product Terms and Conditions
Please click here for Credit Card Funds Transfer Programme Product Terms and Conditions. These terms apply in addition to our Customer Terms and Credit Card Terms.