1. This Credit Card Acquisition Cashback Promotion (the “Promotion”) is available from 1 April 2024 to 31 July 2024 (both dates inclusive) (the “Promotion Period“), unless otherwise extended or otherwise terminated in accordance with these terms and conditions. By participating in this Promotion, you agree to be bound by these terms and conditions.

Eligibility – New credit cardholders

2. To qualify for this Promotion, you must apply for one (1) of the following eligible cards (each an “Eligible Card”) through https://www.sc.com/sg/credit-cards/, SC Online Banking or SC Mobile app issued by Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank”) as a principal cardholder between 1 April 2024 to 31 July 2024 :
   1. Simply Cash Credit Card;
   2. Smart Credit Card; or
   3. Priority Banking Visa Infinite Credit Card.

You must be a new Standard Chartered principal cardholder. In other words, you must not have any existing or previously cancelled Standard Chartered credit cards in the last 12 months;

3. Standard Chartered must receive your application for the Eligible Card within the Promotion Period. Notwithstanding the foregoing, Standard Chartered may continue to process any application received by Standard Chartered up to 14 calendar days after the end of the Promotion Period, and Standard Chartered shall retain the sole and absolute discretion to determine the eligibility of these applications and/or allow the said applications for the purposes of this Promotion on a case-to-case basis, subject to these terms and conditions;
4. Your Eligible Card application must be approved by Standard Chartered within 14 calendar days after the Promotion Period, where such approval is final and unconditional;
5. You must activate either the digital or physical version of the Eligible Card within 30 days of the card approval date. The Eligible Card account must, within three (3) months of the Eligible Card account opening date, be valid (i.e. the Eligible Card account must not be suspended, cancelled and/or terminated), in good standing, and conducted in a proper and satisfactory manner as determined by Standard Chartered in its sole and absolute discretion.
6. If you satisfy all the eligibility criteria set out in Clause 2 you will be eligible for the Acquisition Cashback of SGD 288 (“Acquisition Cashback”) if you charge at least S$588 of Eligible Transactions (as defined in Clause 7) to the Eligible Card within 30 days of card approval.
7. An “Eligible Transaction”, for the purposes of this Promotion, is a transaction which is charged and posted to the Eligible Card within 30 days of the date the application for the Eligible Card is approved pursuant to this Promotion, except that the following transactions will not be considered as Eligible Transactions, for the purposes of this Promotion:

1. 1. any cash advance;
   2. any fees or charges (including but not limited to annual card fees, service fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges);
   3. any Credit Card Funds Transfer;
   4. any monthly instalment of an EasyPay transaction;
   5. any amount charged to your Eligible Card that is subsequently cancelled, voided, refunded or reversed;
   6. recurring payments (being automatic payments where you (including your supplementary cardholder(s) on your Eligible Card account) have given a one-time authorisation or instruction for the merchant to charge the payment directly to your Eligible Card at a fixed interval, such as transactions made pursuant to Standard Chartered Bank (Singapore) Limited’s 0% Interest Instalment Plan) or payments made to all billing organisations using Standard Chartered Online Banking or mobile app;
   7. AXS, SAM or ATM transactions made using your Eligible Card;
   8. amounts which have been rolled over from any preceding month’s statement; i. tax refunds credited into your Eligible Card account;
   9. any insurance premiums charged to your Eligible Card;
   10. any payments related to betting (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks) through any channel charged to your Eligible Card;
   11. any top-ups or payment of funds to any prepaid cards (with exception of EZ-Reload charged to your Eligible Card) and any prepaid accounts including without limitation:
   12. any transaction classified under either of the following Merchant Category Codes:

1. 1. 1. Financial Institutions – Merchandise, Services, and Debt Repayment (6012); or
      2. Non-Financial Institutions – Stored Value Card Purchase/Load (6540); and
      3. any top-ups or payment of funds to the following accounts or any other accounts as we may specify from time to time:

1. 1. 1. 1. EZ LINK PTE LTD
         2.  EZLINK*
         3. TRANSIT LINK*
         4. EZ LINK PTE LTD (FEVO)
         5. EZ LINK
         6. TRANSIT LINK PL
         7. EZ-LINK PTE LTD SINGAPORE
         8. EZLINKS.COM
         9. TRANSIT
         10. EZ-LINK TOP-UP KIOSK
         11. FLASHPAY ATU
         12. PAYPAL * BIZCONSULTA
         13. EZ-LINK (IMAGINE CARD)
         14.  TRANSITLINK*
         15. PAYPAL * CAPITALROYA

1. 13. any transaction classified under one or more of the following Merchant Category Codes:

1. 1. 1. 6051 (Non-Financial Institutions – Foreign Currency, Non-Fiat Currency (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment)
      2. 6211 (Security Brokers/Dealers)
      3. 4829 (Money Transfer) and 6513 (Real Estate Agents and Managers)
      4. 8211 (Elementary and Secondary Schools)
      5. 8220 (Colleges, Universities, Professional Schools, and Junior Colleges)
      6. 8241 (Correspondence Schools), 8244 (Business and Secretarial Schools)
      7. 8249 (Vocational and Trade Schools) and 8299 (Schools and Educational Services (Not Elsewhere Classified))
      8. 9211 (Court Costs, Including Alimony and Child Support)
      9. 9222 (Fines), 9223 (Bail and Bond Payments)
      10. 9311 (Tax Payments)
      11. 9399 (Government Services (Not Elsewhere Classified))
      12. 9402 (Postal Services – Government Only) and 9405 (U.S. Federal Government Agencies or Departments); and

1. 14. any other charges, fees, transactions or payments as we may stipulate from time to time.

Cashback Fulfilment mechanics

8. The Acquisition Cashback you are entitled to receive under this Promotion will be credited to your Eligible Card account following the table below, subject to the Eligible Card being valid and in good standing at the time of crediting.

General

9. Unless otherwise stated, this Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions.
10. The Acquisition Cashback is not exchangeable for cash or any other items and is non-transferable and non-assignable.
11. If the Bank at any time determines (at its sole and absolute discretion) that any of the eligibility requirements set out in Clauses 2 through 7 above was not or has not been complied with but any cashback has been received by you, the Bank reserves the right to recover any / all cashback or the value of any / all cashback from you.
12. Standard Chartered reserves the right to do any of the following without prior notice:
    10. modify, terminate, withdraw, shorten, suspend or extend this Promotion at the Bank’s sole and absolute discretion, with or without prior notice or reason; and/or
    11. vary, modify, revise, add or delete any of the terms of the Promotion. You agree and consent to be bound by any such variation, modification, revision, addition or deletion.
13. These Credit Card Acquisition Cashback Promotion Terms and Conditions are to be read in conjunction with our Customer Terms, Credit Card Terms and any other specific Product Terms that may be relevant in connection with this Promotion (“Other Terms”). In the event of any inconsistency between these Credit Card Acquisition Cashback Promotion Terms and the Other Terms, these terms prevail only to the extent of such inconsistency.
14. Standard Chartered is not responsible for any failure or delay in the transmission of any transaction by any party, including acquiring merchants, merchant establishments or any telecommunication provider.
15. Standard Chartered makes no warranty or representation as to the quality, merchantability or fitness for purpose of the goods and services bought and accepts no liability for the services provided by any merchant or service provider. Any dispute about the same must be resolved directly with the merchant or service provider.
16. Standard Chartered reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with this Promotion, including:

1. 1. your eligibility to participate in this Promotion;
   2. your eligibility to receive any cashback under this Promotion; and/or
   3. calculation of the cashback you receive under this Promotion.

Standard Chartered’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.

17. By applying for an Eligible Card pursuant to this Promotion, you consent to the use of your personal data for marketing purposes, including but not limited to the use of your telephone number and email address to contact you about products and promotions offered by the Bank from time to time via telephone, SMS or Electronic Direct Mail. Such consent will supersede any prior choices made by you. Such consent will also prevail even if you are registered or subsequently register your contact information with the national Do Not Call Registry.
18. A person who is not a party to these Credit Card Acquisition Cashback Promotion Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of these Credit Card Acquisition Cashback Promotion Terms and Conditions.
19. These Credit Card Acquisition Cashback Promotion Terms and Conditions and any dispute or claim arising out of or in connection with these Credit Card Acquisition Cashback Promotion Terms and Conditions, shall be governed by and are to be construed in accordance with, the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
20. All information is accurate at time of publication.