1. This Standard Chartered Credit Card Sign-Up via TANGS Promotion (the “Promotion”) is available from 10 June to 31 August 2019(both dates inclusive) (the “Promotion Period”), unless otherwise extended or otherwise terminated in accordance with these terms and conditions. By participating in this Promotion, you agree to be bound by these terms and conditions.

2. Only applications for the Eligible Card (as defined in Clause 3a below) received by the Bank (as defined in Clause 3a below) via the TANGS Channels (as defined in Clause 3c below) will be eligible for this Promotion. For the avoidance of doubt:
   1. this means that only Cardholders (as defined in Clause 3a below) who have applied for a card via the TANGS Channels who successfully submit the application for the Eligible Card will be eligible for the Promotion (subject always to Clauses 3, 5 and 6 below); and
   2. if you have received the Eligible Card in conjunction with your application for a CashOne / Credit Card Instalment Loan or a Mortgage Loan under the Home Suite Bundle or any other credit card sign-up promotions, you will not be eligible for the TANGS Gift Card (as defined in Clause 4 below) under this Promotion.

Eligibility – New credit cardholders

3. To qualify for this Promotion and receive the sign-up gift available as set out in Clause 4 below:
   1. you must apply for the Unlimited Cashback Credit Card (“Eligible Card”) issued by Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank”) as a principal cardholder (“Cardholder”);
   2. you must be the first 100 successful applicants and meet all the eligibility criteria as set out in this Clause 3;
   3. such application has to be via the TANGS online communication channels (which, for the avoidance of doubt, are TANGS’ electronic direct mailer that links to Standard Chartered Unlimited Cashback Credit Card online application form and any other channels that the Bank determines in its sole discretion will allow you to qualify for this Promotion) (the “TANGS Channels”);
   4. you must be a new Standard Chartered principal cardholder. In other words, you must not have any existing or previously cancelled credit cards in the last 12 months;
   5. Standard Chartered must receive your application for the Eligible Card within the Promotion Period. Notwithstanding the foregoing, Standard Chartered may continue to process any application received by Standard Chartered up to 14 calendar days after the end of the Promotion Period, and Standard Chartered shall retain the sole and absolute discretion to determine the eligibility of these applications and/or allow the said applications for the purposes of this Promotion on a case-to-case basis, subject to these terms and conditions;
   6. your Eligible Card application must be approved by Standard Chartered, where such approval is final and unconditional;
   7. you must activate the Eligible Card within 30 days from the card approval date; and
   8. the Eligible Card account must, within six (6) months of the Eligible Card account opening date, be valid (i.e. the Eligible Card account must not be suspended, cancelled and/or terminated), in good standing, and conducted in a proper and satisfactory manner as determined by Standard Chartered in its sole and absolute discretion
4. Subject to these terms, if you satisfy all the eligibility criteria set out in Clause 3 above, you will be eligible to receive the $150 TANGS Gift Card (“TANGS Gift Card”) subject to the terms contained herein.

Eligibility – Existing credit cardholders

5. If you:
   1. have an existing principal credit card with the Bank at the point of your application for the Eligible Card or previously cancelled credit card(s) with the Bank in the last 12 months from the date the Eligible Card is approved; and
   2. satisfy the eligibility criteria set out in all of Clauses 3(a), (b), (c), (e), (f), (g) and (h) above,

you will be eligible to receive S$20 cashback for the Eligible Card approved under the Promotion, subject to the Current Cashback Cap and Previous Cashback Cap (each as defined below in Clauses 6(b) and (c) below).

6. 1. 1. The Current Cashback Cap and Previous Cashback Cap (each as defined in Clauses 6(b) and (c) below):
         1. includes any cashback; but
         2. does not include any vouchers / stored value cards / credits / any other sign-up gifts which are not in the form of cashback,

   received under any and all other credit card sign-up promotions with the Bank that you qualify for, whether prior or subsequent to your application pursuant to this Promotion.

   1. The maximum aggregated amount of cashback that you may receive for this Promotion and all your subsequent credit card application(s) (where relevant) combined is capped at S$120 (“Current Cashback Cap”).
   2. If you have previously applied for credit card(s) with the Bank, the relevant cashback cap applicable for purposes of determining the cashback you will get under this Promotion is the cashback cap in place when your very first application for credit card(s) with the Bank was approved (“Previous Cashback Cap”). For the avoidance of doubt, this Previous Cashback Cap may be lesser or greater than the Current Cashback Cap.
      1. 1. If you have not reached the Previous Cashback Cap as determined by the Bank in its sole discretion, the cashback you will receive pursuant to this Promotion is the lower of:
            1. the cashback you are eligible to receive under Clause 5 above; and
            2. the Previous Cashback Cap less the aggregated amount of cashback you had earlier received under any and all other credit card sign-up promotions with the Bank.

      For the avoidance of doubt, if you have not reached the Previous Cashback Cap, the Current Cashback Cap has no bearing on whether you receive cashback under this Promotion.

   3. If you have reached the Previous Cashback Cap as determined by the Bank in its sole discretion, you will not be entitled to any further cashback under this Promotion. For the avoidance of doubt, this is the position regardless of whether the Previous Cashback Cap is greater or less than the Current Cashback Cap.

Fulfilment mechanics

7. If you are eligible for the TANGS Gift Card pursuant to Clause 3 and 4 above, a redemption letter will be mailed to you within 60 working days of the date of activation of your Eligible Card for the collection details of the TANGS Gift Card. The use of the TANGS Gift Card is governed by the TANGS Gift Card Terms and Conditions and other terms and conditions stated on the TANGS Gift Card. For the avoidance of doubt, the Bank is not liable to any person (including, without limitation, any Eligible Cardholder) for any losses, damages, claims, liabilities or expenses incurred or suffered as a result of any Eligible Cardholder utilising the TANGS Gift Card.

8. The redemption letter for the TANGS Gift Card has a validity of six (6) months from the date the redemption letter (as referred to in Clause 7) is mailed to you and each TANGS Gift Card is valid for twelve (12) months from the date of collection and/or top up of the TANGS Gift Card and must be utilised before its expiry date.

9. Any dispute relating to or arising from the use and fulfilment of TANGS Gift Card must be resolved directly with TANGS (and not with the Bank). You agree and warrant to raise all complaints pertaining to the quality and servicing of the TANGS Gift Card directly with TANGS.

10. The cashback you are entitled to receive under this Promotion pursuant to Clause 5 above will be credited to your principal Eligible Card account within 30 working days of the date of activation of your Eligible Card, subject to the Eligible Card being valid and in good standing. The cashback awarded under this Promotion must be utilised within six (6) months from the date of activation of your Eligible Card, failing which, any unused portion of the cashback may be forfeited. Transfer of cashback to another credit card account or withdrawal of cashback in the form of Cashier’s Order or any other means shall not be permitted.

General

11. Unless otherwise stated, this Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions. The Promotion is valid with in conjunction with the the Standard Chartered and Caltex 2019 Promotion (the terms and conditions of which can be found here) and The Good Life Privileges (which can be found here).

12. The TANGS Gift Card referred to in Clause 4 and the cashback referred to in Clause 5 are not exchangeable for cash or any other items, and are non-transferable and non-assignable.

13. If the Bank at any time determines (at its sole and absolute discretion) that any of the eligibility requirements set out in Clauses 3 or 5 above was not or has not been complied with but any Gift has been redeemed by you, the Bank reserves the right to recover any / all Gifts or the value of any / all Gifts from you.

14. Standard Chartered reserves the right to do any of the following without prior notice:
    1. terminate, withdraw, shorten or extend this Promotion at the Bank’s sole and absolute discretion, with or without prior notice or reason; and/or
    2. vary, modify, add or delete any of the terms of the Promotion.

You agree and consent to be bound by any such variation.

15. This Standard Chartered Credit Card Sign-Up via TANGS Promotion Terms and Conditions are to be read in conjunction with our Customer Terms, Credit Card Terms and any other specific Product Terms that may be relevant in connection with this Promotion (“Other Terms”). In the event of any inconsistency between these terms and the Other Terms, these terms prevail only to the extent of such inconsistency.

16. Standard Chartered is not responsible for any failure or delay in the transmission of any transaction by any party, including acquiring merchants, merchant establishments or any telecommunication provider.

17. Standard Chartered makes no warranty or representation as to the quality, merchantability or fitness for purpose of the goods and services bought and accepts no liability for the services provided by any merchant or service provider. Any dispute about the same must be resolved directly with the merchant or service provider, subject to the merchant’s terms and conditions.

18. Standard Chartered is not an agent of C.K. Tang Limited or vice versa.

19. Standard Chartered reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with this Promotion, including your eligibility for this Promotion and/or to receive cashback under this Promotion. Standard Chartered’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.

20. By applying for an Eligible Card pursuant to this Promotion, you consent to the use of your personal data for marketing purposes, including but not limited to the use of your telephone number to contact you about products and promotions offered by the Bank from time to time via telephone, SMS or multimedia messaging. Such consent will supersede any prior choices made by you. Such consent will also prevail even if you are registered or subsequently register your contact information with the national Do Not Call Registry.

21. A person who is not a party to the Standard Chartered Credit Card Sign-Up via TANGS Promotion Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of these terms and conditions.

22. This Standard Chartered Credit Card Sign-Up via TANGS Promotion Terms and Conditions are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the non-exclusive jurisdiction of the courts of the Republic of Singapore.

23. All information is correct at time of print.