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FOR INDIVIDUAL

FOR BUSINESS

Straight2Bank
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Benefits

(*) Terms and Conditions apply

Features

people cashone personal loan

Swift decisioning made for your loan application

money loan service

Collect loan application door-to-door

added value high interest rates

Competetive interest rates with reducing balance method

card payment

Stretch your monthly repayments with loan tenures from 12 to 60 months, equated monthly installment

Person, Cleaning, Clothing

MEMBER GET MEMBER PROMOTION

Refer your colleagues to Standard Chartered to get cashback

Fees & Charges

Details
Charges
Late Payment Interest 150% of normal interest rate levied on Principal Outstanding on the daily basis
Early Settlement Fee on full repayment(*) 4% of the outstanding balance in the first year

3% of the outstanding balance in the second and the third year

1% of the outstanding balance from the fourth year onwards
Loan documents with SC Bank office stamps Personal segment: VND 100,000 (VAT exclusive)/ document or copy. Priority segment: Free of charge

Application Eligibility

  • Vietnamese citizen
  • Age: 24-60 years old
  • Minimum net monthly income via bank account: VND 8 Million
  • Minimum length of employment:
    • Probation must be completed
    • At least 3 months in current job. If not,
    • At least 1 year Labour Contract with previous employer is required
  • Having temporary residence at one these areas:
    • HCMC and satelite areas
    • Ha Noi and satelite areas

Document Requirements

  • Personal Loan Application Form
  • Copy of valid ID/ Passport
  • Copy of permanent residence book OR KT3
  • Proof of Income: Bank statement AND/OR Payslip for the most recent 3 months (6 months if variable income)
  • Employment documents: Copy of Labor Contract OR Company Confirmation letter
  • Individual document requirements may vary depending on individual case
  • For payroll customer: Payroll Transfer Letter

Standard Chartered Personal Loan is for all personal consumption purposes, but not for share financing, gold and foreign notes trading.

Competitive interest rate. Ease of process, less document required, especially for Corporate salaried. The loan comes with varieties of bank services/facilities that make your transactions with Bank becomes easiest and most convenience. Good services and financial consulting of the most international bank in the world.

It is Bank’s policy not to return submitted documents to customers.

A bank account will be opened for repayment monthly if your loan is approved. The approved loan amount will be transferred depend on loan purpose and document submitted for disbursement method

Bank will automatically deduct the repayment amount monthly from your account (payroll account or saving account) with Standard Chartered. All you need to do is to transfer salary or maintain sufficient account balance to repay monthly loan amount, the rest will be done by Bank on your behalf.

If you change your mailing address or any other personal information such as mobile phone, home phone, etc., you can access to Standard Chartered online banking and update information or you can call our Call center 028 39110000 / 024 36960000 and request for help. You can also go to Branch to make the change by filling the Change of Particular form which Bank staff will provide you.

Personal Loan Start your dreams of vacation, studying abroad, buying a new car, refurbishing house or any of your desire now.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/vn/en and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/vn/en

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