FOR INDIVIDUAL
FOR BUSINESS
Apply Mortgage loan & get shopping voucher worth VND 10,000,000
From 25 Jun 2018 to 28 Sep 2018, 30 early-bird clients who apply and disburse Mortgage loans shall get shopping voucher worth VND 10,000,000 each.
30 SHOPPING NGUYEN KIM VOUCHERS WORTH VND 10,000,000 EACH(1)
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Interest rate(2)
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Benefit
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As low as 6.49% p.a. fixed in the first 1 year | Fire insurance by Standard Chartered (FREE for customer),
covering 100% of the loan balance or building value whichever is lower |
(1): 01 voucher for 01 client (co-borrower included) for 01 collateral/ property purchased from CapitaLand developer (Find projects list in eligible clients)
(2): Find more rate options here
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RATE OPTIONS
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RATE
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EARLY REDEMPTION/ SETTLEMENT FEE APPLIES ON THE PARTIAL OR FULL EARLY REDEMPTION AMOUNT
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Option 1 | 6.49% p.a. fixed in the first 1 year | In the first year from disbursement date:
No early redemption is allowed or if accepted by the Bank, the early settlement fee is 6%. In the 2nd Year: 2.75% In the 3rd Year: 1.75% |
Option 2 | 6.69% p.a. fixed in the first 2 years | In the first year from disbursement date:
No early redemption is allowed or if accepted by the Bank, the early settlement fee is 6%. In the 2nd Year: 3% In the 3rd Year: 2% |
Option 3 | 7.69% p.a. fixed in the first 3 years | In the first year from disbursement date:
No early redemption is allowed or if accepted by the Bank, the early settlement fee is 6%. From the 2nd Year Until End of the 3rd Year: 3% |
Note:
1. After fixed rate tenor, normal rate of 1 month Prime Lending Rate (PLR) shall apply (Please find information of normal rate here).
2. No early redemption/ settlement fee from the 4th year onwards.
3. The fixed rate options shall only apply for loan disbursement before end of 28 Sep 2018 or further notice by the Bank.
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