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FOR INDIVIDUAL

FOR BUSINESS

Benefits

Features

building home
  • Up to 75% of collateral value
  • Up to 25 years loan tenor
  • Collateral: Title deed ready or Building Under Construction (Project list)
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money other cash
  • Up to 75% of collateral value
  • Up to 25 years loan tenor
  • Collateral: Title deed ready
money loan service
  • Up to 60% of collateral value
  • Up to 15 years loan tenor
  • Collateral: Title deed ready
people service query

Attentive client care and support team.

Mortgage Loan Calculator

Please fill in the following information for an estimation of your repayment amount. The Approximate Monthly Repayment figure for mortgage is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.

AMOUNT YOU WANT TO BORROW Please enter an amount between VND 200,000,000 and VND 999,999,999,999

    • 200000000
    • 999999999999

    Please enter an amount between VND 200,000,000 and VND 999,999,999,999

    COLLATERAL VALUE

    Please enter an amount between VND 200,000,000 and VND 999,999,999,999

    LOAN TENURE

    months

    Please enter a duration between 12 and 300 only.

    INTEREST RATE

    %

    Please enter an interest rate between 7.5% and 30% only.

    LTV

    %

    DOWN PAYMENT

    Interest paid comparison
    Tenure (in Months) EMI Total Interest Paid Principal Outstanding Loan

    The Approximate Monthly Repayment figure for mortgage is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.

    Monthly Payment
    1st month interest amount

    • For applicants who are Vietnamese residents or Foreigners whose spouses are Vietnamese residents.
    • For applicants with co-borrowers who are Immediate Family Members.

    Salaried client

    • Minimum age of 21 and maximum age of 55 (female) or 60 (male) at loan maturity
    • At least 3 months at current job or at least 1 year working experience

    Self-employed client

    • Minimum age of 21 and maximum age of 70
    • At least 3 years in operation

    You will need

    • Copy of National ID Card/ Passport (for Vietkieu or Foreigner only).
    • Copy of valid Work permit/ Visa.
    • Copy of Permanent Resident Book/ KT3/ HK09.
    • Copy of Marital Status Certificate/ Single Certificate or Divorce Certificate/ or Death Certificate of Spouse.
    • Copy of Property Ownership or related valid documents to Property which is used as Collateral.
    • Copy of Purchase Agreement, Reservation Agreement, … together with related payment invoice/receipt (if any).
    • Evidence of Loan Purpose (e.g. Construction license for renovation/ extension, Purchase contract for Home Loan).

    For salaried customer

    • 3-month of the latest pay slips or bank statement signed and authorized stamp by the employer.
    • Evidence of employment

    For self-employed customer

    • Certified true copy of Fixed Deposit and 6-month bank statement
    • Copy of Business License.
    • Evidence to show Length of relationship with the existing bank is more than 6-month and 1-year for PB and Non-PB respectively.
    • Proof of other incomes (if any), e.g. warehouse rental.
    • In case of joint account, provable document to show both must sign is required.

    Latest fees and tariffs

    Fees are only for reference and subject to changes from time to time. For detailed information, please contact our staffs or visit our branches.

    Email Us: vaymuanha.scb@sc.com

    Call us:
    (84-28) 73000730 (HCM)

    (84-24) 73000730 (HN)

    Apply Now

    Mortgage & Home Loans Buy your dream home sooner when you bank with Standard Chartered.

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