Multi-Currency Mastercard Debit Card – Standard Chartered HK

Personal

Business

Cross Border

A world of benefits exclusive for Priority Banking and Priority Private clients

Convenient access to 11 major currencies

Prepare sufficient foreign currency deposits via SC Mobile at your preferred rate^²³. Spending & withdrawal will be directly debiting from the corresponding deposits.
Currencies supported: HKD, RMB, AUD, CAD, CHF, EUR, GBP, JPY, NZD, SGD and USD

Fee– free spending & withdrawal

Enjoy 0.5% rebate on all local & overseas spending
0 handling fees on foreign currency spendings, saving 1.95% Fx markup.
Free cash withdrawal ^⁵worldwide from ATMs carrying MasterCard © or Maestro logos^¹⁵⁶⁷.

Manage your Debit Card at your fingertips via SC Mobile

Check out Travel Assistant on SC Mobile app:

Set your overseas ATM daily withdrawal limit and duration
Check FX rate and exchange foreign currencies
Buy travel insurance

How to apply?

Apply now in a few taps via your SC Mobile App

Step 1

Login to your SC Mobile app and tap Request Debit Card under your Integrated Deposits Savings Account

Step 2

Read and accept the terms and conditions.

Step 3

Choose your desired ATM Language on Screen and select up to 2 additional accounts to be linked to the card. Click "Apply for New Card".

Step 4

You have successfully applied for the Debit Card. Before receiving your physical card, you can access your virtual card details in the SC Mobile app to make online payments⁴

Do not have an Integrated Deposits Saving Account yet?

Open an account now! You will need an Integrated Deposits Account to apply for the Debit Card:
• For a new client, open with SC Mobile app or visit a branch (click here to book an appointment)
• For an existing client, open in Online Banking

Your current banking plan is not Priority Private or Priority Banking?

Click here to visit the upgrade page or visit any of our branches to upgrade your account to Priority Private or Priority Banking.

Do not have SC Mobile?

Click here to download SC Mobile app.

User Guide

Priority Private Multi-Currency Mastercard Debit Card User Guide

Priority Banking Multi-Currency Mastercard Debit Card User Guide

Managing your Debit Card

You can now activate your card and set PIN, manage overseas withdrawal, temporarily block a card , report a lost card and replace a card via SC Mobile App. Click here to learn more.

You may also submit the following form to our branch for daily withdrawal limit adjustment. Please refer to below form:

Banking Plan and Banking Services Maintenance/Termination Form

Dispute resolution

Please click here to learn more on dispute resolution.

Remarks

If there is insufficient available foreign currencies in the Account to settle the full amount of the transaction, or the transaction made is denominated in a currency outside of the supported 11 currencies of the Account, the transaction amount will be converted into HKD at an exchange rate we reasonably consider appropriate and the equivalent converted amount in HKD will be debited from the linked HKD Account. A foreign exchange rate mark-up fee of 0.95% on the full amount of the transaction will be charged to the Account. Please note that in case you have insufficient funds in HKD, the transaction will be rejected. For details, please refer to the Service Charges and Standard Chartered Multi-Currency Mastercard Debit Card Terms and Conditions.
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).
Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Before physical card activation, you can use the virtual card for online shopping only at websites which require SMS One-Time Password (OTP) to validate your transactions.
The overseas cash withdrawals may also be subject to fees and charges imposed by the overseas local bank which provides the ATM service. Please pay attention before making cash withdrawal.
Only HKD and RMB are available for cash withdrawals in local Standard Chartered ATMs and JETCO ATMs.
Please pay attention to the relevant fees and charges when using ATM services at Mastercard® ATM network in Hong Kong. For details, please refer to the Service Charges or contact our staff.
Terms & conditions applies. For details , please click here.

Enjoy privileges tailored to your lifestyle with our SC Multi-Currency Mastercard Debit Card

A world of benefits exclusive for Priority Banking and Priority Private clients

Set your limits

Check your funds

Select the right account

Promptly deactivate your overseas withdrawal