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Adult, Female, Person

Enjoy exclusive welcome offer via banking with us

Open a SME Banking account with us and complete missions to earn up to HK$2,000 reward^
Executive, Person, Adult

Business Instalment Loan

Need funding for your business? Our Business Instalment Loan offers you up to HKD6,000,000
Adult, Female, Person

GBA One

Your seamless GBA one-stop solution. Open an account to enjoy our welcome offers of up to HKD16,800 cash rebate and exclusive privileges now!^
Clothing, Long Sleeve, Sleeve

Dedicated payroll account for your employees

Up to HKD1,600 cash rebate for your employees to apply payroll account online and extra 2% p.a. savings rate for 12 months
Clothing, Shirt, Electronics

Straight2Bank

Your fully integrated online banking service for all business transactions. Enjoy HKD500 cash rebate by simply conducting FX transactions with Straight2Bank!^
Advertisement, Poster, Computer

SC WIN (Women International Network Financing)

A suite of banking and financing solutions crafted to empower women entrepreneurs in achieving their aspirations
Body Part, Hand, Person

Open a SME Banking account

SME Banking

Financial solutions to help take your business further

Innovative Solutions

Inclusive Financing

International Network

Insights and Support

Transact easily with a choice of bank accounts, payroll services, instant payments and collections capabilities

ACCOUNT OPENING

  • Our multiple account types suited for different business profiles

CASH MANAGEMENT SERVICES

  • Our business accounts are fully enabled for domestic and international payments and collection services

STRAIGHT2BANK

  • Make payments, track your business transactions and gain real-time insights, even while you’re on the move, with our award-winning online and mobile banking

BUSINESS PROTECTION AND INSURANCE

  • Manage risks from your everyday business and focus on growing your business safely with the right advice and risk management

INVESTMENT SOLUTIONS

  • Comprehensive suite of investment solutions to make your money work harder

MPF

Powered by our strong partnership with Manulife, the No. 1 MPF Scheme Sponsor*, we provide quality MPF products and services for employers and employees.

  • Employer account: Choosing the right MPF scheme will assist your employees in better retirement planning and minimise the MPF administration work within your company

Access financing and expertise that keeps pace with your growth ambitions, including a dedicated programme supporting women-led SMEs

BUSINESS WORKING CAPITAL

Whether you need Short Term Loans, Overdraft, FX Forward or Trade Facilities, we are your launchpad to make your mark along The Belt and Road

  • Facilities limit up to HKD 40,000,000

BUSINESS INSTALMENT LOAN

Need to make a power move? Our unsecured instalment loan offers a swift and easy approval process

  • Our unsecured loan is up to HKD 6,000,000
  • Earn up to HKD50,000 Guarantee Fee Rebate by applying for SME Financing Guarantee Scheme

BUSINESS OVERDRAFT

Get a grip on your daily cash needs with easy access to funds

  • Credit Limit up to HKD1,400,000
  • Annual review with enhanced efficiency
  • No interest charged on unused limit
  • Plan your cashflow with flexibility

BUSINESS MORTGAGE

Our all-encompassing mortgage solutions power your property acquisition and refinancing, strengthening your business to thrive

SC WIN

Success without boundaries – SC WIN Benefits

  • Gain access to vital capital to grow your business
  • Build a global network for better opportunities
  • Join a community of like-minded entrepreneurs to collaborate, create and share

Do business abroad as easily as at home by connecting to one of the largest trade finance banks globally

GBA ONE

The One-stop solution equipping you to grasp opportunities across the border

  • Limited-time GBA One welcome offer
  • Seamless GBA One solutions

FOREIGN EXCHANGE & FX OPTIONS

  • Discover versatile foreign exchange and hedging solutions, tailored to manage your currency needs and dampen the impact of exchange rate fluctuations

Access support and insights to make informed decisions

Standard Chartered Hong Kong SME Leading Business Index

A forward-looking quarterly survey that enables SMEs to gain insights into the forthcoming business climate for better planning

BUSINESS EVENT

Standard Chartered SME Banking has always been proud to sponsor a wealth of SME development and promotion activities

360° Business Rewards Programme

  • Easy ways to earn points
  • Simple reward redemption
  • Hassle-free spending

Providing you with the right support

We provide expert advice on the banking environment within the countries in which you choose to operate

Let’s get in touch

  • ^Terms and conditions apply.

* Source: “Mercer MPF Market Shares Report” as of 31 March 2024 by Mercer (Hong Kong) Limited, in terms of market share of total MPF assets by scheme sponsor.

Risk Disclosure Statement of Foreign Exchange

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

Beware of bogus calls, SMS or any communication from fraudsters soliciting loan

Please be aware of any bogus calls, SMS messages, emails, letters or communications sent through any other channels from fraudsters for referring loans, seeking for client’s personal information or even requesting clients to transfer funds to third party accounts. The Bank would like to remind clients not to disclose any personal information to suspicious callers or transfer funds to third party accounts. The Bank has not authorized or appointed any intermediaries to conduct marketing activities of loan. If in doubt, you may verify the caller details with the Bank by calling our hotline at 2886-8868 (press 2-6-0). You may also consider reporting any suspicious calls to the police as you see fit.