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Refer and earn rewards

Share your unique referral link and get up to HKD10,000 cash rebates or 100,000 Asia Miles for every successful referral!

Refer Now Refer Now
Refer via SC Mobile App
Scan QR code to download or refer on SC Mobile App
Refer via SC Mobile App
Scan QR code to download or refer on SC Mobile App

Refer your friends and family and take delight in sharing!

Refer now on SC Mobile and earn rewards.

Rewards for Referrer

Rewards for Referee

BANKING SERVICES OR PRODUCTS SIGNED UP BY REFEREE	OFFER FOR REFERRER PER SUCCESSFUL REFERAL
	Cash rebate/CashBack		Asia Miles
Marathon Savings Account	HKD300	Or	/
Standard Chartered Cathay Mastercard®	HKD500	Or	5,000
Smart Card	HKD500	Or	5,000
Payroll Account	HKD400	Or	/
Securities Account	HKD200	Or	/
Banking Plans
Easy Banking	HKD300	Or	3,000
Premium Banking	HKD400	Or	4,000
Priority Banking	Up to HKD1,500	Or	Up to 15,000
Priority Private	HKD10,000	Or	100,000
Personal Instalment Loan	HKD1,000
Debt Consolication Program	HKD1,000

Banking Services or Products Signed up by Referee	Rewards
Marathon Savings Account	Up to 4%p.a. savings rate
Standard Chartered Cathay Mastercard^®	Up to Extra 10,000 Miles + Welcome offer of up to 120,000 Miles
Smart Card	Extra HKD900 CashBack + Welcome Offer of HKD800 CashBack
Payroll Account	Up to HKD1,500 Cash rebate + Extra HKD400 Referee Rewards**
Securities Account	Priority Banking or Priority Private Payroll Client opening a new Securities Account can enjoy Perpetual Securities Buy Brokerage Waiver
Banking Plans
Easy Banking	Up to 5,000 Asia Miles
Premium Banking	Up to HKD900 Cash rebate or 9,000 Asia Miles
Priority Banking	Up to HKD22,000 Cash rebate or 220,000 Asia Miles
Priority Private	Up to HKD78,888 cash rebate and 2 HKIA VIP Lounge vouchers
Personal Instalment Loan	Extra HKD1,000 cash rebate + up to HK18,000 cash rebate
Debt Consolication Program	Extra HKD1,000 cash rebate + up to HK21,000 cash rebate

Download SC Mobile App now to start your Refer & Reward journey

Refer Now Refer Now

4 easy steps to earn referral rewards

Step 1

Step 2

Click “Refer now” and select the product you want to refer

Step 3

Select a messaging app to share your referral link with your friends and family

Step 4

Send your referral link to your friends and family and you will be rewarded when their applications are approved*

*Terms and Conditions apply

FAQs

How does the SC Referral Club work?

The SC Referral Club is open to all existing primary account holder of deposit accounts and principal cardholders of credit cards to invite their friends to Standard Chartered and earn CashBack/cash rebates or Asia Miles on successful referrals.

What will I receive when I refer a friend?

For details on Referrer offers, please refer to the Additional Terms and Conditions of the respective SC Referral Club Programs/Products.

What will my friend or family receive?

Your friend and family will receive a sign-up reward if he/she has successfully signed up for an eligible product and fulfil the sign-up eligibility criteria. For details, please refer to each of the Terms and Conditions of these products that he/she is applying for.

Are there any restrictions and/or eligibility criteria for referrals?

For details on Referee eligibility for each Products/Programs on New Services(s) , please refer to the Additional Terms and Conditions of the respective SC Referral Club Programs/products

When will I receive my reward?

Your referral cashback will be credited to your account. For detail timing for each product/program, please refer to each of the Terms and Conditions of these products.

Terms & Conditions of SC Referral Club Terms and Conditions for Payroll SC Referral Club – Extra Reward for Referee

Remarks:

**Referrer must open a Payroll Account successfully via SC Mobile App during 1 April 2025 to 30 April 2025

Risk Disclosure Statement for Foreign Exchange:

Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).