Premium Deposit, Structured Investment Series and some investment products are structured product involving derivatives. The investment decision is yours but you should not purchase such product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
As a Priority Banking customer, you can earn 360° Rewards Points through your Priority Banking credit card spend, as well as other banking services that you use1.
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Product Category of Eligible Transactions
|
Reward Basis
|
No. of Points earned
|
The Maximum Points earned (Monthly)
|
|---|---|---|---|
| Priority Banking Credit Card | Every HK$1 retail spending made locally2 | 2 | No Limit |
| Every HK$1 retail spending made overseas2 | 3 | No Limit | |
| Deposits / Structured Investments Series / Premium Deposit | Every HKD200,000 daily average balance in a month2 | 400 | 6,000 |
| Investments | Every HKD200,000 daily average balance in a month4 | 400 | 6,000 |
| Insurance | 400 | 6,000 | |
| Personal Instalment Loan | Every HKD200,000 month end outstanding loan balance5 | 200 | 3,000 |
| Mortgage Loan | 50 | 2,000 |
This webpage does not constitute any invitation or recommendation to any person to enter into any transaction of financial products. Customers should not only base on this webpage alone to make investment decisions. This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.
Investment involves risks. The prices of investment products may move up or down and the worst case will result in loss of your entire investment. Customers should consider their own investment objective, investment experience, financial situation and risk tolerance level; and also read the terms and conditions of the relevant investment services/offering documents including the risk disclosures, and is advised to seek independent professional advice before making any investment decision.
Structured Investment Series and Premium Deposits are NOT an alternative to ordinary saving or time deposit, and are NOT protected deposits and NOT protected under the Deposit Protection Scheme in Hong Kong.