Apply A. Point Card now to earn over HKD3,000 Welcome Offer¹ any time!

Download Credit Cards Key Facts Statement

1. A chance to earn over HKD3,000 Welcome Offer, calculation example as below:
   

   Welcome Offer Consist of the below:	Equivalent to HKD
   1. 500,000 Welcome A. Point	500
   2. 200,000 Physical Card Activation A. Point	200
   3. 6-months Travel Saving Pass	1,152
   4. Up to HK$888 Cross Border Spending Rewards	888
   5. Bill Tax Payment Offer	490
   For Tax /Bill Payment of HKD30,000, you will get 590,000 A. Points (equivalent to HKD590) minus handling fee at 1% i.e. HKD300 plus HKD200 handling fee waiver = HKD490
   Total Reward:	3,230

2. Standard Chartered is not the provider of the “A. Point Card Welcome Reward”. Standard Chartered shall bear no liability relating to any aspect of the rewards under this Promotion, including without limitation, their quality, the supply, the descriptions, any false trade description, misrepresentation, mis-statement, unauthorized representation, unfair trade practices or conduct in connection with the rewards under this Promotion as offered by AlipayHK. The offers may vary over time, please visit AlipayHK website for rewards details. Promotion period from 2 December 2024 to 31 March 2025.
3. New A. Point Card Cardholders refer to users who have successfully applied for the A. Point Card for the first time and who have never redeemed any “Q Credit Card Welcome Reward” or “A. Point Card Welcome Reward” of AlipayHK  via the AlipayHK Mobile Application (“AlipayHK App”).
4. A. Point Card enjoy 0% Taobao handling fee for first 5 transactions each month and after that 1.5% Taobao handling fee will be charged.
5. In each calendar month, A. Point Card holder can enjoy a transfer limit of up to HK$1,000 per month without handling fee when making transfers via A. Point Card in the Alipay HK App to another AlipayHK account (including sending Lucky Money, instant transfer, WhatsApp, FPS or SMS). After the relevant limit is exceeded, 1.5% transfer fee will be charged for A. Point Card.
6. The approval time is subject to clients’ individual circumstances.
7. Handling Fee Waiver for bill payment via AlipayHK App would be up to HKD200. Please refer to T&C for more details.

• Promotion period: 2 December 2024 to 31 March 2025. Unless otherwise specified
• To be eligible for the Promotion, the Card should be applied and be approved during the Promotion Period

1. 700,000 A. Point consists of the below:

• 500,000 A. Point upon card approval
• 200,000 A. Point upon physical card activation and successful completion of the first physical card payment

2. Up to HKD200 Handling Fee Waiver for bill payment via AlipayHK App

• Applicable for the first Governmental bill payment
• Handling Fee waiver applicable to either of below:
  (i) first single payment (transaction of up to HKD20,000), or
  (ii) first 3-month instalment payment (transaction of up to HKD 6,349) made on your Governmental Bill.

3. 6-months of Transport Saving Pass

• Each set of Transport Saving Pass consists of a HKD20 Uber Coupon, two HKD50 HK Taxi Coupon (AMAP), two HKD10 CN Taxi Coupon (AMAP), two HKD20 High Speed Rail/Train Coupon, two HK$4 HK EasyGO Coupon and HK$4 CN Ride Coupon)
• AlipayHK reserves the right to change the vouchers included in the Transport Saving Pass from time to time. Please refer to our webpage for the latest promotion details.

4. [Limited Time Offer] A. Point Card up to HKD888 Cross Border Spending Reward

• The Promotion Period is valid from 2 December 2024 to 5 January 2025 (both dates inclusive).
• New A. Point Card cardholder who successfully submitted application and have their card approved during the Promotion Period can redeem one “Cross Border Spending coupon” with face values ranging from HKD18 – HKD888 through the AlipayHK App every week during the Promotion Period (up to 4 coupons can be redeemed during the Promotion Period). For details, please refer to T&Cs.

Please click here for the full set of A. Point Card Welcome Offer T&Cs
Please click here for the full set of Standard Chartered A. Point Card up to HKD888 Cross Border Spending Reward T&Cs

• Promotion period: 2 December 2024 to 30 November 2025
• A. Point Card (formerly known as Q Credit Card) Cardholders are required to make a purchase with their A. Point Card during the Promotion Period

1. Spending Rewards (Please read T&C for details):

2. 0% Taobao handling fee

• A. Point Card (formerly known as Q Credit Card) cardholders enjoy 0% Taobao handling fee for first 5 transactions each month and after that 1.5% Taobao handling fee will be charged.

3. 0% handling fee by using AlipayHK transfer function

• In each calendar month, A. Point Card (formerly known as Q Credit Card) cardholder can enjoy a transfer limit of up to HK$1,000 per month without handling fee when making transfers via A. Point Card (formerly known as Q Credit Card) in the Alipay HK App to another AlipayHK account (including sending Lucky Money, instant transfer, WhatsApp, FPS or SMS). After the relevant limit is exceeded, 1.5% transfer fee will be charged for A. Point Card (formerly known as Q Credit Card).

Please click here for the full set of T&C