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Stay Tuned!

Q Credit Card Application will be suspended from now until 1 December 2024. Sorry for any inconvenience.
  • LEARN MORE LEARN MORE

    Download/Open AlipayHK App to apply for Q Credit Card now!

    Q Credit Card Application will be suspended from now until 1 December 2024. Sorry for any inconvenience.

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    If you are using a mobile device, please long-press the QR code or press here to download or open Alipay App

  • HOW TO APPLY HOW TO APPLY

Q Credit Card

Standard Chartered is partnering with AlipayHK to offer you the only card you need for everyday spending at AlipayHK merchants / Taobao. Save more, earn more.

0% Taobao handling fee offer

No registration is required and enjoy for first 5 transactions each month

Annual fees, Goodbye!

Annual fee waived permanently

Up to 1% CashBack!

1% CashBack for eligible transactions excluding any transactions made via AlipayHK App*

0.75% CashBack for eligible transactions via AlipayHK App *

Hk cc qcard welcome offer pmpd

Welcome Offer³

    New Q Credit Card Cardholders4 can enjoy up to HKD1,000 Welcome Rewards3

  • HKD200 AlipayHK Coupons upon physical card activation and successful completion of the first physical card payment
  • HKD800 Rewards eligible for AlipayHK merchants, Taobao and bill payments
Cartoon image, used to promote SC Q Credit Card

Earn Spending Rewards Everyday

  • Up to 1% CashBack*
  • 0% Taobao handling fee2
  • 0% handling fee by using AlipayHK transfer function6
  • [Limited Offer] Q Credit Card cardholders can receive HKD38 Buyandship credit8 by enrolling as new member of Buyandship and inputting the promotion code “SCHK” during registration.

Instant approval, no annual fee, year-round merchant offers for AlipayHK users

How to apply on AlipayHK App?

Step 1

Open AlipayHK App and click “More”

Step 1

Step 2

Search ”Q Credit Card”

Step 2

Step 3

Click “Q Credit Card” in the result field

Step 3

Step 4

Click “Proceed to SCB to apply”

Step 4

Notes:
  1. [Promotion Ended] To be eligible for the Promotion, the Card should be approved from 2 July 2024 to 31 October 2024 and Cardholders are required to make a purchase with the Card at Eligible Merchant during the Promotion Period. For more details, please refer to ‘Q Credit Card 5% CashBack for Selected Merchants and Foreign Currency Transaction Terms and Conditions
  2. Q credit card enjoy 0% Taobao handling fee for first 5 transactions each month and after that 1.5% Taobao handling fee will be charged.
  3. Standard Chartered is not the provider of the “Q Credit Card Welcome Reward”. Standard Chartered shall bear no liability relating to any aspect of the rewards under this Promotion, including without limitation, their quality, the supply, the descriptions, any false trade description, misrepresentation, mis-statement, unauthorized representation, unfair trade practices or conduct in connection with the rewards under this Promotion as offered by AlipayHK. The offers may vary over time, please visit AlipayHK website for rewards details. Promotion period from 6 October 2024 to 6 January 2025.
  4. New Q Credit Card Cardholders refer to users who have successfully applied for the Q Credit Card for the first time and who have never redeemed any “Q Credit Card Welcome Reward” of AlipayHK via the AlipayHK Mobile Application (“AlipayHK App”). For more details, please refer to ‘Q Credit Card Terms and Conditions
  5. [Promotion Ended] Eligible Foreign Currency Transactions including without limitation, transactions made at overseas merchants (whether physical or online), and settled in foreign currencies (any currencies excluding Hong Kong Dollars), and excluding any transactions made via AlipayHK App. For more details, please refer to ‘Q Credit Card 5% CashBack for Selected Merchants and Foreign Currency Transaction Terms and Conditions’
  6. In each calendar month, Q Credit Card holder can enjoy a transfer limit of up to HK$1,000 per month without handling fee when making transfers via Q Credit Card in the Alipay HK App to another AlipayHK account (including sending Lucky Money, instant transfer, WhatsApp, FPS or SMS). After the relevant limit is exceeded, 1.5% transfer fee will be charged for Q Credit Card.
  7. The approval time is subject to clients’ individual circumstances.
  8. For more details, please refer to ‘Terms and Conditions of Welcome Offer for Q Credit Card Cardholder at BUYANDSHIP’
Q Credit Card CashBack
  • Promotion period: 1 to 30 November 2024
  • To be eligible for the Promotion, the Card should be applied and be approved by 30 November 2024 and Cardholders are required to make a purchase with the Card during the Promotion Period
Example:
Specific Categories of Eligible Transactions
Q Credit Card CashBack
%
Eligible Transactions with Physical Card 1%
Eligible Transactions via AlipayHK App 0.75% *

* Total maximum amount of Eligible Transactions per Card within the Promotion Period is HKD13,000(Total maximum CashBack during the entire Promotion Period is HKD97.5)

CashBack Reward Percentage
Specific Categories of Eligible Transactions
Total maximum amount of Eligible Transactions per Card within the Promotion Period
HKD1 CashBack for every
HKD100 spent
(1% CashBack Percentage)
Eligible Transactions with Physical Card (excluding any transactions made via AlipayHK App and Wallet) Not applicable
HKD0.75 CashBack for
every HKD100 spent (0.75%
CashBack Percentage)
Eligible Transactions with Card bound in AlipayHK App and Wallet (i.e. transactions description starting with “AlipayHK*”) HKD13,000

Terms & Conditions

To borrow or not to borrow? Borrow only if you can repay!