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Apply A. Point Card now to earn up to HKD1,600 Welcome Offer1,4 and enjoy 0% Taobao handling fee6!

  • Apply Now Apply Now

    Download/Open AlipayHK App to apply for A. Point Card now!

    At the homepage of AlipayHK App, tap “More” and search “A. Point Card” to apply for A. Point Card directly and enjoy the welcome offer.

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    If you are using a mobile device, please long-press the QR code or press here to download or open Alipay App

  • HOW TO APPLY HOW TO APPLY
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Apply A. Point Card now to enjoy up to 20x A. Point!

  • Apply Now Apply Now

    Download/Open AlipayHK App to apply for A. Point Card now!

    At the homepage of AlipayHK App, tap “More” and search “A. Point Card” to apply for A. Point Card directly and enjoy the welcome offer.

    Home Decor, QR Code, Art
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    If you are using a mobile device, please long-press the QR code or press here to download or open Alipay App

  • HOW TO APPLY HOW TO APPLY
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Earn up to 20X A. Point when you spend using your A. Point Card on Taobao and Pinduoduo

Your must-have credit card for seamless online shopping! Earn up to 20X A. Point and 0% handling fee for first 5 transactions per month via Taobao & Pinduoduo through AlipayHK on everyday purchases—no minimum spending required. Apply now!
  • Apply Now Apply Now

    Download/Open AlipayHK App to apply for A. Point Card now!

    At the homepage of AlipayHK App, tap “More” and search “A. Point Card” to apply for A. Point Card directly and enjoy the welcome offer.

    Home Decor, QR Code, Art
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    If you are using a mobile device, please long-press the QR code or press here to download or open Alipay App

  • Learn More Learn More

A. Point Card

Standard Chartered is partnering with AlipayHK to offer you the best A. Point earning credit card, A. Point Card (formerly known as Q Credit Card) across local and cross-border spending.

Up to 20X A. Point!

Earn up to 20X A. Point for cross-border spending, local transport and bill payment!

Welcome Offer

Earn A. Point, Cashback and Transport Saving Pass

0% Handling Fee

0% Handling Fee on AlipayHK Transfer Function

New Cardholders

New to A. Point Card Cardholders

New Cardholders

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Welcome Offer1,4

New Cardholders2 can enjoy below Welcome Reward :

  • 200,000 A. Point
  • 6-months of Transport Saving Pass to use in Hong Kong and Mainland China
  • Up to HKD750 Cashback
  • [Limited Exclusive Offer] 150,000 A. Point Top up Welcome Offer

New to A. Point Card Cardholders

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Welcome Offer1,4

New to A. Point Card Cardholders3 can enjoy below Welcome Reward:

  • 200,000 A. Point
  • 6-months of Transport Saving Pass to use in Hong Kong and Mainland China
Cartoon image, used to promote SC Q Credit Card

A. Point Spending Reward and features

  • Up to 20X A. Point Reward on your spending
  • 0% Taobao handling fee4 for first 5 transactions each month
  • 0% handling fee5 by using AlipayHK transfer function
  • Click here for details

Instant approval6, no annual fee, year-round merchant offers for AlipayHK users

How to apply on AlipayHK App?

Step 1

Open AlipayHK App

Step 1

Step 2

Search ”A. Point Card”

Step 2

Step 3

Click “A. Point Card” in the result field

Step 3

Step 4

Click “Proceed to SCB to apply”

Step 4

Notes:
  1. Standard Chartered is not the provider of A. Point and Transport Saving Pass under “A. Point Card Welcome Reward”. Standard Chartered shall bear no liability relating to any aspect of the rewards under this Promotion, including without limitation, their quality, the supply, the descriptions, any false trade description, misrepresentation, mis-statement, unauthorized representation, unfair trade practices or conduct in connection with the rewards under this Promotion as offered by AlipayHK. The offers may vary over time, please visit AlipayHK website for rewards details. Promotion period from 15 April 2025 to 30 June 2025.
  2. New Cardholders refer to new clients who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) in the past 6 months from the date of approval of their current applications for A. Point Card.
  3. New to A. Point Card Cardholders (“Existing Cardholder”) refer to existing clients of the Bank who currently hold any Standard Chartered Credit Card (except Eligible Cards) or MANHATTAN Credit Card issued by the Bank.
  4. New Cardholders and Existing Cardholders (collectively,“Cardholders”) should have successfully applied for the A. Point Card (“Eligible Card”) for the first time and never redeemed any “Q Credit Card Welcome Reward” or “A. Point Card Welcome Reward” of AlipayHK via the AlipayHK App (“AlipayHK App”). (“Eligible Cardholders”)
  5. New Cardholders can earn up to HKD1,600 Welcome Offer, calculation example as below:
    Welcome Offer Consist of the below: Equivalent to HKD
    1. 200,000 Welcome A. Point 200
    2. 6-months Transport Saving Pass 546
    3. HKD550 Cashback upon card approval (exclusive to New cardholders) 550
    4. HKD200 Cashback upon Physical Card Activation (exclusive to New cardholders) 200
    5. [Limited-time offer]150,000 A. Point Top up Welcome Offer (exclusive to Selected cardholders) 150
    Total Reward: 1,646
  6. A. Point Card enjoy 0% Taobao handling fee for first 5 transactions each month and after that 1.5% Taobao handling fee will be charged.
  7. In each calendar month, A. Point Card holder can enjoy a transfer limit of up to HK$1,000 per month without handling fee when making transfers via A. Point Card in the Alipay HK App to another AlipayHK account (including sending Lucky Money, instant transfer, WhatsApp, FPS or SMS). After the relevant limit is exceeded, 1.5% transfer fee will be charged for A. Point Card.
  8. The approval time is subject to clients’ individual circumstances.
A. Point Card Welcome Offer
  • Promotion period: 16 April 2025 to 30 June 2025. Unless otherwise specified
  • To be eligible for the Promotion, the Card should be applied and be approved during the Promotion Period

1. Welcome Reward of 200,000 A. Point:

  • 200,000 A. Point upon card approval

2. Transport Saving Pass (6 sets)

  • Each set of Transport Saving Pass consists of a HKD15 Uber Coupon, two HKD20 HK Taxi Coupon (AMAP), two HKD5 CN Taxi Coupon (AMAP), one HKD10 High SpeedRail/Train Coupon, two HK$2 HK EasyGO Coupon and HK$2 CN Ride Coupon and one HK$10 Trans-Island Chinalink Bus Coupon will be issued on a monthly basis to Eligible Cardholder’s AlipayHK account
  • AlipayHK reserves the right to amend the combination and value of the coupons from time to time without prior notice. Please refer to our webpage for the latest promotion details.

3. HKD 750 Cashback, consists of the below (Exclusive to New Cardholders only)

  • HKD550 Cashback Approved Card Offer
  • HKD200 Cashback Physical Card Activation Offer
  • CashBack will be credited and shown on the 360 Rewards Redemption Platform instead of being automatically credited to the New Cardholders’ A. Point Card accounts

4. 150,000 A. Point Top up Welcome Offer (Exclusive to Selected New Cardholders only)

  • The Promotion Period is valid from 16 April 2025 to 31 May 2025 (both dates inclusive)
  • Eligible Cardholders for Top-up offer are required to successfully completed registration of the designated task of this Promotion in “Top Tasks” under A. Point Zone in AlipayHK App during the Promotion Period, and have accumulated Eligible Transactions of HKD1,500 or above with the newly approved A. Point Card via AlipayHK App after registration within the Promotion Period, will be rewarded 150,000 A. Point.

Please click here for the full set of A. Point Card Welcome Offer T&Cs

A. Point Card Spending Reward and Feature
  • Promotion period: 2 December 2024 to 30 November 2025
  • A. Point Card (formerly known as Q Credit Card) Cardholders are required to make a purchase with their A. Point Card during the Promotion Period

1. Spending Rewards (Please read T&C for details):

Spending Method
Selected Spending categories
Rebate of A. Point
Total A. Point for each HKD1 Spending
Spending via AlipayHK App (excluding any transactions made via Physical Card(s) or Card(s) via mobile wallet)
  • Bill Payment (Promotion Phase 1 from 2 December 2024 to 28 February 2025; Promotion Phase 2 from 1 March 2025 to 31 May 2025)
  • Transportations (Promotion Phase 1 from 2 December 2024 to 28 February 2025; Promotion Phase 2 from 1 March 2025 to 31 May 2025)
  • Cross-border payment
18 A. Point for each HKD1 Spending (“Bonus A. Point”) 20X A. Point
Eligible Spending 2 A. Point for each HKD1 Spending (“Basic A. Point”)
Spending via Physical Card(s) or Card(s) via mobile wallet (excluding any transactions made via AlipayHK App) Eligible Retail Spending 10 A. Point for each HKD1 Spending  (“Bonus A. Point”) 10X A. Point

2. 0% Taobao handling fee

  • A. Point Card (formerly known as Q Credit Card) cardholders enjoy 0% Taobao handling fee for first 5 transactions each month and after that 1.5% Taobao handling fee will be charged.

3. 0% handling fee by using AlipayHK transfer function

  • In each calendar month, A. Point Card (formerly known as Q Credit Card) cardholder can enjoy a transfer limit of up to HK$1,000 per month without handling fee when making transfers via A. Point Card (formerly known as Q Credit Card) in the Alipay HK App to another AlipayHK account (including sending Lucky Money, instant transfer, WhatsApp, FPS or SMS). After the relevant limit is exceeded, 1.5% transfer fee will be charged for A. Point Card (formerly known as Q Credit Card).

Please click here for the full set of T&C

Terms & Conditions

To borrow or not to borrow? Borrow only if you can repay!