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Hk ic spring fixed fee en

Limited Spring Giveaway Split your Credit Card Bills Enjoy a one-off handling fee of as low as HKD50

Limited Spring Giveaway

Pay a one-off handling fee in the first month, then simply repay your principal transaction amount with no extra handling fee after that. Enjoy a one-time fixed handling fee offer

Apply online for Credit Card Statement Instalment Plan with one-off handling fee from 06 February to 05 May 2025 and enjoy a one-off handling fee of as low as HKD50.

Lock in the offer easily

Spend HKD500 or more to enjoy a one-time handling fee

Easy instalment plan

Pay a one-time handling fee in the first month and gradually repay your remaining principal in the following months

Quick and easy application on your phone

Review transactions and apply within 1 minute

Make the most of this offer in 3 simple steps

Apply via SC Mobile App

Step 1

Login to SC Mobile and click “Split Your Bills” on the selected bill or transactions

Step 1

Step 2

Select the transactions you wish to pay by instalment and input details e.g. amount, tenor etc. to proceed

Step 2

Step 3

Review details and submit with Instant approval

Step 3

Scan to go to app directly

Ic qr code

or click here

Example of Credit Card Statement Instalment (Applicable to One-off Handling Fee Program only): 
Transaction Amount (HKD)
One-off handling fee: 2% of Loan Amount 500 25,000 x 2%
First month repayment (1st month) 4,666.66 4,166.67+500
Subsequent monthly repayments (2nd-6th month) 4,166.67 25,000/6 month
Total repayments 25,500.00 4,666.66+(4,166.67 x 5 month)

Summary of Terms and Conditions

To borrow or not to borrow? Borrow only if you can repay!