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Terms and Conditions for Over-Limit Electronic Fund Transfer Handling Fee Promotion:

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  1. From 1 December 2024 to 28 February 2025 (both dates inclusive), 3.5% handling fee will be waived for transferred amount up to HKD40,000 (the “Offer”). 3.5% handling fee will apply to the transferred amount above HKD40,000 and charges will be debited to the valid Credit Card account with the highest transferred amount if the total accumulated transfers exceed HKD40,000 by such Cardholder in a calendar month (based on the transaction date) when using electronic banking services, person to person (P2P) payment services or mobile device/app/electronic funds transfer platforms effective from time-to-time to make any transfer/top up transaction from Standard Chartered/MANHATTAN Credit Card(s) to a specified account (including but not limited to Octopus Wallet account, AlipayHK account). If the last day of a calendar month is a Sunday, any related transactions made on that day will be counted in the following calendar month.
  2. The Offer is only applicable to a cardholder who makes the transfer via SC online banking and SC mobile. Your card should be valid and with available credit limit during the transfer.
  3. The Bank reserves the right to vary, modify and terminate the Offer and to amend any of these terms and conditions at any time without any notice. In case of disputes, the decision of the Bank shall be final and binding.
  4. If there is any inconsistency or conflict between the English version and its Chinese translation, the English version shall prevail.