| HKD Account | CNY Account | ||
| Payment Options | Settle Payment in HKD | Settle Payment in CNY | Settle Payment in HKD |
| Autopay | ✓ | ✓ | ✓ |
| ATM | ✓ | – | ✓ |
| Phone Banking | ✓ | – | ✓ |
| Cheque+ | ✓ | ✓ | ✓ |
| Cash deposit machine | ✓ | – | ✓ |
| PPS | ✓ | – | ✓ |
| (merchant code: 21) | |||
| Online Banking | ✓ | ✓ | ✓ |
1. Customers must make repayment to the outstanding balance of the HKD and CNY accounts separately. Amounts overpaid to one account will not be credited to the other account.
2. Owing to fluctuations in exchange rates, customers are advised to check the CNY reference exchange rate at standardchartered.com.hk. You may consider paying 5% in excess of your outstanding amount as a buffer to avoid any interest incurred due to a shortfall arising from exchange rate fluctuation.
+HKD and CNY balances should be repaid in two separate cheques and marked clearly with “HKD account” or “CNY account” with the respective account number on the back of cheques.