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Upgrade your Standard Chartered Cathay Mastercard

New Clients1

Existing Clients2

Existing Priority Banking / Priority Private Clients

man in smart casual holding a tablet in a bright and modern office
Upgrade to Standard Chartered Cathay Mastercard – Priority Banking and sign up Priority Banking

  • Enjoy up to 220,000 Miles3,6 and first 2-quarters maintenance fee waiver7  –
    – 40,000 Asia Miles for depositing the first HKD1,000,000 new funds
    – 30,000 Asia Miles for depositing every subsequent HKD1,000,000 new funds

  • Sign up Priority Banking
  • Fund in to meet HKD1,000,000 Average Daily Relationship Balance
  • Upgrade to Standard Chartered Cathay Mastercard – Priority Banking, enjoy more with more premium travel, lifestyle and banking privileges beyond Miles [Learn More]
  • SIGN UP PRIORITY BANKING SIGN UP PRIORITY BANKING

    New Banking Clients: Start a new relationship with us

    *Only applicable to new Standard Chartered banking customers who do not hold any current or savings account with us.

    For existing customers, please refer to the “Existing Banking Clients” tab on this page.

    • Open your account with SC Mobile*

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    Not applicable to:

    Cheque book service, products / services / applications that require handwritten signature not applicable to account opened via SC Mobile.

    Refer to here for more details.

    • Open your account at our branch*

    • Visit our K11 ATELIER Priority Private Centre to sign up Priority Private

    *For clients who signs up Priority Private, please contact your Relationship Manager after signing up your account

  • UPGRADE YOUR CARD UPGRADE YOUR CARD

    Enjoy the enhanced experience by simply upgrading your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking

    Upgrade Cathay Mastercard with SC Mobile

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    1. Login SC Mobile
    2. Click “Menu” > “Services” > “Service Request”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

    Upgrade Cathay Mastercard with Online Banking

    1. Login Online Banking
    2. Click “Help & Services”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

Standard Chartered K11 Atelier Priority Private Centre
UPGRADE TO STANDARD CHARTERED CATHAY MASTERCARD – PRIORITY PRIVATE AND SIGN UP PRIORITY PRIVATE

  • Enjoy up to 688,880 Miles by depositing at least HKD8,000,000 new funds4

  • Sign up Priority Private
  • Fund in to meet HKD8,000,000 Average Daily Relationship Balance
  • Upgrade to Standard Chartered Cathay Mastercard – Priority Private, enjoy prestige travel and lifestyle privileges with Priority Private level banking services [Learn More]
  • SIGN UP PRIORITY PRIVATE SIGN UP PRIORITY PRIVATE
  • UPGRADE YOUR CARD UPGRADE YOUR CARD

    Enjoy the enhanced experience by simply upgrading your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking

    Upgrade Cathay Mastercard with SC Mobile

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    1. Login SC Mobile
    2. Click “Menu” > “Services” > “Service Request”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

    Upgrade Cathay Mastercard with Online Banking

    1. Login Online Banking
    2. Click “Help & Services”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

Electronics, Phone, Text
Upgrade your Standard Chartered Cathay Mastercard only

  • Enjoy more premium travel lifestyle experience by simply upgrading to a higher tier of Cathay Mastercard8,9

  • Satisfy the corresponding requirements for the above card tier
  • Upgrade your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking
  • UPGRADE YOUR CARD UPGRADE YOUR CARD

    Enjoy the enhanced experience by simply upgrading your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking

    Upgrade Cathay Mastercard with SC Mobile

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    1. Login SC Mobile
    2. Click “Menu” > “Services” > “Service Request”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

    Upgrade Cathay Mastercard with Online Banking

    1. Login Online Banking
    2. Click “Help & Services”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

man in smart casual holding a tablet in a bright and modern office
Upgrade to Standard Chartered Cathay Mastercard – Priority Banking as a Priority Banking Client
Become a Priority Banking client and unlock yourself with exciting travel privileges brought by Standard Chartered Cathay Mastercard – Priority Banking

Enjoy up to 105,000 Asia Miles3,6 and first 4-quarters maintenance fee waiver7

  • 15,000 Asia Miles for depositing the first HKD500,000 new funds

  • 10,000 Asia Miles for depositing every subsequent HKD500,000 new funds

  • Upgrade to Priority Banking
  • Maintain at least HKD1,000,000 Average Daily Relationship Balance
  • Upgrade to Standard Chartered Cathay Mastercard – Priority Banking, enjoy more with more premium travel, lifestyle and banking privileges beyond Miles [Learn More]
  • UPGRADE TO PRIORITY BANKING UPGRADE TO PRIORITY BANKING

    Existing Banking Clients - Upgrade your banking relationship with us

    *For clients who would like to upgrade to Priority Private, please contact your Relationship Manager after upgrading to Priority Banking

  • UPGRADE YOUR CARD UPGRADE YOUR CARD

    Enjoy the enhanced experience by simply upgrading your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking

    Upgrade Cathay Mastercard with SC Mobile

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    1. Login SC Mobile
    2. Click “Menu” > “Services” > “Service Request”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

    Upgrade Cathay Mastercard with Online Banking

    1. Login Online Banking
    2. Click “Help & Services”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

Standard Chartered K11 Atelier Priority Private Centre
Upgrade to Standard Chartered Cathay Mastercard – Priority Private as a Priority Private Client
Become a Priority Private client and unlock prestige travel privileges with your loved ones brought by Standard Chartered Cathay Mastercard – Priority Private

Enjoy up to 410,000 Asia Miles or HKD41,000 by upgrading to Priority Private and growing your Total Balance to HKD8,000,000 or above
  • Upgrade to Priority Private
  • Maintain at least HKD8,000,000 Average Daily Relationship Balance
  • Upgrade to Standard Chartered Cathay Mastercard – Priority Private, enjoy prestige travel and lifestyle privileges with Priority Private level banking services [Learn More]
  • UPGRADE TO PRIORITY PRIVATE UPGRADE TO PRIORITY PRIVATE
  • UPGRADE YOUR CARD UPGRADE YOUR CARD

    Enjoy the enhanced experience by simply upgrading your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking

    Upgrade Cathay Mastercard with SC Mobile

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    1. Login SC Mobile
    2. Click “Menu” > “Services” > “Service Request”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

    Upgrade Cathay Mastercard with Online Banking

    1. Login Online Banking
    2. Click “Help & Services”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

Standard Chartered Cathay Mastercard - Priority Banking - front view
UPGRADE TO STANDARD CHARTERED CATHAY MASTERCARD – PRIORITY BANKING ONLY
Unlock yourself with exciting travel privileges brought by Standard Chartered Cathay Mastercard – Priority Banking8,9
  • Maintain at least HKD1,000,000 Average Daily Relationship Balance
  • Upgrade to Standard Chartered Cathay Mastercard – Priority Banking, enjoy more with more premium travel, lifestyle and banking privileges beyond Miles [Learn More]
  • UPGRADE YOUR CARD UPGRADE YOUR CARD

    Enjoy the enhanced experience by simply upgrading your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking

    Upgrade Cathay Mastercard with SC Mobile

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    1. Login SC Mobile
    2. Click “Menu” > “Services” > “Service Request”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

    Upgrade Cathay Mastercard with Online Banking

    1. Login Online Banking
    2. Click “Help & Services”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

Standard Chartered Cathay Mastercard - Private Priority - front view
UPGRADE TO STANDARD CHARTERED CATHAY MASTERCARD – PRIORITY PRIVATE ONLY
Unlock prestige travel privileges with your loved ones brought by Standard Chartered Cathay Mastercard – Priority Private8,9
  • Maintain at least HKD8,000,000 Average Daily Relationship Balance
  • Upgrade to Standard Chartered Cathay Mastercard – Priority Private, enjoy prestige travel and lifestyle privileges with Priority Private level banking services [Learn More]
  • UPGRADE YOUR CARD UPGRADE YOUR CARD

    Enjoy the enhanced experience by simply upgrading your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking

    Upgrade Cathay Mastercard with SC Mobile

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    1. Login SC Mobile
    2. Click “Menu” > “Services” > “Service Request”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

    Upgrade Cathay Mastercard with Online Banking

    1. Login Online Banking
    2. Click “Help & Services”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

Standard Chartered Cathay Mastercard - Priority Banking - front view
UPGRADE TO STANDARD CHARTERED CATHAY MASTERCARD – PRIORITY BANKING ONLY
Unlock yourself with exciting travel privileges brought by Standard Chartered Cathay Mastercard – Priority Banking7, 8
  • Maintain at least HKD1,000,000 Average Daily Relationship Balance
  • Upgrade to Standard Chartered Cathay Mastercard – Priority Banking, enjoy more with more premium travel, lifestyle and banking privileges beyond Miles [Learn More]
  • UPGRADE YOUR CARD UPGRADE YOUR CARD

    Enjoy the enhanced experience by simply upgrading your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking

    Upgrade Cathay Mastercard with SC Mobile

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    1. Login SC Mobile
    2. Click “Menu” > “Services” > “Service Request”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

    Upgrade Cathay Mastercard with Online Banking

    1. Login Online Banking
    2. Click “Help & Services”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

Standard Chartered Cathay Mastercard - Private Priority - front view
UPGRADE TO STANDARD CHARTERED CATHAY MASTERCARD – PRIORITY PRIVATE ONLY
Unlock prestige travel privileges with your loved ones brought by Standard Chartered Cathay Mastercard – Priority Private7, 8
  • Maintain at least HKD8,000,000 Average Daily Relationship Balance
  • Upgrade to Standard Chartered Cathay Mastercard – Priority Private, enjoy prestige travel and lifestyle privileges with Priority Private level banking services [Learn More]
  • UPGRADE YOUR CARD UPGRADE YOUR CARD

    Enjoy the enhanced experience by simply upgrading your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking

    Upgrade Cathay Mastercard with SC Mobile

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    1. Login SC Mobile
    2. Click “Menu” > “Services” > “Service Request”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

    Upgrade Cathay Mastercard with Online Banking

    1. Login Online Banking
    2. Click “Help & Services”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

Standard Chartered K11 Atelier Priority Private Centre
FOR PRIORITY BANKING CLIENTS: UPGRADE TO STANDARD CHARTERED CATHAY MASTERCARD – PRIORITY PRIVATE AND BECOME A PRIORITY PRIVATE CLIENT
Unlock prestige travel privileges with your loved ones brought by Standard Chartered Cathay Mastercard – Priority Private
  • Upgrade to Priority Private
  • Maintain at least HKD8,000,000 Average Daily Relationship Balance
  • Upgrade to Standard Chartered Cathay Mastercard – Priority Private
  • UPGRADE TO PRIORITY PRIVATE UPGRADE TO PRIORITY PRIVATE

    Existing Banking Clients - Upgrade your banking relationship with us

    *For clients who would like to upgrade to Priority Private, please contact your Relationship Manager after upgrading to Priority Banking

  • UPGRADE YOUR CARD UPGRADE YOUR CARD

    Enjoy the enhanced experience by simply upgrading your Standard Chartered Cathay Mastercard via SC Mobile or Online Banking

    Upgrade Cathay Mastercard with SC Mobile

    SC Mobile app download - QR Code
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    1. Login SC Mobile
    2. Click “Menu” > “Services” > “Service Request”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

    Upgrade Cathay Mastercard with Online Banking

    1. Login Online Banking
    2. Click “Help & Services”
    3. Click “Card Management” > “Credit Card Upgrade”
    4. Perform card upgrade

Eligibility

Credit Cards

  • Standard Chartered Cathay Mastercard – Priority Banking
    • Client is required to be an existing Priority Banking client or a New Banking Client who signs up for Priority Banking upon card application; and
    • maintain HKD1,000,000 or above Average Daily Relationship Balance starting from the second calendar month from card issuance date
  • Standard Chartered Cathay Mastercard – Priority Private
    • Client is required to be an existing Priority Private client or a New Banking Client who signs up for Priority Private upon card application; and
    • maintain HKD8,000,000 or above Average Daily Relationship Balance starting from the second calendar month from card issuance date.

Banking Plans

  • Priority Banking
    • Minimum average daily Relationship Balance HKD1,000,000 or above; or
    • Minimum monthly salary HKD80,000 or above#; or
    • Mortgage outstanding amount of HKD5,000,000 or above*

    #Applicable to new banking clients only. New payroll client is required to start using the auto-payroll services successfully with the Bank within 2 months from Priority Banking sign-up. New Clients can enjoy first 2-quarter maintenance fee waiver.  After the expiration of maintenance fee waiver offer, if the average daily Relationship Balance of the client within the quarter falls below HKD1,000,000, a maintenance fee of HKD900 will be charged for the quarter. For details, please click here

    *First 2 years quarterly maintenance fee of Priority Banking will be waived for mortgage clients (borrower or co-borrower).

  • Priority Private
    • Maintain an average Total Balance at HKD8 million or above

Remarks:
  1. “New Client” refers to a client who did NOT, in the past 12 months from the date of the current sign up for Priority Private/Priority Banking, hold any product or service with or distributed by the Bank (including but not limited to deposit account (in the case of joint account, unless the new client is a primary account holder to the joint account, he/she will not be considered having held any product or service with or distribution by the Bank), investment services and insurance products underwritten by the third party insurer) except Standard Chartered Credit Cards. “Standard Chartered Credit Cards” refer to Standard Chartered Credit Card, Standard Chartered Co-branded Card, MANHATTAN Credit Card and MANHATTAN Co-branded Card issued by the Bank, including supplementary cards, Standard Chartered Business Card and Standard Chartered Corporate Card.
  2. “Existing Client” eligible for Welcome Privileges of Priority Banking refers to a client who, as of the last day of two months prior to the date of the current sign up for Priority Banking, (i) held any products or services with or distributed by the Bank (including but not limited to deposit account (in the case of joint account, unless the existing client is a primary account holder to the joint account, he/she will not be considered having held any product or service with or distribution by the Bank), investment services and insurance products underwritten by the third party insurer) except Standard Chartered Credit Cards, and (ii) maintained a positive Total Balance. “Existing Client” eligible for Welcome Privileges of Priority Private refers to a client who, as of 31 July 2024 , (i) held any products or services with or distributed by the Bank (including but not limited to deposit account (in the case of joint account, unless the existing client is a primary account holder to the joint account, he/she will not be considered having held any product or service with or distribution by the Bank), investment services and insurance products underwritten by the third party insurer) except Standard Chartered Credit Cards, and (ii) maintained a positive Total Balance.
  3. The Promotion Period is from 1 October to 31 December 2024. Terms and conditions applies. For details, please refer to sc.com/hk/welcomeoffer
  4. The Promotion Period is from 1 October to 31 December 2024. Terms and conditions applies. For details, please refer to sc.com/hk/priority-private
  5. Miles in this Offer will be credited to client’s Asia Miles membership accounts associated with his/her Standard Chartered Cathay Mastercard – Priority Private / Standard Chartered Cathay Mastercard – Priority Banking.
  6. Welcome Privileges of Priority Banking are only applicable to clients who have not been Priority Private or Priority Banking clients in the past 12 months. Welcome Privileges of Priority Private are only applicable to clients who (i) have not been Priority Private or Priority Banking clients in the past 12 months or (ii) sign up for Priority Private on or before the last day of the next calendar month from the date of signing up for Priority Banking.
  7. New Clients can enjoy first 2-quarter maintenance fee waiver. Existing Clients can enjoy first 4-quarter maintenance fee waiver. After the expiration of maintenance fee waiver offer, if the average daily Relationship Balance of the client within the quarter falls below HKD1,000,000, a maintenance fee of HKD900 will be charged for the quarter.
  8. Please refer to the application requirements for corresponding tiers of Cathay Mastercard.
  9. Credit card annual fee might be charged if respective Average Daily Relationship Balance requirements are not satisfied. Please refer to the full terms and conditions of Cathay Mastercard – Priority Private and Cathay Mastercard – Priority Banking.

To borrow or not to borrow? Borrow only if you can repay!