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Let your savings bloom with Standard Chartered

Enjoy high savings rate of up to 3.5%p.a. and a range of HK Disneyland privileges with fund flexibility. Available in both HKD and USD.
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Online Time Deposit Offers

Open via SC mobile App with 3 steps and earn up to 3.5% p.a.!
Board Rates

As at 26 September 2022

HKD | USD | CNY | AUD | CAD | CHF | EUR | GBP | JPY | NZD | SGD

Hong Kong Dollar Deposit Rates (HKD)

Savings Deposit Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
HK$1 – HK$149,999 0.001%
HK$150,000 – HK$499,999 0.001%
HK$500,000 or above 0.001%
Note:

  1. The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Sustainable Savings Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
HK$1 – HK$200,000 0.001%
Above HK$200,000 0.001% (refer to Savings Deposit Rates)
Note:

  1. The above Sustainable Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Time Deposit Rates (interest rate per annum)

Deposit period
HK$10,000 to
HK$29,999
HK$30,000 to
HK$99,999
HK$100,000 to
HK$499,999
HK$500,000 to
HK$999,999
HK$1,000,000 to
HK$1,999,999
HK$2,000,000 to
HK$4,999,999
HK$5,000,000 or
above
7 days 0.375% 0.375% 0.375% 0.375% 0.375% 0.375% 0.375%
14 days 0.375% 0.375% 0.375% 0.375% 0.375% 0.375% 0.375%
1 month 0.375% 0.375% 0.375% 0.375% 0.375% 0.375% 0.375%
2 months 0.375% 0.375% 0.375% 0.375% 0.375% 0.375% 0.375%
3 months 0.400% 0.400% 0.400% 0.400% 0.400% 0.400% 0.400%
6 months 0.400% 0.400% 0.400% 0.400% 0.400% 0.400% 0.400%
9 months 0.425% 0.425% 0.425% 0.425% 0.425% 0.425% 0.425%
12 months 0.425% 0.425% 0.425% 0.425% 0.425% 0.425% 0.425%
Note:

  1. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
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US Dollar Deposit Rates (USD)

Savings Deposit Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
USD1 – USD99,999 0.001%
USD100,000 – USD499,999 0.001%
USD500,000 or above 0.001%
 Note:

  1. The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Sustainable Savings Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
USD1 – USD25,000 0.001%
Above USD25,000 0.001% (refer to Savings Deposit Rates)
 Note:

  1. The above Sustainable Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Time Deposit Rates (interest rate per annum)

Deposit period
USD2,000 to
USD49,999
USD50,000 to
USD499,999
USD500,000 to
USD999,999
USD1,000,000 or
above
7 days 0.50% 0.50% 0.50% 0.50%
14 days 0.50% 0.50% 0.50% 0.50%
1 month 0.50% 0.50% 0.50% 0.50%
2 months 0.50% 0.50% 0.50% 0.50%
3 months 0.525% 0.525% 0.525% 0.525%
6 months 0.55% 0.55% 0.55% 0.55%
12 months 0.60% 0.60% 0.60% 0.60%
Note:

  1. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
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Renminbi Deposit Rates (CNY)

Savings Deposit Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
CNY1 – CNY99,999 0.10%
CNY100,000 – CNY499,999 0.10%
CNY500,000 or above 0.10%
Note:

  1. The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Sustainable Savings Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
CNY1 – CNY200,000 0.10%
Above CNY200,000 0.10% (refer to Savings Deposit Rates)
Note:

  1. The above Sustainable Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Time Deposit Rates (interest rate per annum)

Deposit period
CNY10,000 to
CNY49,999
CNY50,000 to
CNY499,999
CNY500,000 to
CNY999,999
CNY1,000,000 or
above
7 days 0.25% 0.25% 0.25% 0.25%
14 days 0.25% 0.25% 0.25% 0.25%
1 month 0.25% 0.25% 0.25% 0.25%
2 months 0.25% 0.25% 0.25% 0.25%
3 months 0.30% 0.30% 0.30% 0.30%
6 months 0.30% 0.30% 0.30% 0.30%
12 months 0.35% 0.35% 0.35% 0.35%
Note:

  1. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
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Australian Dollar Deposit Rates (AUD)

Savings Deposit Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
AUD1 – AUD119,999 0.001%
AUD120,000 – AUD629,999 0.001%
AUD630,000 or above 0.001%
Note:

  1. The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Time Deposit Rates (interest rate per annum)

Deposit period
AUD2,000 to
AUD99,999
AUD100,000 to
AUD999,999
AUD1,000,000 to
AUD1,999,999
AUD2,000,000 or
above
7 days 0.001% 0.001% 0.001% 0.001%
14 days 0.001% 0.001% 0.001% 0.001%
1 month 0.001% 0.001% 0.001% 0.001%
2 months 0.001% 0.001% 0.001% 0.001%
3 months 0.001% 0.001% 0.001% 0.001%
6 months 0.001% 0.001% 0.001% 0.001%
12 months 0.001% 0.001% 0.001% 0.001%
Note:

  1. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
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Canadian Dollar Deposit Rates (CAD)

Savings Deposit Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
CAD1 – CAD109,999 0.001%
CAD110,000 – CAD549,999 0.001%
CAD550,000 or above 0.001%
Note:

  1. The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Time Deposit Rates (interest rate per annum)

Deposit period
CAD2,000 to
CAD99,999
CAD100,000 to
CAD999,999
CAD1,000,000 to
CAD1,999,999
CAD2,000,000 or
above
7 days 0.01% 0.01% 0.01% 0.01%
14 days 0.01% 0.01% 0.01% 0.01%
1 month 0.01% 0.01% 0.01% 0.01%
2 months 0.01% 0.01% 0.01% 0.01%
3 months 0.01% 0.01% 0.01% 0.01%
6 months 0.03% 0.03% 0.03% 0.03%
12 months 0.10% 0.10% 0.10% 0.10%
Note:

  1. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
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Swiss Franc Deposit Rates (CHF)

Savings Deposit Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
CHF1 – CHF129,999 0.00001%
CHF130,000 – CHF639,999 0.00001%
CHF640,000 or above 0.00001%
Note:

  1. The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Time Deposit Rates (interest rate per annum)

Deposit period
CHF2,000 to
CHF9,999
CHF10,000 to
CHF99,999
CHF100,000 to
CHF999,999
CHF1,000,000 to
CHF1,999,999
CHF2,000,000 or
above
7 days 0.00001% 0.00001% 0.00001% 0.00001% 0.00001%
14 days 0.00001% 0.00001% 0.00001% 0.00001% 0.00001%
1 month 0.00001% 0.00001% 0.00001% 0.00001% 0.00001%
2 months 0.00001% 0.00001% 0.00001% 0.00001% 0.00001%
3 months 0.00001% 0.00001% 0.00001% 0.00001% 0.00001%
6 months 0.00001% 0.00001% 0.00001% 0.00001% 0.00001%
12 months 0.00001% 0.00001% 0.00001% 0.00001% 0.00001%
Note:

  1. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
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Euro Deposit Rates (EUR)

Savings Deposit Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
EUR1 – EUR72,999 0.001%
EUR73,000 – EUR359,999 0.001%
EUR360,000 or above 0.001%
Note:

  1. The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Time Deposit Rates (interest rate per annum)

Deposit period
EUR2,000 to
EUR49,999
EUR50,000 to
EUR499,999
EUR500,000 to
EUR999,999
EUR1,000,000 or
above
7 days 0.00001% 0.00001% 0.00001% 0.00001%
14 days 0.00001% 0.00001% 0.00001% 0.00001%
1 month 0.00001% 0.00001% 0.00001% 0.00001%
2 months 0.00001% 0.00001% 0.00001% 0.00001%
3 months 0.00001% 0.00001% 0.00001% 0.00001%
6 months 0.00001% 0.00001% 0.00001% 0.00001%
12 months 0.00001% 0.00001% 0.00001% 0.00001%
Note:

  1. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
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Sterling Pound Deposit Rates (GBP)

Savings Deposit Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
GBP1 – GBP49,999 0.001%
GBP50,000 – GBP249,999 0.001%
GBP250,000 or above 0.001%
Note:

  1. The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Time Deposit Rates (interest rate per annum)

Deposit period
GBP2,000 to
GBP49,999
GBP50,000 to
GBP499,999
GBP500,000 to
GBP999,999
GBP1,000,000 or
above
7 days 0.001% 0.001% 0.001% 0.001%
14 days 0.001% 0.001% 0.001% 0.001%
1 month 0.001% 0.001% 0.001% 0.001%
2 months 0.001% 0.001% 0.001% 0.001%
3 months 0.001% 0.001% 0.001% 0.001%
6 months 0.001% 0.001% 0.001% 0.001%
12 months 0.001% 0.001% 0.001% 0.001%
Note:

  1. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
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Japanese Yen Deposit Rates (JPY)

Savings Deposit Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
JPY1 – JPY12,999,999 0.001%
JPY13,000,000 – JPY64,999,999 0.001%
JPY65,000,000 or above 0.001%
Note:

  1. The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Time Deposit Rates (interest rate per annum)

Deposit period
JPY200,000 to
JPY9,999,999
JPY10,000,000 to
JPY99,999,999
JPY100,000,000 to
JPY199,999,999
JPY200,000,000 or
above
7 days 0.00001% 0.00001% 0.00001% 0.00001%
14 days 0.00001% 0.00001% 0.00001% 0.00001%
1 month 0.00001% 0.00001% 0.00001% 0.00001%
2 months 0.00001% 0.00001% 0.00001% 0.00001%
3 months 0.00001% 0.00001% 0.00001% 0.00001%
6 months 0.00001% 0.00001% 0.00001% 0.00001%
12 months 0.00001% 0.00001% 0.00001% 0.00001%
Note:

  1. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
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New Zealand Dollar Deposit Rates (NZD)

Savings Deposit Rates (interest rate per annum)

Deposit Amount
Annual Interest Rate
NZD1 – NZD159,999 0.001%
NZD160,000 – NZD799,999 0.001%
NZD800,000 or above 0.001%
Note:

  1. The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
  2. The above information is for reference only.
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Time Deposit Rates (interest rate per annum)

Deposit period
NZD2,000 to
NZD99,999
NZD100,000 to
NZD999,999
NZD1,000,000 to
NZD1,999,999
NZD2,000,000 or
above
7 days 0.001% 0.001% 0.001% 0.001%
14 days 0.001% 0.001% 0.001% 0.001%
1 month 0.001% 0.001% 0.001% 0.001%
2 months 0.001% 0.001% 0.001% 0.001%
3 months 0.001% 0.001% 0.001% 0.001%
6 months 0.001% 0.001% 0.001% 0.001%
12 months 0.001% 0.001% 0.001% 0.001%
Note:

  1. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
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Singapore Dollar Deposit Rates (SGD)

Savings Deposit Rates (interest rate per annum)

DEPOSIT AMOUNT
ANNUAL INTEREST RATE
SGD1 – SGD99,999 0.001%
SGD100,000 – SGD499,999 0.001%
SGD500,000 or above 0.001%
Note:
1.The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
2.The above information is for reference only.
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