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Hot time deposit

Exclusive Time Deposit Interest Rate Offer (for SME Banking Clients)

The below time deposit interest rates only apply to time deposits set up on 27 September 2022 at branch.

Applicable to SME Banking Clients with New Funds only (Minimum balance: HK$100,000 or equivalent for HKD, USD and RMB and $5,000 original currency for AUD, GBP, CAD and NZD)

Tenor (Month)
Interest Rate (% p.a.)

HKD
Interest Rate (% p.a.)

USD
Interest Rate (% p.a.)

RMB
Interest Rate (% p.a.)

AUD
Interest Rate (% p.a.)

GBP
Interest Rate (% p.a.)

CAD
Interest Rate (% p.a.)

NZD
1 0.375 0.50 0.635 0.001 0.001 0.001 0.001
3 2.90 3.40 0.75 3.00 3.00 2.40 2.50
6 3.00 3.60 0.80 3.00 3.00 2.30 2.80
12 2.60 3.20 0.90 2.80 2.80 2.20 3.20

Exclusive Time Deposit Interest Rate Offer Terms & Conditions apply. Please click here for further details.

Risk Disclosure Statement

Risk Disclosure Statements for RMB Deposit Services

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the client subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Foreign Exchange Risk Disclosure Statement

  • Foreign Exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).