You're about to leave our website

This hyperlink will bring to you to another website on the Internet, which is published and operated by a third party which is not owned, controlled or affiliated with or in any way related to Standard Chartered Bank (Hong Kong) Limited or any member of Standard Chartered Group ( the "Bank").

The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by the Bank of any third party or the hypertext link, product, service or information contained or available therein.

The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link.

Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the terms of use and privacy policies of the third party website that you are going to visit.


Proceed to third party website

Open an account and sign up for the designated banking plan via SC Mobile App to enjoy up to HKD500 extra Cash Rebate and other amazing offers

Apply Now
Hk mobile casa banner

Open an account and sign up for the designated banking plan via SC Mobile App to enjoy up to HKD500 extra Cash Rebate and other amazing offers

  • Apply Now Apply Now

    Open an account

    *Only applicable to new Standard Chartered banking customers who do not hold any Standard Chartered Bank (Hong Kong) Limited deposit account, including Savings Account(s), Current/ Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s). For existing customers, please log in to Online Banking or visit the branch for account opening.

    Download SC Mobile, save a trip to the branch

    QR Code, Art, Pattern

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    Click here to learn more about Mobile Account Opening

    Not applicable to:

    All services, except written instructions or other service request that requires your handwritten signature (including cheque book(s) request, investment account opening), will be available to IDA account opened via SC Mobile app. To enjoy full banking services, please bring along your identity document and a valid ATM card to visit any of our branches and provide us a specimen of your handwritten signature.

Open an Integrated Deposits Account via SC Mobile App anytime, anywhere, to bank with us. It only takes a few minutes!

How to apply via SC Mobile App

  • Hk mobile casa ntb step en
  • Hk mobile casa ntb step en
  • Hk mobile casa ntb step en
  • Hk mobile casa ntb step en
  • Hk mobile casa ntb step en

STEP 1

Download and open SC Mobile App, select “Open an account” and then input your contact details

STEP 2

Set up your Online Banking username and password, and your SC Mobile Key

STEP 3

Verify your identity with your HKID and a selfie

STEP 4

Fill in your personal details

STEP 5

Your account is ready! You can start receiving money right away

  • Hk mobile casa etb step en
  • Hk mobile casa etb step en
  • Hk mobile casa etb step en
  • Hk mobile casa etb step en
  • Hk mobile casa ntb step en

STEP 1

Open and Login to your SC Mobile App

STEP 2

Select “Apply Now” under Deposits at “Home” tab

STEP 3

Verifiy your identity with your HKID and a selfie

STEP 4

Answer a few more questions about your personal details

STEP 5

Your account is ready! You can start receiving money right away

Tips on account opening

Before your application

  1. Make sure you are holding a Hong Kong smart identity card (“HKID”) (2018 version)
  2. Find a place with good lighting
  3. Make sure to be in a private space where no personal information is revealed

HKID verification

  1. Don’t shoot in dimly lit areas or under bright lights
  2. Ensure no shadow/glare is cast over your HKID
  3. Review your HKID image to ensure the details on your HKID are not out of focus before you proceed
  4. Factors, including the environment where you take the photos of your HKID and selfie, e.g. with glare, scratches in your HKID, damaged HKID, etc, may affect the accuracy of identifying your selfie photo against the photo in your identity documents. If your identity documents cannot be verified due to above factors, please visit any of our branches for account opening.

Selfie verification

  1. Find a spot with plain background and make sure no one is standing behind
  2. Hold the camera at eye level and position your face within the frame
  3. Remove anything that might cover your face
  4. You can keep your eye glasses on
  5. Blink your eyes according to the instruction

Banking plans

After opening an account, you can choose the banking plan that best suits you

A couple is having a good time in the sun

Life gets easy when you live smart

Easy Banking

  • New client sign up via SC Mobile App and complete designated banking activities to earn up to 60,000 Asia Miles
  • Free maintenance fee
  • Learn More
Show more information Hide information
One lady with brown hair wear blue waistcoat is using her laptop with smile

Be a winning wage earner — the Premium way

Premium Banking

  • Extra HKD188 cash rebate or 1,880 Asia Miles for successful sign up for Premium Banking via SC Mobile App
  • New Funds Growth Reward for new clients: up to HKD900 cash rebate or 9,000 Asia Miles
  • Free maintenance fee
  • Learn More
Show more information Hide information
A man using his laptop and mobile phone

Your wealth management solutions

Priority Banking

  • Extra HKD500 cash rebate or 5,000 Asia Miles for signing up via SC Mobile App
  • Up to HKD22,500 cash rebate or  225,000 Asia Miles
  • New Funds Growth Offer: up to HKD22,000 cash rebate or 220,000 Asia Miles
  • New Clients can enjoy first 2-quarters Priority Banking maintenance fee waiver
  • Learn More
Show more information Hide information

Easy Banking

Relationship Balance Requirement

  • Nil
Maintenance fee
  • Free

Welcome Offer

New client sign up via SC Mobile App and complete designated banking activities to earn up to 60,000 Asia Miles

Privileges & expertise

Premium Banking

Relationship Balance Requirement

  • HKD200,000 or above
Maintenance fee
  • Free

Welcome Offer

  • New Funds Growth Reward for new clients: up to HKD900 cash rebate or 9,000 Asia Miles
  • Extra HKD188 cash rebate or 1,880 Asia Miles for successful sign up for Premium Banking via SC Mobile App

Privileges & expertise

  • Premium Executive
  1. Help manage your finances on our website or SC Mobile App
  2. Provide you with simple financial solutions
  3. Assist you on the full suite of banking and wealth management enquiries

Priority Banking

Relationship Balance Requirement

  • HKD1,000,000 or above
Maintenance fee
  • HKD900 per quarter4

Welcome Offer

  • Up to HKD22,500 cash rebate or 225,000 Asia Miles
  • New Funds Growth Offer: HKD4,000 cash rebate or 40,000 Miles for first HKD1,000,000 new funds; HKD3,000 cash rebate or 30,000 Miles for subsequent every HKD1,000,000 new funds; total up to HKD22,000 cash rebate or 220,000 Asia Miles
  • New Clients can enjoy first 2-quarters Priority Banking maintenance fee waiver
  • Extra HKD500 cash rebate or 5,000 Asia Miles for signing up via SC Mobile App

Privileges & expertise

  • Investment Intelligence – myWealth Service
  • Comprehensive Wealth Management Solutions
  • Sustainable Investing
  • GBA & International Banking Opportunities
  • Latest Market Insights

Who can apply via SC Mobile App

To be eligible to apply for Integrated Deposits Account (IDA) via SC Mobile app, you should be:
• Not currently holding any Standard Chartered Bank (Hong Kong) Limited deposit account, including Savings Account(s), Current/ Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s);
• Holding a valid Hong Kong Identity Card (2018 Version);
• 18 years old or above;
• a non – US Resident, non-US citizen and not holding a US Permanent Resident Card (Green Card);
• Opening this account for personal use purpose;
• Residing in Hong Kong or China;

After internal review, we may invite you to visit branch to open an Integrated Deposits Account if we require additional information / documentation from you. To save your waiting time, you may make an appointment on our website to open the account at a preferred branch.

1. Only applicable to new Standard Chartered banking clients who do not hold any Standard Chartered Bank (Hong Kong) Limited deposit account, including Savings Account(s), Current/ Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s). For existing clients, please log in to Online Banking or visit the branch for account opening.

2. To apply via SC Mobile App, you must have a mobile device which is supported with iOS version 14 or above (iPhone 6S or later model) or with Android version 9.0 or above or Harmony 2; and equipped with front and back camera, and with gravity sensor.

3. For any of the Bank’s products services , or application or utilising any of the Bank’s services that requires your handwritten signature, e.g. cheque book request, please visit any of our branches to provide us with a specimen of your handwritten signature.

4. If the average daily Relationship Balance of the Priority Banking client within the quarter falls below HKD1,000,000, a maintenance fee of HKD900 will be charged for the quarter. For details, please refer to the Service Charges booklet.

5. My RM services are only applicable to selected Priority Banking clients.

Electronics, Mobile Phone, Phone

SC MOBILE APP

Manage your finances on the go

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are the registered trademarks of Google Inc.

FAQs

  • To be eligible to apply for Integrated Deposits Account (IDA) via SC Mobile app, you should be:

    • Not currently holding any Standard Chartered Bank (Hong Kong) Limited deposit account, including Savings Account(s), Current/ Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s);
    • Holding a valid Hong Kong Identity Card (2018 Version);
    • 18 years old or above;
    • a non – US Resident, non-US citizen and not holding a US Permanent Resident Card (Green Card);
    • Opening this account for personal use purpose;
    • Residing in Hong Kong or China;

    After internal review, we may invite you to visit branch to open an Integrated Deposits Account if we require additional information / documentation from you. To save your waiting time, you may make an appointment on our website to open the account at a preferred branch.

  • Yes, as long as you do not or did not hold any deposit account with us and meet the other requirements listed above. You may log onto the app and

    • Click “Apply Now” under “Deposits” at Home Tab; OR
    • Click “Apply Now” under “Enjoy Full Banking Services” at Pay & Transfer Tab; OR
    • Click “Apply Now” under “Enjoy Full Banking Services” at Invest Tab; OR
    • Click “Apply Now” under “Enjoy Full Banking Services” at Discover Tab

    If you have not yet registered SC Mobile App, please register for it first.

  • Yes, as long as you are a new client with us now and meet the above requirements.

  • ATM Card will be dispatched upon the account is successfully opened. Normally you will receive the ATM card within 5 working days, excluding Saturdays, Sundays and public holidays.

Important Notice

Using myWealth

  • Investing can be complex due to changing market conditions. You have your own personal circumstances, specific needs and investment objectives. You may also hold assets elsewhere. These factors, which can change from time to time, and your holdings held elsewhere have not been factored in by the service.
  • Please do not execute trades on your own by simply relying on these investment ideas in isolation.
  • Notwithstanding any discussion with your Relationship Manager, before deciding to proceed with any investment transaction, you should make an independent assessment about the risks, merits and appropriateness of each investment transaction, and seek independent professional advice.
  • We are not providing portfolio monitoring services and are not obliged to review, manage or monitor the performance of your investment holdings.
  • The products involved are not principal protected and you may lose all or part of your original investment amount. There are possible disadvantages from subscribing, selling or switching and the Bank makes no warranty on your decision to buy, sell or switch at any material time.
  • SCB Chief Investment Office & Wealth Management Product specialists provide the following inputs which are used in myWealth algorithms namely 1. Model portfolios or model asset allocation 2. Bank’s House view on asset classes  3. Fund select list. These inputs are refreshed on monthly basis by Bank’s Investment and product specialists.

myWealth service limitations

  • myWealth is a direct to client investment service. If you require human interaction, please contact your Relationship Manager for further engagement.
  • The investment ideas generated through the myWealth service have taken into consideration your current risk profile, cash balances, investment funds, bonds, equities, structured investments and structured products holdings that you have held with the Bank.
  • Your investment concentration, holdings in insurance, leverage or other loans with the Bank, and any other investment holdings, assets / liabilities outside the Bank are not considered in the myWealth service.
  • Currently, myWealth only generates investment ideas on investment funds based on your current asset allocation and the model asset allocation under predefined rules.
  • myWealth does not offer automatic portfolio rebalancing.
  • The algorithms may include performance data and statistics that are derived based on historical data and methodologies formulated on various assumptions.
  • Extreme events such as drastic market declines are not explicitly modelled.
  • Prices and market values are for your information only and their accuracy is not guaranteed, and they may not be relied upon by any party as the basis for making any trading, hedging or investment decision. Prices including those of exchange traded securities are generally based upon the last traded price at close of market. Funds are valued based on the latest available net asset value. Where any price is provided, it represents an indicative market valuation only and as an estimated value may differ substantially from prices at which you may be able to sell a product and may not include redemption charges or other charges .

Risk Disclosure Statement

Risk Disclosure Statement for RMB Deposit Services

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the client subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Foreign Exchange Risk Disclosure Statement

  • Foreign Exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses in the event that the client converts a time deposit from the foreign currency to HKD.

myWealth Risk Disclosure Statements

  • Investment involves risks. The prices of investment products fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount. Past performance is no guide to its future performance.
  • Investors should read the terms and condit­ions contained in the relevant offering documents and in particular the investment polici­es and the risk factors and latest financi­al results informati­on carefully and are advised to seek independent professional advice before making any investment decis­ion.
  • Investors should consider their own investment object­ives, investment experience, financi­al situati­on and risk tolerance level.

 

Notes:

This webpage does not constitute any prediction of likely future price movements. Investors should not make investment decisions based on this webpage alone. This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.