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  • Savings Account Opening Offers | Deposit Products Comparison

Use your savings flexibly while earning high interest rate

Savings Account Opening Offers

Standard Chartered Bank offers a range of savings account services and exclusive promotions. Whether you are managing daily banking or pursuing long-term wealth growth, we have solutions tailored to your needs. Enjoy the flexibility to manage your funds effortlessly while earning high interest rate on savings.

Savings account promotion – msa
Marathon Savings Account Offer

  • Available in both

    HKD and USD

  • Online account opening

    in 3 steps

  • Account opening balance

    as low as HKD 10,000

* Terms and Conditions apply.

Savings account promotion – wsa
Wealth Saver Account Offer

  • Up to 3%p.a. total returns

  • No lock-in period

  • Perpetual monthly Bonus Reward

* Terms and Conditions apply.

Savings account promotion – payroll
Online Payroll Account Offers

  • Apply online for up to HKD1,500

    Cash Rebate

  • Refer a friend to receive extra HKD400 each

  • Up to 1,000 miles per month

* Terms and Conditions apply.

Savings Account Frequently Asked Questions

New clients:

Step 1: Download SC Mobile App and click “Open an account or register in minutes” to complete the mobile banking registration process.
Step 2: Log in to your SC Mobile account and complete the application for an Integrated Deposit Account.
Step 3: Go to “Discover” and “Deposits” then select the savings account you wish to open and click “Apply Now.”
Step 4: Review the promotion details, choose the currency, enter the deposit amount and select the debit account.
Step 5: Confirm the terms and conditions, review your application and submit if all information is correct

 

Existing clients:

Step 1: Go to “Discover” and “Deposits” then select the savings account you wish to open and click “Apply Now.”
Step 2: Review the promotion details, choose the currency, enter the deposit amount and select the debit account.
Step 3: Confirm the terms and conditions, review your application and submit if all information is correct

 

Further questions related to mobile account opening

A savings account offers customers the flexibility to deposit and withdraw funds at any time, making it ideal for frequent transactions and easy access to funds. On the other hand, a time deposit account requires funds to be locked in for a set period and is better suited for those who do not need immediate access to their money and wish to earn fixed interest. Different deposit tenors are available too. Deciding between these options should depend on individual financial needs and liquidity preferences.

You may consider the Marathon Savings Account.

This account offers a high interest rate in different phases. Open an account within the specified period to enjoy step-up interest rates throughout the bonus period. The Marathon Savings Account is available in both HKD and USD.

You may consider the Wealth Saver Account.

The Wealth Saver Account offers an attractive total return of up to 3%p.a. Priority Private and Priority Banking clients can open this account to enjoy the benefits. By maintaining the required average daily Relationship Balance, you can continuously earn high interest every month with no time limit.

You may choose between the Marathon Savings Account or the Wealth Saver Account based on your financial needs.

Marathon Savings Account offers the flexibility to save in HKD or USD while the Wealth Saver Account provides options to save in HKD, USD or RMB.

You may consider the Payroll Account or the Wealth Saver Account.

With the Payroll Account, you can enjoy welcome offers and up to 1,000 miles in every month. Simply open a Standard Chartered Payroll Account and continue using it for your salary deposits to earn miles regularly and receive competitive interest rates for your future travel or other expenses.

The Wealth Saver Account offers continuous monthly reward benefits. Priority Private and Priority Banking clients can open this account and enjoy relevant high interest rate offer.

Risk Disclosure Statement

Foreign Exchange:

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

RMB Deposit Service:

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time.. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.