Retail Clients
Retail Products - Deposits
Retail Products - Credit Card
Retail Products - Personal Loan / Personal Line of Credit / Overdraft
Retail Product - Mortgage
Retail Products - Investment
Retail Products - Banking Plans and Banking Service
Terms & Conditions for Accounts effective* before 25 February 2009
Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data
Disclaimer
Notice of Changes to Client Terms and General Account Terms (Effective from 30 June 2024)
Remarks for Temporary Credit Limit Increase:
The validity period is from 7 to 30 days, and the start date should be within 2 weeks of the date of application submission.
The credit limit will be changed back to the original amount in the second day of the due date. Therefore, please remind to settle the exceed amount of the original credit limit. If not, there will be an overlimit charge.
Remarks: Personal Line of Credit / Overdraft has been suspended since 15 November 2024
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Read more on Personal Loan / Personal Line of Credit / Overdraft
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| Personal Loan / Personal Line of Credit / Overdraft Terms | |
| Personal Loan / Personal Line of Credit / Overdraft Key Facts Statement / Repayment Schedule | |
| Personal Instalment Loan | |
| Personal Instalment Loan Debt Consolidation Program | |
| Personal Line of Credit / Overdraft | |
| Revolving Cash Card | |
| Manhattan Revolving Personal Loan | |
| Personal Loan / Personal Line of Credit / Overdraft Important Information | |
| Personal Instalment Loan / Personal Instalment Loan Debt Consolidation Program | |
| Personal Line of Credit / Overdraft | |
| Revolving Cash Card | |
| Manhattan Revolving Personal Loan | |
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Read more on Mortgage
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| Mortgage Facility Terms |
| Key Facts Statement for Residential Mortgage Loan |
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Read more on Investment
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| Terms and Conditions for Investment Services
For further details, please refer to section II of the Banking Terms and Conditions |
| Wealth Lending Product Key Facts Statement: Download PDF |
| Terms and Conditions for Securities eDocuments Service |
The above terms and conditions are applicable to the banking services and products effective* on or after 25 February 2009. You may obtain a copy from any of our branches in Hong Kong.
* Effective date of the Current/Cheque/Savings Account and Time Deposit Account is the application date, while the effective date of the Credit Card and Personal Loan/Personal Line of Credit/Overdraft Account is the approval date.
For enquiries relating to Standard Chartered’s terms and conditions and those which are not contained on this website, please visit your nearest branch or call our customer service hotline on 2886 8868.