| |
Silver Plan |
Gold Plan |
Platinum Plan |
| Home Contents
· Loss or damage to the home contents against fire, typhoon, gas explosion, water damage, theft, accidental damage and so on
· Household improvement including improvements and betterments on walls, windows, ceiling, floors and doors
· Loss or damage to the home contents in the course of removal by professional removers
|
500,000
per period of
insurance |
1,000,000
per period of insurance |
1,500,000
per period of insurance |
| The maximum cover for
· Furniture and home appliances (e.g. leather sofa, hi-fi)
|
100,000 per item |
200,000 per item |
300,000 per item |
| · Valuables (e.g. jewellery, watches, furs) |
10,000 per item
175,000 in total per event |
20,000 per item
350,000 in total per event |
30,000 per item
525,000 in total per event |
| Temporary Removal
Loss or damage to home contents while being temporarily removed up to 14 days for renovation, maintenance, cleaning and so on
|
75,000
per period of insurance |
150,000
per period of insurance |
225,000
per period of insurance |
| Temporary Storage of Furniture
Loss or damage to home contents while being stored in a furniture depository for up to 30 days
|
50,000
per event |
100,000
per event |
150,000
per event |
| Alternative Accommodation
Home is damaged and rendered uninhabitable by accidents
|
1,000 per day
30 days per event
|
1,500 per day
30 days per event
|
2,000 per day
30 days per event |
| Window/ Door Replacement
Loss or damage to door or window during commission of a burglary
|
2,500 per event |
5,000 per event |
7,500 per event |
| Domestic Servant’s Property
Loss or damage to personal effects of the Insured’s domestic servant
|
5,000 per event |
10,000 per event |
15,000 per event |
| Home Contracting Works
Loss or damage incurred due to contracted work provided the renovation period does not exceed 2 months
|
75,000
(5,000 per item)
|
150,000
(10,000 per item)
|
225,000
(15,000 per item)
|
| Emergency Cash Allowance
Cash allowance for the purchase of essentials & necessities in the event of your home is uninhabitable for at least 5 days due to a loss or damage
|
500 per event |
1,000 per event |
1,500 per event |
| Worldwide All Risk
Loss or damage of Personal Effects:
The maximum cover per period of insurance for:
· Loss of Personal Document
· Loss of Personal Money
· Unauthorised Use of Credit Cards
|
10,000 per period of insurance(5,000 per item)
1,500
1,500
2,500
|
20,000 per period of insurance(10,000 per item)
3,000
3,000
5,000
|
50,000 per period of insurance(20,000 per item)
4,500
4,500
7,500
|
| Personal Liability
Any claim made against you for bodily injury or property damage resulting from negligence by you or your Family Members*
*Family Members shall mean your spouse, children, parents and relatives normally living with you.
|
4,000,000
per event |
8,000,000
per event |
12,000,000
per event |
| Optional Extensions |
|
| 1) Mortgage Loan Instalment Protection
· Loss or damage to building by the covered insured events
· Death or Permanent Disablement
|
50,000 or 6-month mortgage repayment
per period of insurance(whichever is lower) |
|
| 2) Landlord Insurance
· Malicious damage by tenant
· Tenant runaway without any notice
· Legal fees for Letter of Demand
|
10,000 per period of insurance
5,000 per period of insurance
Twice a year, up to 2,000 per period of insurance
|
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