Enjoy 30% discount upon successful application
Apply Now Apply Now
Notes: Allianz Home Protect plan is underwritten by Allianz. The Bank is an insurance agent appointed by Allianz.
|
COVER
|
LIMIT OF LIABILITY (HK$)
|
||
|---|---|---|---|
| Silver Plan | Gold Plan | Platinum Plan | |
| Home Contents
· Loss or damage to the home contents against fire, typhoon, gas explosion, water damage, theft, accidental damage and so on · Household improvement including improvements and betterments on walls, windows, ceiling, floors and doors · Loss or damage to the home contents in the course of removal by professional removers |
500,000 per period of insurance |
1,000,000 per period of insurance |
1,500,000 per period of insurance |
| The maximum cover for
· Furniture and home appliances (e.g. leather sofa, hi-fi) |
100,000 per item | 200,000 per item | 300,000 per item |
| · Valuables (e.g. jewellery, watches, furs) | 10,000 per item 175,000 in total per event |
20,000 per item 350,000 in total per event |
30,000 per item 525,000 in total per event |
| Temporary Removal
Loss or damage to home contents while being temporarily removed up to 14 days for renovation, maintenance, cleaning and so on |
75,000 per period of insurance |
150,000 per period of insurance |
225,000 per period of insurance |
| Temporary Storage of Furniture
Loss or damage to home contents while being stored in a furniture depository for up to 30 days |
50,000 per event |
100,000 per event |
150,000 per event |
| Alternative Accommodation
Home is damaged and rendered uninhabitable by accidents |
1,000 per day
30 days per event |
1,500 per day
30 days per event |
2,000 per day 30 days per event |
| Window/ Door Replacement
Loss or damage to door or window during commission of a burglary |
2,500 per event | 5,000 per event | 7,500 per event |
| Domestic Servant’s Property
Loss or damage to personal effects of the Insured’s domestic servant |
5,000 per event | 10,000 per event | 15,000 per event |
| Home Contracting Works
Loss or damage incurred due to contracted work provided the renovation period does not exceed 2 months |
75,000
(5,000 per item) |
150,000
(10,000 per item) |
225,000
(15,000 per item) |
| Emergency Cash Allowance
Cash allowance for the purchase of essentials & necessities in the event of your home is uninhabitable for at least 5 days due to a loss or damage |
500 per event | 1,000 per event | 1,500 per event |
| Worldwide All Risk
Loss or damage of Personal Effects: The maximum cover per period of insurance for: · Loss of Personal Document · Loss of Personal Money · Unauthorised Use of Credit Cards |
10,000 per period of insurance(5,000 per item)
1,500 1,500 2,500 |
20,000 per period of insurance(10,000 per item)
3,000 3,000 5,000 |
50,000 per period of insurance(20,000 per item)
4,500 4,500 7,500 |
| Personal Liability
Any claim made against you for bodily injury or property damage resulting from negligence by you or your Family Members* *Family Members shall mean your spouse, children, parents and relatives normally living with you. |
4,000,000 per event |
8,000,000 per event |
12,000,000 per event |
| Optional Extensions | |||
| 1) Mortgage Loan Instalment Protection
· Loss or damage to building by the covered insured events · Death or Permanent Disablement |
50,000 or 6-month mortgage repayment per period of insurance(whichever is lower) |
||
| 2) Landlord Insurance
· Malicious damage by tenant · Tenant runaway without any notice · Legal fees for Letter of Demand |
10,000 per period of insurance
5,000 per period of insurance Twice a year, up to 2,000 per period of insurance |
||
Office hours: 9am to 5:30pm (Monday to Friday, except public holidays)
The above plan is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by Allianz (Licensed Insurance Agency FA1239). To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.
The above plan, offered by Allianz, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.
The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.
The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited will enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved directly between Allianz and the customer.