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Enjoy 55% discount upon successful application

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Enjoy 55% discount upon successful application

Allianz Home Protect

From now till 2 July 2024, enjoy 55% discount on the first year premium upon successful application for Allianz Home Protect.

Notes: Allianz Home Protect plan is underwritten by Allianz. The Bank is an insurance agent appointed by Allianz.

TERMS AND CONDITIONS APPLY.
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ALLIANZ ACCIDENT PROTECT PROMOTION

Enjoy 10% discount and a free dental checkup upon reaching a designated premium amount upon successful application

Hk cancer protect l

ALLIANZ CANCER PROTECT PROMOTION

Enjoy 10% discount and a free dental checkup upon reaching a designated premium amount upon successful application

Benefits

COVER
LIMIT OF LIABILITY (HK$)
  Silver Plan Gold Plan Platinum Plan
Home Contents

·   Loss or damage to the home contents against fire, typhoon, gas explosion, water damage, theft, accidental damage and so on

·   Household improvement including improvements and  betterments on walls, windows, ceiling, floors and doors

·   Loss or damage to the  home contents in the course of removal by professional removers

 500,000
per period of
insurance		 1,000,000
per period of insurance		 1,500,000
per period of insurance
The maximum cover for

·  Furniture and home appliances (e.g. leather sofa, hi-fi)

  100,000 per item  200,000 per item  300,000 per item
·  Valuables (e.g. jewellery, watches, furs) 10,000 per item
175,000 in total per event		 20,000 per item
350,000 in total per event		 30,000 per item
525,000 in total per event
Temporary Removal

Loss or damage to home contents while being temporarily removed up to 14 days for renovation, maintenance, cleaning and so on

 75,000
per period of insurance		 150,000
per period of insurance		 225,000
per period of insurance
Temporary Storage of Furniture

Loss or damage to home contents while being stored in a furniture depository for up to 30 days

 50,000
per event		 100,000
per event		 150,000
per event
Alternative Accommodation

Home is damaged and rendered uninhabitable by accidents

 1,000 per day

30 days per event

 1,500 per day

30 days per event

 2,000 per day
30 days per event
Window/ Door Replacement

Loss or damage to door or window during commission of a burglary

 2,500 per event 5,000 per event 7,500 per event
Domestic Servant’s Property

Loss or damage to personal effects of the Insured’s domestic servant

 5,000 per event 10,000 per event 15,000 per event
Home Contracting Works

Loss or damage incurred due to contracted work provided the renovation period does not exceed 2 months

 75,000

(5,000 per item)

 150,000

(10,000 per item)

 225,000

(15,000 per item)
Emergency Cash Allowance

Cash allowance for the purchase of essentials & necessities in the event of your home is uninhabitable for at least 5 days due to a loss or damage

 500 per event 1,000 per event 1,500 per event
Worldwide All Risk

Loss or damage of Personal Effects:

The maximum cover per period of insurance for:

·        Loss of Personal Document

·        Loss of Personal Money

·        Unauthorised Use of Credit Cards

 10,000 per period of insurance(5,000 per item)

1,500

1,500

2,500

 20,000 per period of insurance(10,000 per item)

3,000

3,000

5,000

 50,000 per period of insurance(20,000 per item)

4,500

4,500

7,500
Personal Liability

Any claim made against you for bodily injury or property damage resulting from negligence by you or your Family Members*

*Family Members shall mean your spouse, children, parents and relatives normally living with you.

 4,000,000
per event		 8,000,000
per event		 12,000,000
per event
Optional Extensions
1)   Mortgage Loan Instalment Protection

·      Loss or damage to building by the covered insured events

·      Death or Permanent Disablement

 50,000 or 6-month mortgage repayment
per period of insurance(whichever is lower)
2)   Landlord Insurance

·      Malicious damage by tenant

·      Tenant runaway without any notice

·      Legal fees for Letter of Demand

 10,000 per period of insurance

5,000 per period of insurance

Twice a year, up to 2,000 per period of insurance
Important Notes :
  1. Certain benefits such as Alternative Accommodation, Window/Door Replacement, Home Contracting Works and Emergency Cash Allowance do not have an excess. The excess is HK$1,000 for each claim arising from Household Removal; HK$500 for each claim arising from water damage; HK$10,000 or 10% of the loss (whichever is greater) for each claim arising from landslip or subsidence and HK$200 for each claim arising from Worldwide All Risk. The excess for all other claims is HK$250.
  2. Loss or damage due to wear and tear, depreciation and war are not covered by this policy. For the full list of exclusions, please refer to the policy wordings.
Remarks:
  1. The same competitive premium is applicable for any floor size.
  2. The insured premise contains no illegal structure and is built of and roofed with bricks, stones or concrete. The building is not a village house or a house of similar nature.
  3. The insured premise is located in Hong Kong Special Administrative Region and is less than 40 years of age.
  4. The insured premise is used solely for domestic residential purposes.
  5. The Insured shall give Allianz prior notice if the insured premise becomes unoccupied and remains so for a period of more than six consecutive weeks.
  6. Any policy with policy inception date on or after 1 January 2018 is subject to the insurance levy. The premiums stated in the above tables are exclusive of levy collected by the Insurance Authority on relevant policy at the applicable rate. For further information, please visit www.agcs.allianz.com/global-offices/hong-kong/levy-notice.html or contact Allianz Customer Service Hotline (852) 8100 2402.

Disclaimer and Important Notes

The above plan is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by Allianz (Licensed Insurance Agency FA1239). To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.

The above plan, offered by Allianz, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.

The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited will enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved directly between Allianz and the customer.