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Medical insurance

Enjoy greater peace of mind when you stay on top of healthcare costs

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PRUHealth VHIS VIP plan
Certified VHIS Flexi Plan
  • Covers you with no itemised benefit limit for key medical and hospital expenses for semi-private room stays
  • Reimburses all your eligible medical costs up to HKD 12,000,000 each year with a lifetime limit of HKD 56,000,000.

PRUHealth VHIS VIP plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.

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PRUHealth VHIS EasyChoice Plan
Certified VHIS Flexi Plan
  • Covers you from diagnosis to recovery with no overall lifetime benefit limit for the plan.
  • The embedded PRUHealth Major further cuts your out-of-pocket medical expenses by covering 80% of the exceeded eligible expenses.

PRUHealth VHIS EasyChoice Plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.

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PRUhealth CoreChoice Medical Plan
Certified VHIS Standard Plan
  • Gives you a choice by covering the eligible hospital treatment expenses.

PRUHealth CoreChoice Medical Plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.

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PremierFlex Medical Plan
  • Access to Mainland China hospital network, Hong Kong and Macau semi-private room treatment, and with no limit on most eligible hospitalisation and surgical fees.
  • Protect yourself with a lifetime medical insurance benefit of HKD 70,000,000

PremierFlex Medical Plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.

Flexible worldwide medical protection
MediSure Pro
Flexible worldwide medical protection
  • Global Hospitalisation Payment Guarantee
  • Reimburse Major Hospitalisation Charges
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Hospital Income Protect
Provide daily cash benefits to allow you focusing on recovery
  • Daily Hospital Cash Benefit up to HK$2,400, and Double Daily Hospital Cash (in ICU)
  • Recuperation Benefits up to HK$1,200 per day
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PRUhealth medical plus
Comprehensive medical expense coverage
  • Access to semi-private room treatment and with no limit on most eligible hospitalisation and surgical fees.
  • Protect yourself with a lifetime medical insurance benefit of HKD 60,000,000.

PRUhealth medical plus is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.

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PRUmyhealth prestige medical
Lifetime Global Covergage
  • Comprehensive medical protection with lifetime global coverage up to HKD 70,000,000.

PRUmyhealth prestige medical plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.

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PRUhealth essential critical care
Covering common critical illness
  • Covers all eligible treatment costs for cancer, heart attack and stroke.
Covering you through to recovery
  • Covers from diagnosis to post-treatment monitoring, before and after your hospital stay.
Guaranteed Lifetime renewal
  • If the plan is made available, lifetime renewal is guaranteed.

PRUhealth essential critical care is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.

Terms and Conditions

Important Notes:

The issuance of this plan does not necessarily mean you are eligible for any tax deduction for the premiums you have paid for this plan. For further information on tax deduction under the VHIS, please contact the Inland Revenue Department. We cannot provide you with any tax advice. If you have doubts, you should seek professional advice.

Disclaimer

Standard Chartered Bank (Hong Kong) Limited is an insurance agent of Prudential Hong Kong Limited (Licensed Insurance Agency FA1239).

This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.

The material and information contained on this webpage should be read in conjunction with the relevant product brochure and for the risk discloure, please refer to the product brochure.