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Financial Analyst

Looking for more advanced loan services? Our financial analysts will carefully evaluate your financial situation and tailor a personalised solution for you.

To borrow or not to borrow? Borrow only if you can repay! Terms and conditions apply.

Gain a deeper understanding of your financial situation and get a tailored loan solution

Our team of experts will thoroughly analyse your loan needs, clarify your current situation and pain points, as well as provide personalised loan solutions to help you achieve your goals faster.

A range of loan services to comprehensively address all your financial needs

Financial analysis services

Reassess repayment terms based on your financial situation

Early settlement request

Dedicated support for your application to assess the pros and cons of early repayment

Top up service

Zero-document loan renewal for swift support in emergencies

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Extend repayment period

Emergency/ Backup cash

Extend repayment period

Hk loans financial analysis nm

Lower monthly payments to repay at your own pace

A has a Personal Instalment Loan and wants funds for property investment. He secured a top up loan from Standard Chartered and extended his repayment period, allowing him to achieve his goals while maintaining manageable monthly payments.

  • Remaining loan balance：HKD500,000
  • Original monthly payment：HKD23,083
  • Repayment period extended to 60 months after top up loan
  • New monthly payment after top up loan：HKD13,290

Emergency/ Backup cash

Hk loans financial analysis nm

Have urgent needs? Get quick solutions with a top up loan

David, an existing Standard Chartered loan customer, faced an unexpected family emergency needing extra funds. Standard Chartered’s top up loan services with 0% handling fees and quick document-free approval helped B address the situation promptly.

Things to know before applying for early repayment:

  • You can repay your Personal Instalment Loan early at any time. In addition to the remaining loan instalments, you must also pay all outstanding interest up to the repayment date, any borrowed amounts and an early repayment fee calculated at 2.5% of the outstanding loan amount.
  • If you make an early repayment within the 7-day cooling-off period, the early repayment fee will be waived. However, if you repay the loan early after receiving a cash rebate, the bank reserves the right to require the full refund of the cash rebate received at the time of loan application or to deduct an equivalent amount from any of your accounts, regardless of whether it falls within the cooling-off period.
  • If you plan to fully repay your loan early, please notify the bank in writing at least 10 business days in advance.
  • Whether early repayment of a Personal Instalment Loan can save you interest costs depends on individual circumstances. We recommend that you enquire with the bank about the total amount due for early repayment and the remaining interest before making a decision.

 

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