Need extra funds to achieve your goals? We have you covered! Apply for a Personal Instalment Loan with daily interest as low as HKD10 today.
Daily Interest as low
as HKD 10^
Handling Fee
0%
Basic Cash Back and New Client Cash Back – Up to
Annualised Percentage Rate as low as
Daily loan interest as low as
Handling fee
Loan amount up to
Loan tenor up to
Remarks
^ Daily loan interest as low as HK$10 (rounded down to the nearest integer) is calculated with the loan amount of HK$100,000, tenor of 12 months and monthly flat rate of 0.31% which is equivalent to APR of 7.01%. (Loan amount: $100,000 * monthly flat rate 0.31% * Tenor 12 months) / 365 days = HK$10.19
# The Annualised Percentage Rate is 1.85% (for clients with loan amount of HKD$1,500,000 or above and tenor of 12 months). APRs are reference rates which include the basic loan interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards/Personal Loan at the time of this application. The Bank reserves the right to determine the applicable loan interest rate and handling fee, and to approve a person instalment loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions
1. The Monthly Flat Rate shown above was for reference only.
2. For every HKD1,000 loan amount.
3. The above Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable). This APR does not include cash rebate.
The Annualised Percentage Rate ranged from 1.85% to 36% and flexible repayment period of 12 to 60 months. An APR is a reference rate which includes the basic loan interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
The operating hours of our Loan Application Hotline are from Monday to Friday: 10am – 7pm.
Loan Amount^ (HKD) |
|---|
LOAN RANGE |
|---|
Loan Tenor |
12 months |
24 months |
36 months |
48 months |
60 months |
|---|---|---|---|---|---|
Monthly Flat Rate¹ |
0.31% |
0.31% |
0.31% |
0.312% |
0.315% |
Monthly Repayment² (HKD) |
$86.43 |
$44.77 |
$30.88 |
$23.95 |
$19.82 |
Annualised Percentage Rate³ |
7.01% |
7.22% |
7.23% |
7.25% |
7.26% |
Loan Tenor |
12 months ▶ |
◀
24 months ▶ |
◀
36 months ▶ |
◀
48 months ▶ |
◀
60 months |
|---|---|---|---|---|---|
Monthly Flat Rate¹ |
0.31% |
0.31% |
0.31% |
0.312% |
0.315% |
Monthly Repayment² (HKD) |
$86.43 |
$44.77 |
$30.88 |
$23.95 |
$19.82 |
Annualised Percentage Rate³ |
7.01% |
7.22% |
7.23% |
7.25% |
7.26% |
Loan Tenor |
12 months |
24 months |
36 months |
48 months |
60 months |
|---|---|---|---|---|---|
Monthly Flat Rate¹ |
0.27% |
0.27% |
0.27% |
0.271% |
0.273% |
Monthly Repayment² (HKD) |
$86.03 |
$44.37 |
$30.48 |
$23.54 |
$19.40 |
Annualised Percentage Rate³ |
6.09% |
6.28% |
6.30% |
6.30% |
6.31% |
Loan Tenor |
12 months ▶ |
◀
24 months ▶ |
◀
36 months ▶ |
◀
48 months ▶ |
◀
60 months |
|---|---|---|---|---|---|
Monthly Flat Rate¹ |
0.27% |
0.27% |
0.27% |
0.271% |
0.273% |
Monthly Repayment² (HKD) |
$86.03 |
$44.37 |
$30.48 |
$23.54 |
$19.40 |
Annualised Percentage Rate³ |
6.09% |
6.28% |
6.30% |
6.30% |
6.31% |
Loan Tenor |
12 months |
24 months |
36 months |
48 months |
60 months |
|---|---|---|---|---|---|
Monthly Flat Rate¹ |
0.23% |
0.23% |
0.231% |
0.232% |
0.233% |
Monthly Repayment² (HKD) |
$85.63 |
$43.97 |
$30.09 |
$23.15 |
$19 |
Annualised Percentage Rate³ |
5.18% |
5.34% |
5.39% |
5.40% |
5.40% |
Loan Tenor |
12 months ▶ |
◀
24 months ▶ |
◀
36 months ▶ |
◀
48 months ▶ |
◀
60 months |
|---|---|---|---|---|---|
Monthly Flat Rate¹ |
0.23% |
0.23% |
0.231% |
0.232% |
0.233% |
Monthly Repayment² (HKD) |
$85.63 |
$43.97 |
$30.09 |
$23.15 |
$19 |
Annualised Percentage Rate³ |
5.18% |
5.34% |
5.39% |
5.40% |
5.40% |
Loan Tenor |
12 months |
24 months |
36 months |
48 months |
60 months |
|---|---|---|---|---|---|
Monthly Flat Rate¹ |
0.23% |
0.23% |
0.23% |
0.231% |
0.232% |
Monthly Repayment² (HKD) |
$85.63 |
$43.97 |
$30.08 |
$23.14 |
$18.99 |
Annualised Percentage Rate³ |
5.18% |
5.34% |
5.37% |
5.38% |
5.38% |
Loan Tenor |
12 months ▶ |
◀
24 months ▶ |
◀
36 months ▶ |
◀
48 months ▶ |
◀
60 months |
|---|---|---|---|---|---|
Monthly Flat Rate¹ |
0.23% |
0.23% |
0.23% |
0.231% |
0.232% |
Monthly Repayment² (HKD) |
$85.63 |
$43.97 |
$30.08 |
$23.14 |
$18.99 |
Annualised Percentage Rate³ |
5.18% |
5.34% |
5.37% |
5.38% |
5.38% |
Loan Tenor |
12 months |
24 months |
36 months |
48 months |
60 months |
|---|---|---|---|---|---|
Monthly Flat Rate¹ |
0.083% |
0.22% |
0.22% |
0.22% |
0.221% |
Monthly Repayment² (HKD) |
$84.16 |
$43.87 |
$29.98 |
$23.03 |
$18.88 |
Annualised Percentage Rate³ |
1.85% |
5.11% |
5.13% |
5.13% |
5.13% |
Loan Tenor |
12 months ▶ |
◀
24 months ▶ |
◀
36 months ▶ |
◀
48 months ▶ |
◀
60 months |
|---|---|---|---|---|---|
Monthly Flat Rate¹ |
0.083% |
0.22% |
0.22% |
0.22% |
0.221% |
Monthly Repayment² (HKD) |
$84.16 |
$43.87 |
$29.98 |
$23.03 |
$18.88 |
Annualised Percentage Rate³ |
1.85% |
5.11% |
5.13% |
5.13% |
5.13% |
It does not require a credit card to apply for a personal loan. If you have an emergency financial need but do not have a Standard Chartered credit card, you may consider a personal loan such as SC Personal Instalment Loan.
If you are already a Standard Chartered Bank personal loan customer, you can apply for the Standard Chartered Personal Instalment Loan Top Up Service. This service allows you to borrow additional loan amount on top of your existing personal loan without further supporting documents required, addressing your immediate financial needs.
