You're about to leave our website

This hyperlink will bring to you to another website on the Internet, which is published and operated by a third party which is not owned, controlled or affiliated with or in any way related to Standard Chartered Bank (Hong Kong) Limited or any member of Standard Chartered Group ( the "Bank").

The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by the Bank of any third party or the hypertext link, product, service or information contained or available therein.

The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link.

Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the terms of use and privacy policies of the third party website that you are going to visit.


Proceed to third party website
Hk loans pil summer campaign banner jul

Personal Instalment Loan Top Up Service Calculator

Outstanding principal amount of original loan (HKD):
HKD
Please enter a valid amount
Outstanding tenor of original loan:
month(s)
Please enter a valid tenor
Top up amount (HKD):
HKD
Please enter a valid amount
Tenor of top-up loan:
month(s)
Tenor of Top-up loan must larger than original of Top-up loan
Annualised percentage rate (%):
Repayment amount of original loan:
HKD
Repayment amount of new loan:
HKD
Change of monthly repayment amount
Note: The result of the loan calculator is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement.

Standard Chartered Personal Instalment Loan Top Up Service

Achieve your plans with extra cash. Simple way to cash out through easy online application without further supporting documents required#.

* Example:
AVAILABLE DRAWDOWN LOAN AMOUNT
MONTHLY FLAT RATE
HANDLING FEE (PER ANNUM OF THE DRAWDOWN AMOUNT)
ANNUALISED PERCENTAGE RATE^
HKD700,000 0.36% 0% 8.08%
(per 48 months)
8.07%
(per 60 months)

Remarks

# The Bank reserves the right to request additional documents for further approval.

* The above example assumes an original loan amount of HKD1,200,000 and is for illustration purpose only. The Annualised Percentage Rates (“APR”) of 8.16% (for 48-month repayment period) and 8.15% (for 60-month repayment period) are calculated based on the total loan amount (consisting of original loan outstanding amount and top-up loan amount) with the monthly flat rate at 0.36%. The APR is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate.

^ Annualised Percentage Rate is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate.

The operating hours of our Loan Application Hotline is from 9am – 9pm on Monday to Friday and 9am – 8pm on Saturday and Sunday.

Standard Chartered Personal Instalment Loan Top Up Service Key Product Features:

Documents waiver#

Handling fee

0%

Loan amount up to

18X
salary or HKD 2,000,000 (whichever is lower)
Top-up loan amount can be greater than total loan principal repaid

Loan tenor up to

60 months

Other Product Features:

  • 7-Days Cooling-off Period - Early redemption fees and changes waiver
  • Online Application submitted will be followed up in the next business day

Personal Loan Calculator for Repayment

  • Use our calculator to get a quick estimation on your monthly repayment amount

Eligibility & Documents

Eligibility

  • Hong Kong resident aged 20 or above
  • Fixed annual income of HKD96,000 or above

Documents

  • Documents waiver#

Terms and Conditions

To borrow or not to borrow? Borrow only if you can repay!