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Personal Instalment Loan Top Up Service Calculator

Outstanding principal amount of original loan (HKD):
HKD
Please enter a valid amount
Outstanding tenor of original loan:
month(s)
Please enter a valid tenor
Top up amount (HKD):
HKD
Please enter a valid amount
Tenor of top-up loan:
month(s)
Tenor of Top-up loan must larger than original of Top-up loan
Annualised percentage rate (%):
Repayment amount of original loan:
HKD
Repayment amount of new loan:
HKD
Change of monthly repayment amount
Note: The result of the loan calculator is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement.

Standard Chartered Personal Instalment Loan Top Up Service

Achieve your plans with extra cash. Simple way to cash out through easy online application without further supporting documents required#.

* Example:
AVAILABLE DRAWDOWN LOAN AMOUNT
MONTHLY FLAT RATE
HANDLING FEE (PER ANNUM OF THE DRAWDOWN AMOUNT)
ANNUALISED PERCENTAGE RATE^
HKD700,000 0.36% 0% 8.08%
(per 48 months)
8.07%
(per 60 months)

Remarks

# The Bank reserves the right to request additional documents for further approval.

* The above example assumes an original loan amount of HKD1,200,000 and is for illustration purpose only. The Annualised Percentage Rates (“APR”) of 8.16% (for 48-month repayment period) and 8.15% (for 60-month repayment period) are calculated based on the total loan amount (consisting of original loan outstanding amount and top-up loan amount) with the monthly flat rate at 0.36%. The APR is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate.

^ Annualised Percentage Rate is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate.

The operating hours of our Loan Application Hotline is from 9am – 9pm on Monday to Friday and 9am – 8pm on Saturday and Sunday.

Standard Chartered Personal Instalment Loan Top Up Service Key Product Features:

Documents waiver#

Handling fee

0%

Loan amount up to

18X
salary or HKD 2,000,000 (whichever is lower)
Top-up loan amount can be greater than total loan principal repaid

Loan tenor up to

60 months

Other Product Features:

  • 7-Days Cooling-off Period - Early redemption fees and changes waiver
  • Online Application submitted will be followed up in the next business day

Personal Loan Calculator for Repayment

  • Use our calculator to get a quick estimation on your monthly repayment amount

Eligibility & Documents

Eligibility

  • Hong Kong resident aged 20 or above
  • Fixed annual income of HKD96,000 or above

Documents

  • Documents waiver#

Terms and Conditions

To borrow or not to borrow? Borrow only if you can repay!