Mortgages

A comprehensive range of mortgage loans to help achieve your property ownership dream.

MORTGAGE CALCULATOR

Apply with us now! We will provide approval result in 2 weeks upon the receipt of full documents required by the Bank*.

Green Mortgage Plan

Enjoy up to 60%

deposit cap for deposit linked mortgage plan in the first 3 years

Key Facts Statement

Deposit Linked Mortgage

Deposit Linked Mortgage feature

You may apply mortgage with mortgage deposit linked feature.
Flexible cash flow

You can have flexible control of your mortgage deposit linked account and withdraw your earned interest at any time
No arrangement fee and annual fee

You can sign up for the mortgage deposit linked feature for free without any additional costs

Key Facts Statement

Mortgage Insurance Programme

Borrow up to 90%of the property price

First time home buyer can borrow up to 90% of the property price
Property Price

Applicable to property price HK$30,000,000 or below
Property Type

Applicable to self-use private residential properties under personal ownership

Key Facts Statement

Mortgage $aver

✔ Maximise your Interest Earning

✔ Reduce your Mortgage Interest Expenses

✔ Flexible Access to Your Funds

✔ Deposit Protection Scheme

Key Facts Statement

*Notes:

Approval time may vary depending on different situations, including need for supplementary documents or special circumstance.
⁠Public holiday excluded.
⁠Approval time does not include time required by third party professional review or approval.

Standard Chartered Bank (Hong Kong) Limited Residential Mortgage Loan Key Facts Statement: Download PDF

Since we have increased our HKD Prime rate recently, your monthly mortgage instalment amount will be adjusted. The update repayment schedule / monthly HIBOR advice has been or will be sent to your mortgage correspondence address. Please ensure sufficient fund in the repayment account to prevent incurring any late payment charge. For enquiries, please contact (852)2886-8863.