GBA Mortgage Guide

Simple steps to buy a property in the Greater Bay Area

Step 1

Submit Mortgage Loan Application Form for Greater Bay Area Property

GBA Mortgage Guide Application process Step 1
Step 2

1. Get approval result
2. Pay Valuation Fee
3. Sign loan documents

GBA Mortgage Guide Application process Step 2
Step 3

1. Complete HKD and RMB account opening at SCB Hong Kong and SCB China branches
2. Sign mortgage deed & related documents at designated solicitor firm in Hong Kong & Mainland
3. Sign and Submit Remittance Application Form

GBA Mortgage Guide Application process Step 3
Step 4

Complete Mortgage registration in Mainland and Drawdown GBA Mortgage Loan

GBA Mortgage Guide Application process Step 4
Step 5

Transfer the mortgage loan proceeds to SCB China and then to specific Developer/Seller’s bank account to complete transaction

GBA Mortgage Guide Application process Step 5