Enjoy the Hong Kong Interbank Offered Rate (HIBOR) as the base rate that closely tracks the money market
Your Choice of Fixing Period
Fixing your mortgage rate based on HIBOR of either 1-/3-/6- month period depending on your preference
Interest Rate Cap
An interest rate cap based on the Bank’s Hong Kong Dollar Prime Rate (P) applies to all HIBOR Mortgage Plan that gives you rate protection in case of fluctuations
