You're about to leave our website

This hyperlink will bring to you to another website on the Internet, which is published and operated by a third party which is not owned, controlled or affiliated with or in any way related to Standard Chartered Bank (Hong Kong) Limited or any member of Standard Chartered Group ( the "Bank").

The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by the Bank of any third party or the hypertext link, product, service or information contained or available therein.

The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link.

Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the terms of use and privacy policies of the third party website that you are going to visit.


Proceed to third party website

A one-stop solution that uses your deposits to help reduce your mortgage interest expenses up to 50%

Apply Now
MortgageOne reduces your mortgage interest expenses by up to 50%.

A one-stop solution that uses your deposits to help reduce your mortgage interest expenses up to 50%

MortgageOne®

photos, passport, map, and a hand holding a key with a house keychain

Example

Suppose you would like to borrow a loan amount of HK$4,000,000.

CONVENTIONAL MORTGAGE PLAN
MORTGAGEONE®
Loan Amount HK$4,000,000 HK$4,000,000
Monthly Deposit Amount HK$4,000 HK$4,000
Deposit Balance HK$500,000 HK$500,000
Interest Rate (p.a.) 3.5%* 3.5%*
Total Interest Payment HK$1,567,454 HK$894,054 (save 42.96%)
Tenor 240 months 162 months (save 32.5%)

The above example is for reference only which does not take into account any fees (including arrangement fee, annual fee, and other charges (if any)) and interest rate change in the calculation.

*Based on the Bank’s Hong Kong Dollar Prime Rate 5.5%p.a. as of 23 December 2024 minus 2.00%pa.

Terms and conditions apply. For details, please contact our branch staff.

Important Notes

To borrow or not to borrow? Borrow only if you can repay!