Priority Banking 360º Rewards Points

If you wish to change the reward type that you are earning (Asia Miles/360° Rewards Points), please complete the Change of Reward Preference Form.

Priority Banking 360º Rewards Points

Table 1 (360º Rewards Points)

PRODUCT CATEGORY OF ELIGIBLE TRANSACTIONS	REWARD BASIS	NO. OF POINTS EARNED	THE MAXIMUM POINTS EARNED (MONTHLY)
1) Priority Banking Credit Card	Every HKD1 retail spending made locally¹	2	No Limit
1) Priority Banking Credit Card	Every HKD1 retail spending made overseas¹	3	No Limit
2) Deposits Structured Investment Series Premium Deposit	Every HKD200,000 daily average balance in a month²	400	6,000
3) Investments	Every HKD200,000 daily average balance in a month³	400	6,000
4) Insurance	Every HKD200,000 daily average balance in a month³	400	6,000
5) Personal Instalment Loan	Every HKD200,000 month end outstanding loan balance⁴	200	3,000
6) Mortgage Loan	Every HKD200,000 month end outstanding loan balance⁴	50	2,000

¹ The Points are earned under the Standard Chartered Priority Banking Credit Card 360º Rewards Programme of Priority Banking Credit Card. For avoidance of doubt, clients will not earn any Points under Priority Banking 360° Rewards on credit card spending with other credit cards.
² Based on total number of calendar days in the relevant month.
³ Based on total number of days the Bank is open for business in the relevant month.
⁴ As at the last calendar day in the relevant month.

Your Points can be accessed only through the prestigious Priority Banking Credit Card, which is the key to unlocking exclusive benefits and exceptional rewards from your total banking relationship with us.

With the 360º Rewards Catalogue, you can choose to redeem mileage or cash with Points at your own choice through our website sc.com/hk.

Note:

Priority Banking clients must maintain HKD1,000,000 minimum average daily Relationship Balance in each particular month (this requirement is not applicable to the reward earned from credit card spending) and must spend at least once in retail transaction (including monthly instalment and bill payment and only those transactions posted in the relevant monthly statement will be counted) with their principal Priority Banking Credit Card or make cash advance in a month with their principal Priority Banking Credit Card in order to enjoy Priority Banking 360° Rewards (“360° Rewards Points”) for that particular month. For the avoidance of doubt, if a client’s average daily Relationship Balance in a particular month falls under HKD1,000,000, he or she shall not be entitled to 360° Rewards Points in that particular month.

Here is an example of how you can earn more Points on your Priority Banking Credit Card

Table 2 (360º Rewards Points)

EXISTING PORTFOLIO OF ACCOUNTS	MONTHLY SPEND OR DAILY AVERAGE BALANCE IN A MONTH OR MONTH-END OUTSTANDING LOAN BALANCE (WHERE APPLICABLE) (HKD)	NO. OF POINTS EARNED	POINTS EARNED IN ONE YEAR^
Priority Banking Credit Card’s local retail spending	7,000	14,000	168,000
Deposits Structured Investment Series Premium Deposit	800,000	1,600	19,200
Investments	400,000	800	9,600
Insurance	200,000	400	4,800
Personal Instalment Loan	200,000	200	2,400
Mortgage Loan	4,000,000	1,000	12,000
Total Points accumulated in a year			216,000*

* You can choose to redeem mileage or cash with Points at your own choice through our website sc.com/hk.

Not Protected under Deposit Protection Scheme
Structured Investment Series and Premium Deposit are NOT an alternative to ordinary saving or time deposit, and are NOT a protected deposit and NOT being protected under the Deposit Protection Scheme in Hong Kong.

^ Assume the Points earned monthly remain the same for the whole year for all product categories.

The above example is for reference only. The choice of reward is not guaranteed and is subject to the Bank’s 360º Rewards and/or the supplier’s reward scheme which will be amended from time to time.

For details, please refer to the Terms and Conditions.

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Priority Banking 360º Rewards Points