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Marathon Savings Account –
Up to 4% p.a. savings rate

Available in both

HKD and USD

Online account opening

in 3 steps

Account opening balance

as low as HKD 10,000

See how much you can earn with the Marathon Savings Account

Bonus Period: 01 Apr, 2025 - 31 Jul, 2025
Number of days you can enjoy the Preferential Savings Rate: 112 Days
How much to deposit ?
HKD
Indicative Interest
Cash Rebate
The above interest is for reference only. Account opening is not available on Sundays and Public Holidays. The final interest will be calculated based on the account sign up date and the total account deposit balance during the Bonus Period.
The above interest is for reference only. Account opening is not available on Sundays and Public Holidays. The final interest will be calculated based on the account sign up date and the total account deposit balance during the Bonus Period.

Up to 4% p.a. Savings Rate

From now till 30 April 2025(“Promotion Period”), open a Marathon Savings Account (“MSA”) and enjoy the following high interest savings rate from account opening till 31 July 2025 (“Bonus Period”) with step-up interest rate in different phases. HKD and USD are available for selection.

CURRENCY
FROM ACCOUNT OPENING DATE TO 1 JUN 2025
2 JUN TO 1 JUL 2025
2 TO 31 JUL 2025
HKD 3% p.a. 3.1% p.a. 3.3% p.a.
USD 3.4% p.a. 3.5% p.a. 4% p.a.
Hk deposits msa mgm ba oct
REFER YOUR FRIENDS TO GET EXTRA HKD300 CASH REBATE
Refer a friend* to open a MSA with HKD500,000 new funds via SC Mobile App and maintain it until 31 July 2025. You will get a HKD300 cash rebate for each successful referral.
*Refer to clients who have not opened a MSA with the Bank in the past 12 months from the date of opening their current MSA.

Marathon Savings Account opening via SC Mobile App

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STEP 1

Download SC Mobile App and click “Open an account”

STEP 2

Complete account application

STEP 3

Select “Discover”, “Deposit Accounts”, “Marathon Savings Account” and click “Apply Now”

STEP 4

Review offer details, choose currency and input deposit amount. Select the account for fund transfer

STEP 5

Confirm Terms and Conditions, review your application and submit

Service hours: 9am – 11pm, Monday to Saturday (except public holidays). Photos are for reference only
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STEP 1

Select “Discover”, “Deposit Accounts”, “Marathon Savings Account” and click “Apply Now”

STEP 2

Review offer details, choose currency and input deposit amount. Then, select the account for fund transfer

STEP 3

Confirm Terms and Conditions, review your application and submit

Service hours: 9am – 11pm, Monday to Saturday (except public holidays). Photos are for reference only

Other channels to open a Marathon Savings Account

  • Log onto Online Banking (Service hours: 9am-11pm, Monday to Saturday, except public holidays); or
  • Visit any of our branches (Click here to make an appointment via online to shorten the waiting time at branch); or
  • Through “My RM” platform (Applicable to Priority Private / Priority Banking Clients only); or
  • Contact our Relationship Manager at (852)2209-8288 during office hour (9am-6pm, Monday to Friday)

Remarks

  • The required minimum opening balance of the MSA via SC Mobile App / Online Banking is HKD10,000 / USD2,000.
  • The required minimum opening balance of the MSA via branch / “My RM” platform / branch staff phone channel is HKD100,000 / USD13,000.

Terms & Conditions

Risk Disclosure Statement

Risk Disclosure Statement for Foreign Exchange:

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

Frequently Asked Questions

  • The deposit requirements to enjoy the high yield Marathon Savings Account interest rate is depending on the account opening channel and currency. The minimum and maximum opening balances are as follows:

    Account opening channel Minimum opening balance Maximum opening balance
    Online Banking/SC Mobile App HKD10,000/USD2,000 HKD10,000,000/USD1,300,000
    Branch/MyRM platform HKD100,000/USD13,000

  • Clients can enjoy higher savings interest rate rather than board rate of ordinary savings accounts as long as they open a high yield Marathon Savings Account with new funds during the promotion period.

  • Opening a high yield Marathon Savings Account is completely free. You only need to deposit HKD10,000 or USD2,000 in new funds to open the account online and start earning interest right away!