Tips for buying a new ‘Smart’ phone with your credit card
Everyone is rushing to get the latest flagship phone but how can you make a smart purchase? Timing is key but so is maximising your credit card rewards to enjoy discounts on your new device! Apply for the Standard Chartered Smart Card to receive a Welcome CashBack of up to HKD800. Plus, you can earn additional CashBack rewards or discounts for your new phone purchase when you use your Smart Card at Fortress in Harbour City or China Mobile Hong Kong!
Why choose Smart Card for your new phone purchase?
- Welcome CashBack: Apply for the Smart Card and spend a minimum of HKD3,500 within the first month to receive HKD800 CashBack.
- Exclusive offers at China Mobile Hong Kong (CMHK): Earn up to additional 5% CashBack and discount when you sign up for a plan and purchase a phone at China Mobile Hong Kong. This makes your phone purchase even more cost-effective.
- Double rewards: Enjoy up to HKD500 CashBack at Fortress in Harbour City and up to HKD450 rewards at Harbour City when buying your new phone.
- Purchasing overseas phones: Many other credit cards charge a Cross Border Fee (CBF) for foreign currency transactions when you buy an overseas version of the new phone. With Smart Credit Card, you get full exemption from overseas transaction fees and foreign currency charges plus unlimited 0.56% CashBack.
- Extra CashBack with SC Mobile App: Apply for instalment payments via the SC Mobile app after buying your phone to earn up to HKD1,560 additional CashBack. Plus, you also stand a chance to win one of 50 latest flagship phones!
Learn more about Harbour City credit card offers
Register and details of Fortress credit card offers
Purchase the new phone using Credit Card Statement Installment
Total CashBack offers when purchasing a new phone with Smart Card:
Assuming the latest phone is priced at HKD13,599. Here are the CashBack offers you can enjoy after applying for a Smart Card:
China Mobile Hong Kong phone upgrade offers:
Purchase a new phone with a designated mobile plan* and enjoy an exclusive phone discount plus 5% CashBack. Combine this with the Welcome Offer to save up to HKD4,628 in total!
| Offer | CashBack (HKD) |
| Smart Card Welcome Offer | 800 |
| China Mobile Hong Kong 5% CashBack^ | 828 |
| China Mobile Hong Kong mobile phone voucher offer | 3,000 |
| Total Rewards | 4,628 |
The actual cost of your new phone will be significantly reduced with these offers, making it easier for you to own the latest model.
Apply now for Standard Chartered Smart Card
*Based on China Mobile Hong Kong's "5G Handset Rewards Package 100GB - HKD3,000 5G Mobile Reward." Please refer this for details.
^Transaction amount calculated as follows: HKD13,599 (phone price) + HKD5,980 (prepaid monthly fee) - HKD3,000 (mobile voucher discount) = HKD16,579.
Purchase your phone at Fortress, Harbour City to enjoy the following CashBack offers:
| Offer | CashBack (HKD) |
| Smart Card Welcome Offer | 800 |
| Fortress CashBack (HKD8000 or above spending) | 500 |
| Harbour City e-Cash Voucher (HKD10,000 or above spending) | 450 |
| Total Rewards | 1,750 |