1. The promotion period is between 1 Apr 2025 and 30 Jun 2025 (both days inclusive) (the “Promotion Period”).
2. Overseas Study Insurance is underwritten by MSIG Insurance (Hong Kong) Limited (“MSIG”) which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR. Standard Chartered Bank (Hong Kong) Limited (the “Bank”) is an insurance agent appointed by MSIG. To the extent permissible by law, the Bank shall not be liable to any person for the use of any of the above information.
3. The promotional offer is available to all clients upon successful application and payment made for and be issued Overseas Study Insurance of MSIG during the Promotion Period (“New Purchase”) through the Bank (“Eligible Client”).
4. During the Promotion Period, an Eligible Client will be entitled to 20% premium discount for Overseas Study Insurance.
5. The premium discount for Overseas Study Insurance is only applicable to the first year premium of the policy.
6. The premium discount is not exchangeable for cash, other item or voucher of other denomination.
7. The Bank and MSIG reserve the right to alter or terminate the promotion and/or amend its terms and conditions at any time without notice.
8. All matters or disputes in relation to the promotion and the interpretation of its terms and conditions shall be subject to the decision of the Banks and MSIG, which shall be final and binding.
9. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the Promotion, the English version shall prevail.
10. Customers understand and accept that the Bank and MSIG are not the supplier of the Voucher. The Bank and MSIG shall bear no liability relating to any aspect of the Voucher, including without limitation, their quality, the supply, the descriptions of goods and/ or services provided by its supplier, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the Voucher provided by the supplier, its officers or agents. The Voucher is subject to the terms and conditions imposed by the supplier.
11. These terms and conditions apply to the promotion for Overseas Study Insurance only and no reference has been made to any other MSIG insurance policy or any coverage or content thereunder. Customers must read, understand and agree to the terms of all insurance policies before applying for the relevant insurance.
Collection of Levy on Insurance Premium: Insurance Authority (IA) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1 January 2018. For further information, please visit www.ia.org.hk/en/levy.