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Get 20% discount off your total first year premium when you purchase a plan by 31 Dec 24. T&Cs apply.

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  • Insurance
  • Stay Insured With Allianz Accident Protect Plus Personal Accident Insurance

Get 20% discount off your total first year premium when you purchase a plan by 31 Dec 24. T&Cs apply.

Allianz Accident Protect Plus

Get comprehensive protection with 24-hour worldwide coverage with Allianz Accident Protect Plus. Underwritten by Allianz.

Enjoy 10% off your first year’s premium1 and a basic dental check-up and teeth cleaning (scaling and polishing) package worth $100  Z

Key Coverage Highlights

Medical & Surgical Expense

In addition to the Accident Death Coverage, Allianz will also indemnify for medical expenses incurred by the Insured Person as a result of an Accident, including Chiropractor, Traditional Chinese Medical (TCM) Practitioner or Physiotherapist medical expenses (up to the maximum Sum Insured amount subject to terms of the Policy Wording).

Mobility Aids and Home Modification Benefit
Any mobility aids (including wheelchair and walking aids) prescribed by the medical practitioner and any home modifications of your flat for coping with the permanent disablement will be covered.

Lump Sum Payment upon diagnosis of 27 Infectious Disease including Dengue and HFMD

Lump sum payment upon diagnosis of Dengue, Zika, Malaria, Japanese Encephalitis, Chikungunya, Hand Foot Mouth Disease, Nipah Virus Encephalitis, Measles, Rabies, Mumps, Rubella and more.

Optional Add-ons
Extend to include Dependent Cover Benefits.

15% Discount for Couple / Family Plans
Insured Person can add his/her spouse, as well as up to 10 children in the policy for a couple / family plan.

Coverage / Benefits Schedule

ALLIANZ ACCIDENT PROTECT PLUS
LIMIT OF LIABILITY (SGD)
  Silver Gold Platinum Child
Section 1 – Basic Personal Accident Benefits
1.1 Accidental Death 100,000 250,000 500,000 25,000
1.2 Permanent Disablement 100,000 250,000 500,000 25,000
1.3 Bereavement Allowance/ Grant 2,000 3,000 4,000 2,000
1.4 Medical & Surgical Expenses (per accident) 3,000 5,000 7,000 2,000
1.5 Mobility Aids & Home Modification Benefit (per accident) 1,000 2,000 3,000 500
1.6 Infectious Disease Benefit (per event) 100 200 300 50
Section 2 – Hospitalisation Benefits
2.1 Daily Hospital Cash (max 750 days per accident) 50 100 200 –
2.2 Daily Hospital Cash in ICU (max 90 days per accident) – 200 400 –
2.3 Recuperation Benefit (max 30 days per accident) – 50 100 –
Section 3 – Weekly Cash Benefits
3.1 Total Temporary Disablement 50 100 200 –
Section 4 – Optional: Dependent Cover Benefits (per child)
4.1 Child Education Fund 25,000 50,000 100,000 –
ADDITIONAL FEATURE
Family / Couple Discount of 15% discount on total premium payable

Eligibility

1. The Insured Person must be:

(a) Holding a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent’s Pass or other recognised work pass entitling the holder thereof to remain, or enter and remain, in Singapore;

(b) Living or working in Singapore, or away from Singapore for no more than 180 days at any one time; and

(c) (i) for an Adult, between 18 and 65 years old (both ages inclusive) on the first effective date of the Policy, or up to eighty (80) years old for renewal policies.
(ii) for a Child, between 30 days and 18 years old or 24 years old for those registered as full time students at an Educational Institution.

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Premium Table (before discount and inclusive of 9% GST)

Premium rates are inclusive of 9% GST.

Note: Premium billed or paid on/after 1 January 2024 will be based on 9% GST.

 

ANNUAL PREMIUM (SGD)
Occupation Class Silver Gold Platinum Child
 Non-manual $171.14 $378.94 $709.02 $48.90
 Manual $281.15 $660.12 $1,222.43 $48.90
Optional: Dependent Cover Benefits (per child) $24.45 $48.90 $110.01 –

 

MONTHLY PREMIUM (SGD)
Occupation Class Silver Gold Platinum Child
 Non-manual $14.25 $31.59 $59.08 $4.07
 Manual $23.43 $55.02 $101.88 $4.07
Optional: Dependent Cover Benefits (per child) $2.04 $4.08 $9.16 –

FAQs

  • Yes you can, as long as you hold a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent’s Pass or other recognised work pass entitling the holder to remain in Singapore.

  • You must be between 18 and 65 years old on the first effective date of the Policy, or up to 80 years old for renewal policies. For your children, they must be between 30 days and 18 years old and this can go up to 24 years old if they are registered as full time students at an Educational Institution.

  • Yes you can purchase a policy for your legally married spouse and children. However, parents, parents-in-law and siblings are not permitted.

  • Yes, provided that you did not reside outside of Singapore for more than 90 consecutive days before the Accident. If you did reside outside of Singapore for more than 90 consecutive days, then only the Death and Permanent Disability benefits are payable.

  • No medical examination is required.

  • Yes, certain benefits such as death and disablement benefits are claimable under all policies. For any expenses actually incurred such as Medical and Surgical expenses, only the amount that is not recoverable from any other insurance policies will be reimbursed.

  • Yes, you can cancel the policy at any time by informing Allianz at CustomerService@allianz.com.sg or 1800 222 1818 with your full name, NRIC and policy details. Allianz will refund the premium on a pro-rata basis.

  • Yes, exclusions include pre-existing conditions, certain occupational activities and childbirth/pregnancy. For more information and the full list of exclusions, please refer the Policy Wording.

  • No, the premiums for Allianz Accident Protect Plus will not increase with age.

  • You can contact the Claims Department at Claims@allianz.com.sg or 1800 222 1818 as soon as possible and complete a Claim form to assist the claim process. Written proof of the accident such as police report, invoices and all supporting documents must be furnished as proof of claim.

  • Non-manual: Occupations of administrative indoor or outdoor nature or involving light manual work without the use of tools or machinery or anything hazardous (eg. architect, doctor, lawyer, salesperson, homemaker, waiter).

    Manual: Occupations involving manual work with the use of tools or machinery or whose work environment is in high altitude or of hazardous nature (eg. baker, driver, mechanic, plumber, veterinarian, security guard).

    Do note that there are some exclusions for when an Insured Person is performing any of the following occupational activities:

    1. Full time military, airforce, navy, police and civil defence personnel (other than activities that are sedentary desk-bound duties, SG National Service or reservist training);
    2. Any professional sportsman, motor car/bike racer, entertainer, stuntman, jockey, wood working, welding;
    3. Any air/sea crew;
    4. Any off-shore Occupations (shipcrew, diver, oil-rigger, fisherman);
    5. Any construction worker; and/or
    6. Workers engaged in maintenance, cleaning, roofing or repair activities involving scaffolding or gondolas.

    For more information on the full lists of exclusions, please refer to the Policy Wording.

Important Notes

Disclaimer

This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon acceptance of your application by Allianz Insurance Singapore Pte. Ltd., (“Allianz”). It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are underwritten by Allianz, and they are not products of, nor are they underwritten by Standard Chartered Bank (Singapore) Limited (“SCBSL”).

SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank SCBSL is acting in alliance with the insurer and not as an agent for customers.  You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites. (www.gia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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