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Enjoy preferential FX rates when you convert more and upgrade to Blue, Silver and Gold member tiers.

Your one-stop shop for all things FX

Invest, shop, travel and transfer money with real-time FX prices from anywhere in the world.

14+ currencies
S$0 transaction fees
24/7 converting

Convert only when you're ready

Set up a limit order and automatically convert currencies when your ideal rate hits (no sooner, no later).

Set limit orders Auto-convert at your price target
Live updates Set price alerts and stay notified.
Real-time data View price charts to guide you
Limit your loss Place stop orders when your rates drop

Save on overseas shopping

Exchange money via LiveFX and pay with your SC Bonus$aver Multi-Currency Account Debit Card to shop like a local, worldwide!

Jewellery 15% saved
Luxury Bag 20% saved

Travel more, for less

Enjoy no overseas transaction fees when you spend from your Bonus$aver Multi-Currency Account while on holiday.

Convert any time, any day Across 14 major currencies
Set rate alerts Auto-convert when your rate is reached

Give your loved ones more

Support any family or friends living overseas with same-day transfers and S$0 transaction fees.

Same-day transfers To anywhere in the world

Get rewarded on your FX conversions

Move up the membership tiers the more you convert and enjoy preferential member benefits!

GREEN
Maintain tier via:
N/A
Savings in spread:
N/A
Upgrade via:
S$12,000
BLUE
Maintain tier via:
S$25,000
Savings in spread:
Up to25%
Upgrade via:
S$25,000
SILVER
Maintain tier via:
S$50,000
Savings in spread:
Up to50%
Upgrade via:
S$50,000
GOLD
Maintain tier via:
S$200,000
Savings in spread:
Up to87%
Upgrade via:
S$200,000

Start converting from as low as $10 in transaction size with LiveFX

Simply log in to SC Mobile to use LiveFX on-the-go

Convert Currencies

1

Log in to SC Mobile

2

Select the ‘Invest’ tab and tap on the ‘LiveFX’ icon

3

Start transacting on LiveFX

Set Price Alerts

1

Under the Invest tab, tap on ‘LiveFX’, then ‘Alerts’ and ‘Add New Alert’

2

Find your currency pair, set your target exchange rate and preferred timeline

3

You're all set - receive instant updates when your target is reached

Place Limit Orders

1

Log in to SC Mobile, select the ‘Invest’ tab and tap on ‘LiveFX’

2

Tap on ‘Place Order’ and select your preferred currency pair

3

Select the currency account to fund from and exchange into

4

Review and confirm your order details

12-month FX outlook

USD (DXY)

21 June 2024

The bullish case:

  • Fed hawkish tilt, safe-haven demand

The bearish case:

  • US fundamental downside surprises

EUR/USD

21 June 2024

The bullish case:

  • ECB has no urge to cut rate with greater magnitude amid sticky wage growth

The bearish case:

  • Slower growth relative to US

USD/JPY

21 June 2024

The bullish case:

  • Delay in BoJ policy normalisation

The bearish case:

  • BoJ's aggressive rate hike, surge in QT size

GBP/USD

21 June 2024

The bullish case:

  • UK election with positive new policies, business activities expansion

The bearish case:

  • Cooling of core inflation

AUD/USD

21 June 2024

The bullish case:

  • RBA holds rates higher for longer

The bearish case:

  • China's modest recovery, capped commodities

Asia ex-Japan

21 June 2024

USD/CNH
The bullish case:

  • Geopolitics

  • Unfavourable rate differentials

The bearish case:

  • China capital inflows

USD/SGD
The bullish case:

  • SGD vulnerable to weak global growth

The bearish case:

  • Tighter MAS FX policy to curb inflation

USD/INR
The bullish case:

  • RBI has persisted buying USD

The bearish case:

  • INR continues to offer the best carry-to-vol ratio in Asia

USD/MYR
The bullish case:

  • Increased commodity price risks

  • FDI inflows decline

The bearish case:

  • Resilient GDP growth

USD/KRW
The bullish case:

  • Korea inflation slows

  • Lower nominal interest rates in Korea

The bearish case:

  • Cheap valuation and stable investment flows

×

Start converting from as low as $10 in transaction size with LiveFX

Simply log in to SC Mobile to use LiveFX on-the-go

Convert Currencies

1

Log in to SC Mobile

2

Select the ‘Invest’ tab and tap on the ‘LiveFX’ icon

3

Start transacting on LiveFX

Set Price Alerts

1

Under the Invest tab, tap on ‘LiveFX’, then ‘Alerts’ and ‘Add New Alert’

2

Find your currency pair, set your target exchange rate and preferred timeline

3

You're all set - receive instant updates when your target is reached

Place Limit Orders

1

Log in to SC Mobile, select the ‘Invest’ tab and tap on ‘LiveFX’

2

Tap on ‘Place Order’ and select your preferred currency pair

3

Select the currency account to fund from and exchange into

4

Review and confirm your order details
×

12-month FX outlook

USD (DXY)

21 June 2024

The bullish case:

  • Fed hawkish tilt, safe-haven demand

The bearish case:

  • US fundamental downside surprises

EUR/USD

21 June 2024

The bullish case:

  • ECB has no urge to cut rate with greater magnitude amid sticky wage growth

The bearish case:

  • Slower growth relative to US

USD/JPY

21 June 2024

The bullish case:

  • Delay in BoJ policy normalisation

The bearish case:

  • BoJ's aggressive rate hike, surge in QT size

GBP/USD

21 June 2024

The bullish case:

  • UK election with positive new policies, business activities expansion

The bearish case:

  • Cooling of core inflation

AUD/USD

21 June 2024

The bullish case:

  • RBA holds rates higher for longer

The bearish case:

  • China's modest recovery, capped commodities

Asia ex-Japan

21 June 2024

USD/CNH
The bullish case:

  • Geopolitics

  • Unfavourable rate differentials

The bearish case:

  • China capital inflows

USD/SGD
The bullish case:

  • SGD vulnerable to weak global growth

The bearish case:

  • Tighter MAS FX policy to curb inflation

USD/INR
The bullish case:

  • RBI has persisted buying USD

The bearish case:

  • INR continues to offer the best carry-to-vol ratio in Asia

USD/MYR
The bullish case:

  • Increased commodity price risks

  • FDI inflows decline

The bearish case:

  • Resilient GDP growth

USD/KRW
The bullish case:

  • Korea inflation slows

  • Lower nominal interest rates in Korea

The bearish case:

  • Cheap valuation and stable investment flows

×

Get more bang for your buck with SC LiveFX

Select a common holiday spend:

Accommodation ~S$5,000
Food & Drinks ~S$2,000
Attractions & Tours ~S$3,000
Souvenirs ~S$1,000
Without SC LiveFX, you pay:
S$5,000
With SC LiveFX, you pay:
S$4,575
You save:
S$425
Without SC LiveFX, you pay:
S$2,000
With SC LiveFX, you pay:
S$1,500
You save:
S$500
Without SC LiveFX, you pay:
S$3,000
With SC LiveFX, you pay:
S$2,509
You save:
S$491
Without SC LiveFX, you pay:
S$1,000
With SC LiveFX, you pay:
S$800
You save:
S$200
*Calculations are for illustratrive purposes only.

Frequently Asked Questions

 

The services are available from Monday to Sunday, except for scheduled downtime for system maintenance.

Select the “Orders” icon then press “History” where you will be able to view all of your recent transactions. You can also use the search bar at the top for easier browsing.

For market orders, once the order is confirmed successful, it is impossible to unwind the trade. For limit orders, you may cancel the order anytime before Valid Till Date.

We will monitor the target rate of your limit order for order execution during active FX market hours

There can be several reasons leading to order failure. Please contact our Service Hotline at 6242 5333 for details.

You will be automatically enrolled in the membership program at the Green Tier.

The 4 tiers of membership within the membership program, namely, Green, Blue, Silver and Gold, are determined by the accumulated transaction amount that you accumulated in your account every half year. The more superior your membership tier is, the more offers you will receive. For details, please refer to the membership page.

Your accumulated transaction amount in every half year is used to determine your membership tier. Your tier will be upgraded once the stated amount in the table, “Membership Tiers”, above is attained.

Once you qualify for a certain tier, you will be at that tier until the end of next half year (i.e. end of June or December)(“Expiry Date”). Convert the required amount stated in the table, “Membership Tiers”, above to maintain or upgrade your tier before expiry date to enjoy the rewards.

If you do not accumulate sufficient amount to maintain your tier before expiry date, you will be downgraded to a lower tier. You will receive a reminder one month prior to membership downgrade.

You are automatically entitled to the rewards at your membership tier subject to the specific Terms and Conditions applied.

  • I already have an existing Current/Savings Foreign Currency Account
    • Login to iBanking and LiveFX will be made available
  • I do not have an existing Current/Savings Foreign Currency Account
    • Visit any of our branches or get in touch with our Relationship Manager to open an account

This document is for general circulation only and does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy. It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of an investment for you, taking into account these factors before making a commitment to invest in an investment.

You are fully responsible for your investment decision, including whether the LiveFX service is suitable for you. The products/services involved are not principal-protected and you may lose all or part of your original investment amount.

Deposit Insurance Scheme:

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/sg and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/sg

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