1. This Allianz Home Protect Plan Promotion (“Promotion”) is jointly organised by Allianz Insurance Singapore Pte. Ltd. (“Allianz”) and Standard Chartered Bank (Singapore) Limited (“SCBSL”).
2. This Promotion is valid from 15 October 2024 – 31 December 2024, both dates inclusive (“Promotion Period”). Allianz Home Protect is underwritten by Allianz and distributed by SCBSL.
3. By participating in this Promotion, you hereby agreed to be bound by these Promotion Terms.

Discount Promotion  

4. If you purchase an Allianz Home Protect policy (the “Policy”) from Allianz during the Promotion Period through SCBSL, you will be entitled to a 25% discount off your total first year premium (“Promotional Discount“).
5. Only the main policyholder will be entitled to the Promotional Discount for Family Plans purchased. Your application for the Policy (“Application”) and insurance premium payment for the Policy must be received and accepted by Allianz during the Promotion Period to be entitled to this Promotion.
6. This Promotion is applicable to new applications only during the Promotion Period and will not be valid with other promotions, discounts, offers, vouchers, rebates or privileges, unless otherwise stated.
7. The Promotional Discount is non-transferable, non-assignable, and not exchangeable for cash, credit or any other item, whether in part or in whole.

Gift  

8. Allianz is offering a Complimentary Portable Fire Extinguisher (the “Gift”) to applicants who have successfully purchased Allianz Home Protect from 15 October 2024 – 31 December 2024 (inclusive of both dates) (“Gift Promotion Period”).

9. To qualify for this promotion:
   1. New sign-ups must be submitted during the Gift Promotion Period;
   2. Premium payment must be successfully received by Allianz during the Gift Promotion Period;
   3. Premium payment must be made by way of yearly mode; and
   4. Policyholder must provide their email address for the purpose of gift redemption.

10. If you are eligible to receive the Gift, all updates regarding Gift redemption will be communicated to you by Allianz by email, via the email address provided to you during your application. Please inform Allianz through the Allianz Customer Service Hotline (“6222 1919”) should there be any changes in your email or other personal particulars provided during your application.
11. An email with a registration link on the Gift redemption will be send to the policyholder within 14 days after the inception of the policy. (“Redemption Email”). Allianz may at its sole and absolute discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or similar value.
12. The policyholder will be able to redeem their gift from the date they receive their redemption email till 28 February 2025 (inclusive). (the “Redemption Period”).
13. By purchasing the Policy during the Gift Promotion Period for the qualification of the Gift, you consent to the collection, use, and disclosure of your Personal Data by Allianz to a third party merchant for the purpose of Gift redemption only.
14. The Gift and Redemption Email are not transferable or exchangeable for cash, credit or any other item in part or in whole. A Redemption Email that has expired or is lost will not be replaced.
15. The Gift must be redeemed in accordance with the instructions stated in the Redemption Email. Any Gift not redeemed by the expiry date indicated on the Redemption Email at the redemption location stated, or otherwise stipulated by the Allianz, SCBSL, and/or relevant third party merchant(s), will be forfeited.
16. The Gift is provided by a third party merchant(s). Neither Allianz nor SCBSL is the supplier of the Gift. Neither is obliged to assist or act on your behalf in communicating with the supplier of the Gift for any reason. You shall accept the Gift as it is and subject to any terms and conditions that the merchant(s) supplying the Gift may impose.
17. No payment or compensation whether in cash, credit or kind shall be made for expired, unused, lost, misplaced, defaced, stolen or damaged Gift.
18. Allianz and SCBSL make no representation or warranty whatsoever as to the quality merchantability or fitness for purpose or any other implied terms or conditions with respect to the Gift. Allianz and SCBSL accepts no responsibility or liability for the acts or goods or services of the merchant(s) supplying the Gift, or for any delay, postponement, non-delivery, non-performance or defects in the Gift. Neither Allianz nor SCBSL will be liable for any injury, loss (whether foreseeable or not), claim or damage whatsoever suffered or incurred (whether in common law or equity) arising from or in connection with, directly or indirectly, the Gift, to the fullest extent permitted by law. Any dispute about the quality or condition of the Gift is to be resolved directly with the merchant(s) supplying the Gift. Allianz and SCBSL are not agents of any merchant(s) supplying the Gift or vice versa.
19. If you cancel your Policy at any time before the Policy expiry date for whatever reason, Allianz reserves the right to deduct the value of the Gift or the applicable discounts from the refund premium (if applicable) in accordance to the policy terms and conditions, if any.

General Terms

20. The Policy is underwritten by Allianz and distributed by SCBSL. SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. Guaranteed elements (if any) are obligations of Allianz only. All insurance products are not deposits with, obligations of, or guaranteed by SCBSL.
21. Your purchase of the Policy is subject to the terms and conditions of, and acceptance by, Allianz. Please refer to the full terms and conditions, and exclusions listed in the policy contract. SCBSL does not accept any responsibility regarding any statement made in, omission or inclusion of any provisions of, the relevant policy terms and conditions, nor shall SCBSL be held liable in any manner whatsoever in respect of your application for the relevant policy and/or the relevant policy terms and conditions.
22. Each of Allianz and SCBSL may at any time, without any prior notice or liability to you, vary the terms and conditions of this Promotion or withdraw or discontinue the Promotion at any time. The decision of Allianz and SCBSL on all matters relating to this Promotion, including determining your eligibility to participate, shall be at their absolute discretion and will be final and binding.
23. In the event of any inconsistency between these Promotion Terms and any brochures, marketing or promotional materials relating to the Promotion, these Promotion Terms shall prevail.
24. A person who is not a party to these Promotion Terms has no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these Promotion Terms.
25. These Promotion Terms are governed by and construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
26. All information is correct at time of print.

Disclaimers

This document is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this document are products of and underwritten by Allianz and they are not products of, nor are they underwritten by SCBSL.

SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to Allianz, SCBSL is acting as a distributor, in alliance with Allianz and not as an agent for customers. This document is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase a product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether a product is suitable for you.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.